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<br /> 97° iO4'75f
<br /> T0�3S77'HBEt WIT'H all thc fmprovements now an c�reatter aectod on the prapertY.and ell easements,appurunuias�md _
<br /> Cucwres now a hae�fta a prt of Ihe ProP�Y•��P�e�v�nd�dditkns shW�L�o bo covuod by this Sxurity Inswma�t,
<br /> All of tha tongoing is refuraf w in this Socurity Ituwment�a tha'P'toprrtY."
<br /> BORR�W6R COYHNANTS that Barower ls Iswfully seised of�hC tsiato hereby convoyat and h�the tight w gnnt end
<br /> convey the I�opaty and th�t the Pcopaty 1s�naicumbe�od� eateept tor encumbrat�ee� of recocd. Borcowu w�ac�t��nd wUl
<br /> ck[end ga�lly tha titk tfl�he Pmperty+Bainu al!cltim+and demands�subJocc w�ny eacumbrances of rocord.
<br /> TfIIS SECURTTY II1S'IRUMBNT oombines unifam covenants for nadontl use aod non•w►ifortn oovenmu wlth Wnited -
<br /> ��ri�tlona by jurisdictan b constiwta s uniform sec�xity instruman covering real proQaty.
<br /> UNIPORM COVBNANTS.Barowu�nd L.enc{ee cove�ant and sgrx a�foUows: wha► dnes Uu:
<br /> 1.P��at d Pri�cipal pad Interat:PreWJ'mat and Late CWr�a. Borrower shaU P�PaY WY
<br /> Pcfncipol of and interest on the debt evide�►r.ed by the Nde and anY P�'�Yma►t and laoe ctuuges duc unckr the Note.
<br /> 2.F�4 for Tua wd I�sara�oe. Subject b �pplicabb l�w a W a wtitGen waiva by L�entkr.Bomower sha11 psy tn
<br /> l,ender on the day monthlY P�Y��ore due iu�da ttu Note,nntil tha Nae is peid in full.a sum("Funds")fac:(�)Yarly wces
<br /> and�saeunaits which may�tain prinrity ovu thi�Securlty Insuument uc a lien on the Propeety:(b)Yeerly k�.�ehciW paymmte -
<br /> or g�rKUd rents on the Peopaty.if anY;(e)Ye�rly taz�rd or propaty insurenee pcaniums:(d)Yarly flood insurance premiums,if
<br /> �►Y;(�)Y�Y�BaB����P���if any:md(�any suma peyobk by Bomnwer b I.ender.in accadmce with the
<br />. peovisions ot par�graph 8.in !iw of the pqyment ot matgage insurdna nranium+. 'Iriese itcros aro called "Bscr°w Ittms."
<br /> I�ender m�y.�t any tune,colloct end t�old blmds in�n mount nat to excood the ma�eimum enwunt a lencler for a fedaally relatod
<br /> mo�tgage!wm miy require fa Barower's escrow acco�nt onda t1'�a f�daal Real Estate Sectkmeat Pmced�res Act of 1974 as
<br /> ' amend�d from timG w dme,12 U.S.C.Section 2601 et seq. ("RESPA').unless�notlKr lAw il�t apQliw t�o the Funds sda a k�
<br /> rnoun�If ao�L�endes may�at my time� calbct�nd t�W Ftu�in�n maunt not b eacceed the ksaa acnount l�aider msy
<br /> estimale tl��nount af Funds due on t4e basia of cuc�t da�a and reu�»ble esGmatea of eapa�diwres of fuwm B�cxnw Itema or
<br /> ottra��►ix in�ccad�nct with applicabk Lw.
<br /> 'R�a Fund+sh�U ba held in an instiwtion wtwaa c3eposiu ae+e lnsured by a fedaal�geacy.�taliry.a enrity(inclu�
<br /> i,a�er.if i.rawcr u aiii;+� �i�u,siiiutic�s3�s its ai;:�:.�."'~sl H�sss?.� �?nk_1 r,±eles.hall aooly tbe Fuods to pay Iha Esctoa
<br /> Items.I,encia may not charge Bamwer for hoWing and epplying the Funds.arumally amtyzing the escrow�ccoun�a vaifYb►6
<br /> tha Bxarok Itans,unk�I.ender pays Hoxrower inte�+est on the F1�nsls and appllcible law pamits I.a�da to m�lce a�ch a cMrae.
