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201201949 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />P POWELL <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />(Seal) <br />Tower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />�$�S� — Single Family — Fennle Mae/Freddie Mac UNIFORM INSfRUMENT Form 30Z8 1101 <br />GCC - G3028-18 (09/Ol) (Page 18 of 19) <br />