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<br /> BALL.�ON RIDER -
<br /> (CdNDTTIONAL RI(rHT TO REFINANCE)
<br /> THIS AALI.00N RIDER i3 aa�de this 16th day of �un� •
<br /> 1��7 � a�nd is incorporated into acid sbell be dxmed to amend and sup�l�date
<br /> Mortgage,Doal of'I'iust ar Deod to Soenre Debt(the"SxurIty Insuumcnt")of th
<br /> given by the undorsigned(the Borrower')to sec�u+e the Bornower's Note to
<br /> TIIE OIUNTEMeTON 1lORT9AOE 6�MPANY�"AM ONIO COB�ORATION"
<br /> (the "Lender") of the samc date and covering the Property dcscribed in the Securlty
<br /> Insuumcnt and locatod at:
<br /> !!16 JONN=ON PLACE . oRAIlD I=LAND. NE 6i109
<br /> i�y��z...j _
<br /> The interest rate stated on the NatG is called the "I�ote Rau." The date of the Note is
<br /> callod the "Note Date.° I unda�stand tho Lcnder may transfer the Note. Security Instrument
<br /> and this Rider. '!7►e L.ender or anyone who takes the Nose�the Securlty Instrument+uid this
<br /> Rider by transfer and who is endded to raxive payments ander the Notc is callod the "Nate
<br /> Holder."
<br /> ADDITIONAL COVENANTS. In +ddidoa to the covenaats and egroements in the
<br /> Sxurity Instnunent� Borrower and Lenda fucther covenant end �groe as follows (desPite
<br /> anything to the cont�y containod in tho Sxuri Insaument or the Note):
<br /> � 1. CQNDTI`IUNAL RIGH'I'TO REF'II�1ANC�
<br /> At the Maturity Dau of the N�te and Security lnstnunent(the"Maturity Dau")�I vvu�l be
<br /> able to obtain a new loan("New Loan")with a now Mstur►tY Datc°f �uly 1
<br /> 20Z7 , and with an intenst rnu oqual td tha "New Note Rate" detennined
<br /> an�cordance with Section 3 Fklow if all the conditians providod in Soction$2 and S below
<br /> _ thec the N u'Holder is und�bligation t'refinwnc�or modifY the Not�or to ex�naendt the
<br /> YULTI�TATE OALLOOM RIDER-91ny1�Family-F�nnl�Ma�Unitorn�Imt�u�nMt
<br /> For�!1W 1tiN
<br /> �76Ufwal.o� A�n�nd�dL/0 �� I�������
<br /> Py�t el� InKIaN:
<br /> VMP MORTOAO@ FOHY!•(100)6i1•7�1
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