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<br /> 'PDCifiTHfiR W1TH�ll tha i►npravemcnts now or hereaftcr crectcd on the property, and all catien�c��v�aPpunenanccs��nd �;.
<br /> . �,�•?�� fi�uues now or here�fter a pact of thc property.AA rcplaccmentg nnd addldans sh�ll also be covcrcd by this Security Instrumer�� --
<br /> , t'+
<br /> AU of tha fan�oln�{is roferred w in this Secudty instrt►mcnt es the"Property." �•
<br /> �''r� BORROWER COVENAAITS that Sorrowu is I�wfuUy acised of the esWc 6ereby c�omoyed end h�c the right w grAnt and __.
<br />�;. convey tho Prope+ty md thet tha PropenY ►s unencumberod, exccpt for encumbrancea of rccord. aormwa wartants and will =_
<br /> � de�end gener�lly the tipe to�ha property ageinst tll cUdmn�nd demands.aubjoct a eny cncumbrencos of rocord.
<br /> 'CHIS SECURITY INSTRUMBNT combincs uniform covenanu tor nadond use and non-unifoem covenants with limtted =
<br /> v�riedons by Jurtsdkdon w consUtutc a unifonn security instrumcnt covcrtng rcal ProPcrtY. °.-
<br /> , �, UNIFORM COVBNAN'I'S.Borrowcr and I,cndu covcnant and egrta os follaws: when due the '�"
<br /> � ' 1.P�ymeat ot Prlacipal and Interest;Prepayment and Late Char�es. Bortowcr shall pcompdy pay _
<br />^::;':;; •:�' principcsl of and intarest on the debt evidenced by the Note and any prepayment end late charge,s due under the Not� _�
<br />--,�t�.'�r:;;�•. 2.��tor Trxes Aod Insurance. Subject to applicable law or to a written waivcr by Lcnder, Horrowcr shtll pay co
<br /> �_''+`'''�° � 111�TIfA 1UG duC undet thC Nole.unW the Notc is paid in full.a sum("Fund.s")for:(a) ytuly taaes =�_
<br />.,,�;::.: , ,. Lcnder on the day sccnthlY PeY -
<br /> ,, �k and assessmenW which may attain pdority over this Secarity Inswmcnt as a lien on the Properry;(b)Yearly le�sehold payments �,_
<br />�, �°���'' a ground renta on the Propcity,if ssny�(c)Yearly hazerd or property insuranr,�premiums:(d)Yearly�lood insuranoe pnmiums,if
<br />: �s'.='• _.� -
<br />'ti c;`; ,; �Y�(�)Y�rIY mort888e insivance pcemiums.if any�and(�any sums pays�Le by Harrower�to Lender. in accadance with the �_.
<br /> = .'� provisians of pan�greph B. in lieu of the payment of moctgage insurance premiums.These items aee callod 'Escmw Itams.,,
<br /> `��'•°'` �' I.ender may.at any dme.collect and lwld Funds in en amount noe to eaceed the n�imum amount a lu►der for a fedenliy related
<br />�'t�R��
<br /> ��� matgsge loaa may cequlre for Bazowu's esaow eccount under the fcdual Real Estate Setdement Procedures Act of 1974 as
<br /> amended from dme W time, 12 U.S.C.Secdoa 2601 et seq. („RESPA").unless enother law that applies to the Funds stts a lcsser
<br /> - --— amount If so,Lenda may. u any dme. collect end hold Funds ln an emuunt not to eaceed the ]esser amounG I,enda msy
<br />-:;�� estimate the amount of Funds due on the basis of curr�enc data and reaSOnable esdmates of expendiwres of fuwre Sccrow Ituns a
<br /> othaw,ix in eccordauce with applicabk law.
