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a <br />20120�94� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />�� G� (Seal) <br />Eliseo Calderon -Borrower <br />(Seal) <br />J �ca alderon _eorrower <br />(Seal) <br />-Borrower <br />MULTISTATE PUD RIDER- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 4463555 <br />LFI #FNMA3150 1/01 Page 3 of 3 <br />. (Seal) <br />-Borrower <br />