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<br /> ' .. ! TOdgTHER W[TH �II tho improvemcnis now or hereaftcr crcctcd on thc propertY�a�!II�mer►a.apP�rc�����d „_
<br />-,•''°'k �� pll 1HCCments and additfons shall also be covcred by thls Security InstrumenG
<br />`x-��- .. Cixcurea now or hereaftcr e paut of tho proputY, np --
<br /> ' �.; AU of the forc�oin�is refetred to in this Security Tnstrumcnt a.thc"Proporty." [`:,
<br />- BOR1tOWER C4VFNANI'S ihst Borrowu is lawfully seisal of thc estate hueby convcyed end hag the right a grant end __
<br /> ��T'`�� c o n v o y t h e P r o p e rt y a n d t h a t t h e P r o�e c c y i s u n e n cumbeted,exce pt for encumbrenees of record. Borrower warrants and wlll Q•_
<br />,�,�gr� defend geaaally tho dde W tho Property agelnst all claims and demands,subyect to any encumbrnnces o f recor d. �:_
<br /> 1
<br /> ' TFIIS SE�UR11'Y INSTRUMSNT combines uniform covenants for nadonal use and non-unlform covenants with Hmited
<br /> . , ,} variadons by jvrisdlcdon to constit�te a uniform sccurlty instrument covering rtal propercS'• _
<br /> �,� . '� UNIFQRM COVBNAN'I'S.Aorrower and Lender covennnt and agree as follows: p Y when clue Uie °
<br /> � �• 1.PAyment ot PriaclpRl aad Interest=Prepayment And Lnte Chs�rges. Borrowa shaU prom d pay
<br />:�=',l� � ,. principal of and interest on tho debt evid�nced by the Note and eny prepayment an d l�tc c harges due under the Nou, _
<br /> ���.�` ?�� . 2,Funds tor Taxes and Insurance. Subjoct to applicable law or to a wrttter► waiver by Lender,Bomower shali pay to _
<br /> ���`��` �'�� � Lender on the day monthly payments are due under the Note,until the Note is paid In fuU,a sum("Funds")for.(a)y�Arly taxes
<br />.=�.,+y.�,�; pectY:(b)Yesuly leaschold paymcnts
<br /> �� ��+,. ' and a�essm�nts which may aqain pdodty ovu this Securiry Insuument as a lIen on the Pro ��l fl��surance premiums,if
<br /> , or ground rents on the Propercy.if N►Y:(c)Yearly har�ud or property insuranco premiuma;(d)Y Y
<br />"�X'x?:-:";" - earl mo �u►su�er+ce premiums.if any:and(f�anY sums pnyable kw BurJOw�r tn L.ender,ue accad�nce with the
<br />���`Y,,"�`;,'1�? any:(�)Y Y h8� �
<br />:ti,�,��r:�#�Y prc�vlsions of paragrapRn 6. in lieu of the Payme�t Qf mortgage insurance premeaai:a�s.7�e.�itcros aze caller.�'Escrow Items:'
<br /> ,:�-i.-�,'� : [,ender may,at any time,an�:CL an�hrz8�1�un+is in an amount not t�e�caa the m�;ucdm�u�o aunai�s a lender fcr�fe�aally related _
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<br /> - .�:'�`:i?�'�� rtwitgag¢i�an may rec��uu�a�v �ar�,�wca's escro���cc.Rt+nt►�ad�inc 9¢der�l R�a!�s�t<:5�t0emcnl�s3ccduz¢s Ast o c• �s
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<br /> . ' a�eenclecC�rorm tirne to�ime, B2 U.S.C.5x;cdon 2f+,�D e�sgs�. Q.,�'}E�P:�I"1,unDess a�al�hrr law u�hni:qp,plirs ao�e�und�sets,7lesser
<br />;='rn'��'"�. u��wn'1. 7f so,I.�n�ca unny,at any time� collect�nd:hold�'i�r�tLs in .s��arc�osut not to excr,ed u�lesscr �moun4. l,�der r�ay -
<br /> :=::;;c;.,�� zs2imp4a uhe arnount�g Fundq due on the bagis of cuneni d�ua and reasonab�➢E estimates of eapu�ditures of�'�tare Fscrow Items at
<br />-- °.<-�s othctwi�cz an�ccorda��e with applicabDe 41w.
<br />��'�'" � The Funds shaU be fieltl in an irsll�at�w�+ose sleposits are insuced by a f�fl�ra1 agency,insmimentality.or u►tity(incloding
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<br /> j�"�` L,endu, if Lender ie snch an insdwtion)or in any Fr.dual Home Loaz►Bank.IIJender shall apply the Funds topay the Escrow
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<br />-___=i� Items.Lender may not Gharge Socrowa for holding and epplying the Funds,annw�lly analyzLig the escmw accuunt�or verify 8
<br /> - the F.accuw Iic�i�a.iu'ii�i.cacl���s Eurro'�sx Inie-`"-s'-�n rhr_.Funds and applicabla law peimits Lendu to maka such a charge.
