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<br /> payments muy no longer be required,ut thc option of I.cndcr,if inartgngc fnsuruncc covcrngc(in U►c anx►unt nnci for thc perluci
<br /> thnt Iw:ndcr rcquires) pcovidcd by nn insurcr approvcd by I.cndcr ugnin t►ccamcs uvuilnblc nnd is obtuincd. Borrowcr shall puy
<br /> the premiums rcquired to maintain mortguge Insurance f�� effcct.or to pruvidc u luti+rese��ve,until thc rcyuircnunt fur mortgage —
<br /> insurunce ends in uccordance wid�miy written ugrcement between Borrower and Lender or npplic�ble IAw.
<br /> 9. IaSpecdon. l.ender or its agent may make�rasonable entries upon and inspections of thc Property, Lcnder shi�ll give
<br /> Borrower notice ut th�time of or prior to an inspection sExcifying reusonuble cause far the inspection.
<br /> 10. Condemnatton.The proceeds of any awurd or clnim for dumages, direct ar cansequcntial, in connection �vith any
<br /> condemnation or othcr taking of any pan af the Property, or for conveynnce in lieu of condemnatian, urc hereby ussigned and
<br /> shall be paid to Lender.
<br /> In the event of a totai taking of the Property,the proceeds shsll be applied to the sums secured by this Security Instrument,
<br /> whether or not tt�en due,with nny excess paid to Borrower. In the event of n parliul taking af the Property in which tt�e fair
<br /> market value of the Praperty immediately before thc taking is equal tu or grcater thnn the umount of the sums sccured by this
<br /> Security Instrument immediately before the taking,unless Burrower and Lender othcnvise agrce in writing, the sums securcd by
<br /> this Security Instrument shall be reduced by the amount of the proceed9 multiplied by tha followipg frnction: (a) tho total
<br /> a�nount of the swns secureci immediately before the taking,divided by (b) the fair market value of the Property immediately
<br /> before thc u►king. Apy balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fnir
<br /> market vulue of the 1'roperty immedintely before the taking is less thun the amount of the s��ms secured immediately before the
<br /> taking, unless Horrower and Lender atherwise agree in writing or unless applic;able law otherwise provides, thc procceds shall
<br /> be applied to the sums securc�by this Security Instrument whether ar not the sums are then due.
<br /> If the Praperty is ubandoned by Borrower, or if,after notice by Lender to Borrower thut the condemnor offers to make an
<br /> award or settle a cluim for damages. Bonower fails to respond to I.ender within 30 days aftcr the dute the notice Is given,
<br /> L.ender is authorize.d to callect and npply the proceeds,at its option,either to restorntion or repair of the Property or to thc sums
<br /> securcd by this Security Instrument,�vhether or nat then due.
<br /> Unless I.endtr and Barrower otherwise agcee in writing, any upplicution of proce-.,ds to ptincipal shall not extend or
<br /> postpone the due date of the monthly payments referred to in parngraphs 1 and 2 or change the amount of such payments.
<br /> 11.Borrnwer Not Rrleased:F'orbearance By Lender Not a Wwiver.Extension of the time for payment or modification _
<br /> of amortization of the sums secured by thls S�ecuriry Instrument grantal by Lender to sny successor in interest of Bonower shall
<br /> not operate to release the liability af the original Borrower or Borrower's successors in interest. Lender shull not be requin�d to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or otherwiae modify umortization
<br /> of the sums sccured by this Secucity lnstrument by reason of any demand mada by the ariginnl Borrower or Borrower's
<br /> . successors in interest. Any forbeatance by I.ender in exercising any right or remedy shall not be a waiver of or preolude the
<br /> exercise of any right or remedy.
<br /> 12. Successors and Asgigns Bound; Jolnt and Severitl Liwbil[ty; Co-stgnere. The covenants end agrcements of this
<br /> Security instrument shall bi��d and bene6t the successors and assigas of Lender and Borrower, subject to the provisions of
<br />� paragrapl� 17. Bonower's covenants and agrcements shall be joint and several. Any IIonower who co•signs this Security
<br />' Instmment but dces nat execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that
<br /> - Bonower's interest in ihe P7operty under the terms of this Security Instcument; (b)is not personally obliguted to puy the sums
<br /> = secured by this Securiry Instrument;and(c)agrees that Lender and any other Borrower may agree to extend,modify,forbear or
<br /> }' make any accommodations with regnrd to the terms of this Security Instrument or the 1Vote without that Borrower's cnnsent.
<br /> 13.Loan Charges.If the lnun secured by this Securlty Iastrument is subJect to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> ' loan exaed the permftted limits. then: (a) any such loan chnrge shall be reducal by the amount necessaty to rcduce the charge
<br /> . to the permittod limit: and (b)any sums already wllected from Bonower which exceeded permitted limits will be refunded to
<br /> Borcower. l,ender muy choose to mnke this refund by redur.ing the principal owed under the Note or by making a direct
<br /> payment to Bonowtr. If a refund reduces principal. the rcxluction will be trcated � a partial prepayment wIthaut any
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice to Bonower provided for in tl►is Security Instrument shall be given by delivering it or by mailing
<br /> it by fint class ms►il unless applicable law requires use of another method. The notice shall be directed to the Properry Address
<br /> or any other address Borcower desi�nates by i�otice to Lender. Any notice to Lender shall be given by first class mail to
<br /> I.ender's address stated herein or nny other uddress Lender dcsignates by notice to Barrower. Any notice provided for in this
<br /> , Security Instrument shall bc dcemed to nave been given to Borrower or Lender when given as provided in thi�paragraph.
<br /> , 15.Governtng I.�w; Severnbility. This Security Instrutnent shall be govemed by federal Ic►w and the law of the
<br /> � jurisdiction in which the Property is locuted. In the event that any provisian or clause of this Security Instrument or the Note
<br /> . conflicts with applicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> . given effect without the conflicting provision. To this end the provisions of this Security Instniment uixl the Note nre declared
<br /> to be severablc.
<br /> 16.Borrower's Copy.Borrower shall be given onc conformed copy of the Note nnd of this Sccurity Instrument.
<br /> � Form 3028 9l90
<br /> Ps�go 4 of 0
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