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�0�.=`��19�.� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />� <br />(Seal) (Seal) <br />m rley Gan - Borrower - 9orrower <br />, (Seal) <br />-Borrower <br />, (Seal) <br />-Borrower <br />MULTISTATE PUD RIDER- Single Family - FannleMae/FreddleMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Fortns Inc. (800) 44fr3555 <br />LFI #FNMA3150 1/01 Page 3 of 3 <br />