<br /> _'�:'��"�"• Howeva,Lendes may roquira Bcxcower W pay a onatime chpr8e for on indepez►dent real estate ra�c reporting aervice u�oci by
<br /> _-r-:__�„� I.enckr in connectfon with this lo,ann.unless applicabk law providea otheawise. Unless an agreerne�t is made a epplicabk law
<br /> _` require� inWxest to be p�fd.Ltinda shaU not bo requirod to pay Borrowa my interest or carnings on the Funds. Bomowu and
<br /> i,ender rray�groo in wrldng,huwevcx,that intaest shall bc Gafd on tho Fund�.L�end�.r sh�ll givo to Borrowa. wi�hewt chargo,�n
<br /> -- �nnud a�coundng ot tho Funds.showfng crodite md debiu�W iho Funda�nC the purpose for which each debit a tha Funds wa�
<br /> mado.'Ittie Fw�d��ro pledgod as�dditio�ul socurily[cx�ll aum��ocurod by thi�Sceurity Inuruma��
<br /> It tho Fw�ds heb by I.eadu excad the�rnounta permlqod w be hold by�ppliabk I�w.i,endu etwll�ecoun►w Borrowa[or
<br /> � the excqs Fw�d�in�ccordance wEth tho roquiremcnu of applicabk la�w.[[tho�mount of the Fund�held by Lcnder u�ny tlme b
<br /> " not:ufC�cient W p�y rhe 6sccow Items when due.Lu�der may so notify Borrowu in wridng.end.in auch ca�e Barowa�Il WY
<br /> � to L,ender�ho amount noceuuY w m�lce up �ho deficiency. Barowa shall make up the doficiency in no mor+e than tweive
<br /> ' mond►►Y P�Y��•u L,ender's sok discrorbn.
<br /> Upon payment in full of all snms socurod by this Socurity Insuument, I.onckr shaU Promptly ret'und to Sarowa any Pundc
<br /> held by Lcc�dcr. If,nnda paragraph 21�I.cnda shall ecquire or scll tha Property.Lender.Pnor to the ucquisida� a sala of tha
<br /> prnppty�shall apply any Funds held by Lender at the tLne of ar,quisitbn a sale as a credit against th�sum�socuned by this
<br /> 5ecurity InstrumenG
<br /> • 3.Appliation ot P�ymenis, Unkss applicabk law provides othawise,all payments rooeived by L�cnder unda pace�aphs
<br /> - -- — 1 and 2 shall be applied:fust, w anY P'nPsYment charges due under the Note: socond.w umounts payabk undu paragraph 2:
<br /> --- third,w Int�rest due:founh.w principal due:and last,to any late charges due undu the Nota.
<br /> ------ 4.Ch�rges;Lkns. Barowa shall pay all taxes. 3csessmenu. ct�rges,fines and impositions utributabk to U�e Ftoperty
<br /> which may attain prloriay ovu this Socurity Inswment,end kasehold paymaits or ground rents.if any.Barower shall pay these
<br /> obligations in the manna provided in paragraph 2.or if not paid in that manna.Borrower shall pay them on time dirocdy to the
<br /> _ -- pason owod payment� Borrowa s�hall pcomPdY [umLsh w Lcnder all nodces of amounts w be p�id under this paragraph. If
<br /> --= Bortowu makw these peyments diroctly.Barowu shall prompdy fumish to Lendu receipts ovider�cu�g the paymr.nts.
<br /> ---=�• Borrowa shall promptlY discha*ge any lien which ha4 priocity over this Socurity Instrument unkss Borrower:(a)a8rces u►
<br /> --�"'�'•`-�: writing ro the yayma�t of the obligaHon secucod by the lien in a maiu�er aaoptable to I,endcr�(b)conusts in good faith the licn
<br /> - ��� by, or dete�ds agiinst enfo�tixment of Ihe lion in, legal procoed'mgs which in the Lendu's opin'son opereto to prcvent the
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<br /> �K;�;;��,:,�. enfaamcnt of the li�n;or(c) secures from t1x holder of the lien an agra+nent sa�isfectory to Lender subordinating en to -
<br /> - ���J��� thLs Security InswmeaG If Lender detumines that any part of the Properr�►is subjoct to a licn which may attain priority over this
<br /> -�`�x�t�� Socurit y Insuument,L,cndcr may give Borrowcr a nocict ide�►cifying thc licn.fiorrow�er shull satisfy Ihe lien or take one or morc �
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<br /> __���� ;,�,--�*,� of thc acdons set forth above within 10 days of the giving of nosice. Form so2� rioo
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