<br />�`���� 71�l��r,da shaill be held in an insdtution whosa deposEts ere insured by a fedaal agency.instrumentality,or e�dty(including
<br />_ =� I.u�drr.if Luider is such an institudon) a in eny Fedual Home Loan Bank.Lenda shall apply the runds to pay if►e Esaow
<br />"=!�� Ttr_.,u,I,p�dr1 may not charge Ba�rrowa fa holding and applying the Funds,annually analyzing the escxow account,a vuifying
<br />�:.',�� the fi�cxnw Itana.unkss I.ender pays Sorrowu inurest ai the Fhnds and applicable law pcsmits Lender w malce such a ct�arga
<br /> �.':��' Ho�ra,L�ender may require Bonowa to pay a one-dme charge for en indepa�dent real estate tax nporting savica used by
<br />- -- I�r�der in connectbn with this loan,unk,ss applicable law providcs othawlse.UNeu an egrxmc�nt ia made a applicabk law
<br /> ------ re4ums int�aeu to be peid.I.axler ehell not be roquired to pay Bonower any int�erest or eamings on the Ftutds.Bamwa and
<br /> L�sda�mty�oe fn wriring,howava�that intarest st�all be paid oa the Funds.Lenda shall give to Bocrnwa�wilhout ctu�rge�an
<br />-:_;_,.�r��� �nnwl socountinng of the Funds,showing credits and drbits to the Funds ond the putpose for which each debit to the Funds wes
<br /> __= - mak.'Y7io Funds are pledged as adti9donal soc�ttity for all sums securod by this Security Instrumeat,
<br /> - _=-- — Ii tho Fw�ds held by I.ender aYCeed tho amoonts pumia�cd to be held bY applicable law,Lender st�all acxaunt w Barowa for
<br /> - � the�acc,ess F�nds in accordance with Ihe requirements of applicabk 1aw.If the amount of the Fands held 1by I.uider at my time is
<br /> � not s�'�t to pay the fiscrow Items whea due,Lenda may so nodfy Borrower in wridng�end,in such case Barowa shell paY
<br /> � � to i,ender the unount noc�s.s�ry t+o make up the deficiency. Bomower shall meke up the deficiency in no more thpn twelve
<br /> .. ' montdlY P�Y�ts�ec Lendu's sole dlscredon. •
<br /> � . Upon payrnent!n full of all suins secural by thia Secwity Instrument,Lenda shall prompdy refund w Bo:rowel any Funds
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<br /> de1d by Lender.If.unda pac�Bcaph 21.Lenda shall acquire or sell the Proparty,Lendes.Pria to the ecquisition or sele of the
<br /> �,+ pmparty,ahaU apply eny Funds held by Lender st the dme of acquisidon or sala as a cralit egainst ths sums secnred by ihis
<br /> Security Instsument
<br /> -- _ 3.Applkation ot P�yments. Unless applicable law providcs othawise.ell paymcnts receivod by Lender nndes paragraphs
<br />— 1 and 2 ahall be appliod:fust,w �nY PrepaYment charges duc under the I�ote:stcand.to emounts pey+�bk nnd�x pangraph 2: _
<br /> th�d,to inurat dne�fourth.w principet due�and latt,to any lete chuges due und�the Nou.
<br /> 4.Char�a;Liea�. Bc�ower shall pay ull ta�ces.assessments,charges. fines end imposidons apribuuble to the Property
<br /> .�� which miy apein priority ovu thsis Security Instrument,and le�ehold payments or ground nnts,if any.Borrowa shall pay these
<br /> - obllgatlona in thG manna ProvidW in P�B�Ph 2,or if not paid in that mam►a,Borrower shall pay them on time dinctly w the
<br /> — = person owod paymen� Borrower shall pmm�dy furnfsh to Lenda aU nodces of amounts to be gaid under this pacagraph. If
<br /> -_���- Bamwa makes thesa pAyments dircetly.Borrower shall prompdy fum'LSh ta Lender roceipts ovidencing the payments.
<br /> _ >�:;�;-- Socrowu shall prompdy dLseharge any liea which has priodry ova thLs Saeurity Instrument unless Barowa: (a)agcoes in
<br /> __-'_„�;;; writicc►g to tho peyment of the obligadon secured by tha lien in a manner ecceptable to I.ender.(b)conusts in good faIth tha lien
<br /> _�_��:_;��� by. or defends againsc enforcement of tho Ilen in, legal prooeedings which in the I.ender's opinion operata to pcaveat che
<br /> •.:.-��*�':::• cnfoc�cmont of tho lien;or(c)secures from the holder of the lieri an agrecment satisfactory to I.endu suborainatiag ttKS lir.n to
<br /> ._"°r�,,;�'�� this Socu�ity InmumenG If Lender detamines that eny part of the Property is subject to a licn which may attain priority over this -
<br /> -�::.:=;t,�;
<br /> ^���; Security Insnument,I.endu maY Bive Sorrower a notice identifylnR the licr�.Borrowu sh�ll satisfy the Iten or take one or mon _
<br /> �-:�;;;- of the acdons aet forth above within 10 days of the giving of noricz.
<br /> ForT 502� OIlO
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