<br /> Howava�LRncia msy roquire Bamvwx 3a p�y a uratimeme ct�ar8e fa an independent ral estato ta�c reporting service u9ed�bY
<br /> I.rnder in caaaecdon�vith this b�n,unicsa�PPlic�ble law providcs other+lae.Unkss wa�nent is�rade or p�plic�bb law
<br /> ' requi�+ee int�aeat a be paid.L.atida slWl nnt be reqiwirod w pay Borrowa�ny intc�est a eaming�on the Funds.Bam�ra�nd
<br /> t Lender m�cy►�greo in wniting,howeva.that Int�aest s�ell be p�id on the Funds.Lcnda slull give to Banower.wid�out ctuirge.u►
<br /> � uuiwl iocounting of tha klu�da,showing crodib md debib tA tha Fl�nds md the pu�poae fa which ach debic to tho Fw�ds w�
<br /> �,�p��pbdged a��ddltion�l�ocuriry for�l!sums xcured by this Security Insuumait
<br /> � If the Funda held by I�r exaeod the�unounts Pamiped w be held by appllcabb laa.La�ter sl�all a000unt oo Bo�owa far
<br /> � the wcau Funda ia sccard�nce Mtth the requirertwus of applicabla LN.If the mount of th�Fands heW by L,eadu zt�ny time is
<br /> not�f�u q pay the Exmw Itans when doe�I�nckr m�y so notify Barowa in wri6ng�and,in such case Barowa shall P�Y
<br /> to Lenda tho mount necessarY w m�ke up the defieia�cy. Borrower elnll maka up tha deCcieecy in no mooe thm twelve
<br /> � ma►d�lY Poy�b.at I,enda's sola discrttion.
<br /> UP�R�Y�t in fuU of all sunu sec�uad by this Security Instrument,Lender stnll P�P�Y 7efund to Barowa any Fwids
<br /> , held by Lenda.If.wiAa�pagnph 21�Lender sl�aU�uir�a seU d�Prapaty.Lenda.Ixyor oo the acqai9ition nr s�ie ot tho
<br /> p�upeity,slull�pply rty Funds heid by Lender�t dia time of rcquisitian or s�n a aedit against the smrns securod by efiL�
<br /> Security In.�t[umen�
<br /> 3.App�atio�of Pa�enb. Unkss�pplic�blt 4w provides odierwl9e.dl payma�ts�eaivat by Lendcr under pragraphs
<br /> 1 md 2 sioan be rgplled: Cu�t.to wY P�F�Y���Se�due unda the Noto�soca�d,to amoueb payable under p�r�gt�2:
<br /> third,to intae�+t doe�fa�rth�to pr6�cipd du0.aad 1asR,ro any Wa chacges duo undrr the Nole.
<br /> d.CYartas��• somo�ra sh�u py au wc�+�a4xssma►ts�chargGS, rv�es md 3mpoaidons saribunbb w�he Propercy
<br /> . whi�h eyy�tain priority over this Sacurity Instt�ut�ent,and kaxhold payments or gtound renta.if my.Borrowu slWl pay tl�wa
<br /> obligations in the mannec pcovidod in p�aegcq�h 2.a if na paid�dut mmna,Bartowa s1W1 pay them on dme diroctty to the
<br /> p���P�Y��Sarowa sh�ll P�P�Y f�� to I.tnda tll noticd of mounts a bc p�id under this pm�.U
<br /> Bo�row�a nak�w U�de p�yments dira�tly�Borrowa s�ll p�omPUY fumish b L�ender rcceipts evidencing the paymaib.
<br /> Barma+a�lull P�►P�Y�Se my lien whidi has p�iority over dds Securiry Limumait nn{ess Bacmwer. (a)a�ocs in
<br /> wr;ting a the pyment of d�e obligation xcunod by tho liai in�mmnar��e�ubk w Lendar;(b)cont�.ws in good faith the lia�
<br /> by� or defa�dt�inst enfo�+cemeat of the liea in.le8al pr�oceedinBs which in the Letider's opinion opvue to pneveat the
<br /> ' mfo�+caoert of ihe tien:a(c)secares from the halda of tt�e lien en agcoarxnt s�tisfacbay t�o I.ender subordinating the Ikn to
<br /> Ihis Sauritr Inwumen�If L�er�la defamines th�t any prrt of tl►e Rapaty is subject w a lien which may anain priority ova Uus
<br />— � Savrity Inarumai�I,a�da may give BaroMa�Tsaoe ida�tifying the Iia�. Borrower sl�ll s�tisfy the lien or alce one or more
<br /> . of thc�ctZoas set fath sbove withia 10 days af the giving of noox.
<br /> For�502� N!0
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