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<br /> 'POQfiTHI3R WI'I�i ali tt►t+ improvc�nc�ts now�r here�ficr crcctod on tho proporty,and dl easemer�te,y►purbcnrncc�,end -
<br /> Cucwre�now or har,aftcx a parc of t1►o pro�►erty.All rcpl�ccmente and�ddltlons ah�ll al�o bo covued by ihla Socw3tY Inatcuma��
<br /> A!1 of the[oregoing iR rcfetr»cl to in IMs Sr���rig�Intwmerit es iha"Aroperty." ,
<br /> BOR.'�OWQR COVBN/!M'S thu Bomnwar!s I�wf«lly xised of the estato haeby convoyod uid h�+thc r�ght w grar►t�nd
<br /> convey �he proneity and th�t tl►e+ Property ia unonruml�tcod,exc�pt fcrr ericumbru�cca of record.B�rrower wainnta md will
<br /> defenti ga�lly tho dtlo w tte+Propaty�gainst aU xi�cims�nA duun�nsit.subject w sny encumhrance�af record.
<br /> TFIIS SSCURITY INS'tRUM�N�'ooratt�inas unifcmn coveo�ntt for nadonal uAe and non�unifarm covcnanta with limitod
<br /> variu�ions by jurisdiction W coastttum a�unifcmn scrurity insuumrn!oov��ring real pcopertY•
<br /> iJI�1IFORM COVBNA.N7'S.Homnwer end Lc�da cmvenAnt and�gmo as follows:
<br /> 1.Pa�e�t ot Principwl aad Idterc�t►�P*y�ent�ad l.�te Chsr�ea. Ba�mwcr shall P�P�Y WY whao doe tho
<br /> princi�l of md inta�,st on tlia debt evjdt�d by ttb Nuto and anY P�Y�t and lue chargas duo unda tho Note.
<br /> 2.Fuadr fur Taxa�nd Iswr�na. Subjact w applia►bk law or to p wrltsm waivor by i.e�,r, Bomower shall pay to
<br /> l�der on tho d�y monthlY WYn►a�ts am d�uo unda�tho Nota.undl tha Noso is paid in full.e sum("fi�nds")foe:(a)yarly uxe�
<br /> and�nans�h1ch may ulun pdarity ovar thls Socurity Iasuumau as a lien an tho Prq�aty:N)Yarly k�axhoW p�ymanta
<br /> or ground renls on tita Prr�paty.lf�ny:(a)YariS�lurrertl or propaty insuiance patniuma;(d)Year1Y tlood inwranca permiums,if
<br /> �Y�(�)Y��i'R��Ba in�premiums,�f�y� a�tl(f�any sums payeble by Bono�►�er to i�enda.in eoo�ae�viW the
<br /> provisiorts of p�ra�graph �3, in liw of U�a paymcat of mottgago iasuranoo ps�eewiums. 'll►ex itams ara callod "Sxrow Ioema'
<br /> Lraida may.ru any timo,colloct iad haid Funds in an amonnt not W cxcoed thG muimum e�rwunt a lend�i fa a federaUy caJaood
<br /> mo�tg�ge lom�nay roquirc for Burmar�'s e�a�nw�oawnt unda the foderal Real E.+.wate Scttk.mcnt Procediu+es Mt of 1974 a4
<br /> ma�ded fcom time to dmo�L2 U.S.C.Scx�lion 2G01 et seq. ("RESPA").unkss anWt�a law that epplies lo the Fuadg sW a lessa
<br /> amoun� If so.Lea�da rn�y as any tirrie.colkct anci tw3d Funds in an arnoin�t n�M to oxcoed Rhe lesser uncwn�Lenda may
<br /> �uimaRe the�naunt of Fun�dne an tha buis of cuRUni data and razsonabk esdrnx�s of ea�penditu�ca of fuw�e P�crow Iiems a
<br /> otha�rise in aoco�rd�noe with applicabb la�v.
<br /> Tl�e Flind�sh�U be held in an inuitutbn whame dqwsits ara insumd by a fodaal agex�cy.instiiunmWity.a endty(ioctud'mg
<br /> I.,p�der.if L�da is such an in�titution)or in or►y Ralaal Nome L.oan Bank.L,end�r sh�U ipply Ihe Funds w psy tho B�cmw
<br /> Itans.i.ender may nat chsrgo$otmwa fa taldin��od rpplying the Fands.�nnwilly�n�lyiing tho e.9aow eoawat�ae vaifyina
<br /> i�:.�r:Ii�ss,uu�:.�is g�J 4 B�C:��k.�si QL!�±Funrle wewl�lirahk:I�w nrirnitx Tarciet�►mulce�a�cl�a ehame.
