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20120195� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />0 <br />(Seal) <br />ol d E Di ngwert -Borrower <br />� a (Seal) <br />Donna M Di ngwerth -Borrower <br />(Seal) <br />-Borrower <br />(SeaU <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wclters Kluwer Financial Services <br />Form 3028 1 /01 <br />VMP81�) (1105) <br />Page 16 of 77 <br />: �� '� 1 , a � � " <br />'T <br />