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. Y �an . . �p a _' ' ` . ..:+1�� i�M�'•'��t�+i{1{ItV: _ . .. .. i'� �� 6 � . t sr.'..0---___- . � +�' a �, r.� __ '", .:�... �y ,�p•�`. -.�� ..�_..�--__..�.-' - �------_.. _._W__�..�.w.�._� }y�{ �ac"'i��;vi��4al.tk? ...-''e,+r•s... .-.�_� �..__ .�---._ ._ — -_ .. _ . _. _ .. . .. .. -- � __ IWPLtI 001^70�1007� � , . ' . �7- 1O4�;Q 9?-- � , � 5 AUJUSTABLE RATE RIDER ��,� � A f �,,�Y � 1997 .�tld i� TH15 ADJUSTASLB RKIB RtDER b mde It►i� t 1hc Ma►Sa[e�Da�d af 7�rust or Soctuity Doed(1he"Securit!' inct�+paratcd lntn nnd•h�11 he deemed ro�n►cnd�r�d suPDk� -- IaMrumenl")ot the ume dMe�iven bp tho undo�si�ral(Ne"s�,��w eecu�a 33aYawer's Adjuitable Rete Nat�o(tha "��b Hp� LrgpgRllI, 9AVINOS Z LOAt7 RSSOCIATxON OF (iRAND ESLIlt7D �,lw MX,a,aa•�of tho�me a.te.na w�i�t�r�bea u,the se�w�ity�nstrume�i.na wca�ea�c: 2415 IiEST JOHN 27Z3 i�i JOHN ON127D ISI.IIND� tipBWISKl1 6860��Addn�u) .�S ppRg Cp1Y'!'AIMS PRO�►ISIONS ALLOWING P�� R ULT�IN bGHL�it PA�YMBN1'3• MONTNLY PAYMBNi'. INC RATE W[Ll.�BS�IJI.�T�LOWI+'.R PAYMF'.N1'S• DBCRBASB5 IN'I'HE IIV7'�' ADDI7IONAL COVENAN'fS. la additioa w che oov�d,.nts �nd �+etiacna mde in d�e SocuritY Insuiuna�t, gomn�ver�nd Laider fu�ttkt oavadnt and agree a�fdb�+�: A.�,Rg,��ATE ANp iNpIVTHLY PAYNIENT CHANC,�6 — '(1�e No�e pmvides far aa inYW in�reu dMe of 8.000 96. 'lUe Nota pcovides far ciwiges ia tbe inlaat nle and Ihe monthlY P�Y��follows: 4.IM'BRF'S!'RATE AND MOMHI.Y PAYMLNT CNANGES (wi a.w�e� , chaBo on d�e fvsc dty of � � s0oo ,�od ao d�c daY '[Ue inla�nt cate I�vill pay aay �s calkd a"CIu�Ba D�� �, i2�t nxx�t6 n�aeatia.EfCh a�e oa Mhicb my intae�rale couw chmae' (S)T�e I�dac ge�inaiug�vi1h d�e Cust Cl�e D�M�•m9 int�eat r�Me�vill be bned on m Ind�x.ihe"Indac"u: THE MESKLY 11VEftl14S YIHLD OLJ UNZTSD STATISS TRBI1GUItY 9EC�JRITB3 ADJi73TSD 1'0 11 CORiSTANT !l71TURITY OF 1 7i811R. 1�.S MA118 AVAII.ABLB BY THB FBDARAL RSSgRV$ BOl1RD. 'I�e mac reoenc tnea�c�CC a.��ihb�e d of u�c dae:C.� 45 aays ❑ bef'orc t�rA Ch�ni�D��callod die'Curr�ait Indwc: , '' mfarmaro�n. It tbe In�ac is�a baBa av�ILb1e,the No�c Hdda wili chooae�new i�xlex th�t is bnal upon comp�� The l�Tolc HoWrt wal��ive me nntbe af Ihis choice. (C)Gi�tio�d Cl�a�� Befae acb ClwnRe D�ee,�he Nae Hddes wiU caicutate my new inte�rst r�te'S+�d�d�8 e�);tia d�e Cu�rent Iudr�c. �o nHn �xsg QcmKTSRS �P�us�� Na�n I.o.vaR 'il�e xo�e�W1da w�u mea eouaa the rauu of mis aaaltioo oo,na C�� 0�� .� y��. t7lf� rIWtTll $YbjeCt b tbe lunitf s4bd in SeCtian'KD)beb�v.this twnded�nount Mill be my nav i�hrat nle uoW d1e next � t that Nou1d be s�i[ficient 10 repry d�e uo�eid 7be Nob Holder wrill d�en detamine d�o�t of the mond�lY P�Y� �at m n�w inl�est r�te ia wbatmti�llY prir�i tA�t 1 am exPxted�o owe�t�he Change Dau io full on tho map�rity Y _ e+�ell,paynea�es.lf�e cesult of Ihes�ku�o�will be tha ncw�tnount ot my monlhly payma�t N)I.i�ib o�IikrcaR itak Ci� chtck qPP��P��boxu;�f„0 6vx u checked.tksre will be no w�a,dni�un lix►it on chanae�J (t)'Ibae.vill be no nuxi.num timic on inoa+est raa ch�naes• io.o 00 96 �ot (2)'Il�e'm�ere�t cale I am raNind o�I�Y+�t the fuat Cf�o6e DMa aill not be g�ater tl�n a ...,..... ... � (3)MY inla�t nre will neva bo increa�ed or daxa�od on my s�►Sb Clmg�Da�e by ma�e tmu TifO PBRCSNT P�1v8� Po��s)� 2.000 �) f[�Om 111C ia�e cf' I have bxn payin6 fa thc pr�8 P��-13.0 0 0 96�which is calied the"Maximum Ra�e" -_ xu (4)My inlar,st rale will eeva be grcakr tt�stn — THB "MIHIKpM R71TS• FIILL NF'sVSlt BE I.SSS TI�Ati 6.00Ot. � MULTI�TATE AOJUfTAOLE RATE IIIDEII•SinpN Famfly P��p � �.iNAtna� YNO YORTpAIiE f011Y�•(�OC134�•)r• InkS�N: ---— ` ,-��t �J•• ► .� � �� �. . . �r fn '- �1G��=