<br /> How�va.L�ackr mxy r�a Bomo.rax�o py a one-droe chage f.or an ir�depe�dait rdl eaata tu repardng savioe used by
<br /> Laxla in oauie�ion whh this k�ae.uaJass appliabk hw provides a�t�awi�e. Unkss an agroen�ent i�m�da or�pplic�bie hM
<br /> roquires int�aast w be p�ocl.Lttxkr shatl not be reqoirod w pay Bwa'o�vu any int�ar,at or aminga on the�nds.Bamwer�ad
<br /> I�ender may�e in wrilfn�,twweva.ttut interast atnll be paid on the Fund�.Lcoder ahall give to Bo�ow�a,without cl�arge,�a
<br /> awnal socoiurting of tta F�pnds.sdowing crodits and debits to the Fuads and dte pu�poae far which e�ch deb[t to tha Ftiuids was
<br /> m�de.'Il�o Fwids�o pkd$od as�dditiom!socurity for all sums socurod by thi�Securlty Instruma�t
<br /> If tt�e Fwxts heid by L,eader ea�odod d�e amounts pamidAd to be beid by q�plkabk laN.Lender ahall�ccaunt w Bamwer[a
<br /> the eacce�F'imds in sword�nce with tho requirunents of appljcs�bk hwr.If the am.wnt of tl►e Fw�d�hrad by L�xu{a at any time is
<br /> aaat sufficieat b p�y the Bscmw Itans whea due.I.ender may so noafy Barower in writing,�nd.en such cax:Barowa shall PaY
<br />- to I.er�der ttro arno�tnt necasary w�rwlce up the dcficirncy. Barower slwll malce up the det'�ciaicy in no moc�e dnn twelve
<br /> �Y P�Y��•�t I.eader'c sob discrctia�.
<br /> Upon pa�yn�ni in full of Wl a�ns sccurod by this Security Ins�na�►t,Lxade�r stwll P�P�Y refiuid to Barow�a any�mds
<br /> !roW by La�det. U►�a�der p�r�gre�h 21�iander st�ll xquire a seU Ihe Propaty.I.ender.Pria to the�c•qutsicion a seb of the
<br /> � Pmpaty.a6�tl'�ppiy iny Funds held by L�ender u the dme of mcquisltion a sale a�a aedit�gainst tho sums xcurod by d�is
<br /> Security Itutnunau,
<br /> �.AppYtatlw d Pr�yswts. Unkss Applicatde law provldea oU�vis0.all payma��txdvod by L�et�dcr unda pragr�s .
<br /> •, 1 and 2�be�pplied: fuat.to anY Pre�►Yment chsrcgos due undar the Note: sxa�d,to amounts p�yabie u�der p�rag�2t .
<br /> thhd.�o in�s+�st due�fourth�to principal di�e�and last,to t�y Iste c1►arges due untkr the No�e.
<br /> . 4.C6at�ee:Lk�. Barower ahall p�y �ll taxca.�xx�as�na�ts� char8es� Cu�and impositions a�pributvbk to tho Pmpaty .
<br /> ��U'�P�n'uver this Socuriry Inwument,�nd Ieax,Dwld paymaits a�und renb�if�ny.Bamw�er�tuU Qay thde
<br /> ' obliaatiar�in the m�nr�ar paovided!n pu�graph 2.a if not paid in that nnnner.Bocrowa sl�ll pay ttxm an dme dicectly to tl�se
<br /> payon oMed p�yma�G Bomo�ver ah�tl t�P�Y fumish to I.a�da all notloes of amounta w be p�id wnda th�paa�rapb.lf
<br /> Batra�ver m�lues dide p�yments diroctly.Bamw�r�hW P�T�Y fumi�h 10 I.e�er rooeipla evidaicing the p�ymentt.
<br /> � �a�P�P�8a�Y�wAich Na priority ova this Socurity Instnunait unlaa Barowa:(a)�grees in
<br /> ` wri8ng oo the payrt�ent of�he obllguion secuced by tho lkn in a mmner acaptable�to i,endix:(b)oontats m good fotth the lka�
<br /> by� a dcftnds �gainst enfacemait of tho lkn in, kg�l pr000edings which in the Lenda's apinion operne to pnvent tha
<br /> _ enforoemeat of the lien:or(c)socures fran the holdar of tha tien an agroert�a�t satisfactay w La�der subordin�ting the lien tn
<br /> ' thit Secwity TnsWrt�a�t If I�et�der ddamines thst�u►y prrt of the Pmprrty Ls subjoct W a Ikn which mty awin ptiority ovrr thia
<br /> • Security Inswmcn�I.ender nwy give Bortower a notioe ida�tifying�ho Ika.Borrowu stn11 satisfy the lien a talce onc a mone
<br /> of tho actiau set fath above wiL4�in 10 days of the giving of notice.
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