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„.F� . � r � •' _ _•'�►1�1wIqY1Yf3i��: _ .' `�� . _ll.T.;l.:'� �.'�'./-.`t. .•�'W'7.•?..flS'Y ' m: !.= >SRh , �Witi.Lti�'�i�'r t•.�.�+.�T,.� w.t� 'Q�i..:.� _a1�".'..' .::.Fi.z�-�: � AVDi.'s 001-70C�803� _-- . � 9?-- �O4'�33 ADJUSTAS�.� RAT� �tIDE� THIS AD]USTABLB RAT6 RIpER is m�do thb 17T�i day of � , �.997 ,�nd is inc�rponlod ina�nd�hail be deemad eo Nnend r�d�supplemant tbe 1Naxti+�Bc�Deed of'Ituu or Socudty Deed(!ho"SocudtY InstrEUncnt”)of the!a:mes date gi�+en by the undutl�ed(tho "Barowor")ta eocuro Barowcr's AdjwubDo Wwa I�ToI�(Iha .p�.�� KOMB FSDSWIY+ 9AVZLXi� � LOAN ]18SOCIATZdN OF ORAI�A ISLAND (�IE°IrCINjCt")Of ItIC S�If1C f�al0 0�COVGII!$1�1E p(Opdty�qCf��tl(�1C SOClilit}r 1flStfB1�1lS111�tl(�{OG'#{US!�1. 103 - 109 S KIM9ALL STR88T 417 5718'� 18T (3RAND IBI.AND. NEBRASXA 06890-1000 �PropeKy Addrou) T�S NATE CONfAINS PftOViSIONS ALLOWING FOR C1�ANGES IN A'11�INTEREST RATE AND MY MONTHLY PAYMENT. 1N�RBASFS I1V THE 1NTFJtFb7' I�►TE W[L� RFSULT IN H�CHEit PAYMEN7'S. DECBEAS�S IN TNE INTL+RB.S7'M'I'E WiLL RFSULT IN LOWER PAYMENTS. AUDTfI(1NAL COVENANfS. !n a�ddlt�at W the covenaats and �groana►�a ma�ie in tha Socurih► Inawman� Bam�va and L,a�d�fwtha covenat md agcx n fdbwa: A.INTFftFST RATE AND MONTHI.Y F'AYMENT CNANG�S �rne Ivo1e pouvkka ca�aa inNlset interesc n�e of e.soo �. Tfi� cdo�e poviaes eor ch�agcs ic� d� ia�ar,st rala�nd the moodilY P�Y��•a folloMa: �,Il�TI'ERES"f RATE AND MOM'E�LY PAYN�.N!'CHANGES (A)Cbar�e Datd 'It�e in�xest rMe I�vill p�y�nty chmge on t6e f�st dsy of �Y � s o 0 0 ,and on that day �� 12TH tI1011Q1 IjICt�.B�Ct1 di1C OII iYh1C�l 111j1 UI1RX'l',St[�iE COU�C�1EC 17 Ci��R"�C D�� (B)Ttie IldCx Beginnin6�the first ChanBe DMe.my inear,at rate wIll be b�d va�o Indea.lbe"Index"iv: - THS ►T�81(I.Y AVSRACiB YIBLD O.N UtIITBD STAT83 TRE7ISORY SECqRIT$5 ADJUSTBD TO A CONSTAtZT MATQRITY OF 1 Y811R. AS M71D8 AVAILASLB BY THE FBDSRAL R&SBRVB HOARD. ��c�7 u�1-r�.�.�/�,,�e�s�e��+��a,wa: � as a�ys ❑ —.. ��a/�L7��.YIaGR�11{/�Jl�� If d�e Indwc u no fonga#��til�la tha No�o Ho{der w�i1�t elwox a ne+v inde�c�hu is 6�eed urpon oaap�nbb infanud�oa. '!Le Nole Hoider aW�ive me ntpca of this choico. (C)C�inm d Cbaasa Befa�e ach Cha[�e DMo.the Nae Hoider�rW caka�Yr�c�ny new intareac c�le by�ddin8 96 a tbe Cuara�t 1r�. �ss �n �r�$$ Qv��sns paa�ern�ge point(s)f ) The No�e Holder wfl!tha�ronnd�he rau�t of tHls addition oo�6e Q Nearest [] Next Highest [�Next q.Owe�t a�s sicuem < ,x2s 96). Subjxx q IMe timita snled i�Sactfon 4(D)below,this row�ded amuu�t wrill bo my naw inla+est rak un�7 t�e oea[t Cl�nge D�1e. T6e Nooe HWda Nilt d�i aa�amine the�►rount of tbe monthiY{x5►n�nt dtat�wamlkl bo suf�"�cfa�t to re��ry�16e�u�id principl tbu I ain►sacpoclod io owe at d�e Chmga Drta ia full oa d�e m�ity data at my n�w intaest ra�e in a�sbot�rNia11Y equal paya�.'i'be nxult of this calcW�tion�rill be the new�rt►ouu oF m,��anonthlY WYment (D)Li�ib o�idmat R�a ClurQa eheck oPProPriar�bozes;if�box is checA�+d.tbrre w1U be no n�a�aim�ne W nft on clw�ges.) (1)'It�ae�+iubenoma�ci�numwn�on;n►erescraractunges. la.5oo 96 xx (2)T6e int�arst n1e I am requiccd oo pay at tho firat Ctunge D�o will not bo g�r,�ter dun p�tix�dun, 6.500 �b, --��a•�-- _�f L�' �..� Ir -M MY QX{QIw�fnOA I�fM�Mt RIIVYS�}I�fl LJl�I lvir u�iocaat ti�c w�u�s�w w r...,�..............�.�...._.�---o----o---- ------ - — �rko r�axcsrrr Pe�a,nqte poinus) ( � a.o00 �,) irom �he r�1e�jqtar,�t I htve boen payin�for the procadin8 Paiod• U(4)My int,a�at rare will neva be Qrcakr tfun 13.500 96.which iv caliod the"Mutmum Rn�e." TH6 "MZNIMUM RATB" WZLL NSV8R BB LBSB THAH 6.5QOt. - MULTI�TATE AOJUSTASLE R�ATE RIDER•Sieph F�mfly �� — PaO�1 ef 2 _ �•�NA(NOi) VM�MORTfiAOE F011MS•(�00)il1.l2�1 InI11aM: _. _ -- �`:ri ^ ��