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<br />,.',.. :"'';', : 5.Ha7ard or Prop�iy 1nsurence. Bam�w�ver s�all t�P the imPr�vesnems now existing or hereafter erecxed aa t6e �
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<br /> p�,oPerty insu�d against toss by fue.hazards inctudad wit8in the tecm exteuded caveaage°and a�4�r hardrds.�ncLadinB
<br /> �����:`, �. Saods or flooding.for wiuch Leader recNires inswanoe.'IY�is insurance shall be maintained in t6e amoums and for.the periods —
<br /> •"`` that Lcnder requires.11ie insutance carrier pmviding ibe insu:ance shal!`be chosen by Borcawer subjed m l�nder's approval �
<br /> 1i.h � �. "j . �_
<br /> .,� wtuch s�all not be unreasonab(y witf�held. If Borrower faits W maintain coverage described above. L�euder may.at Lender's �_
<br /> �--�;`-'�'-`''� optioQ,a6tain covcr�ge to protect L�nder's rights ia the Psnperty in acoordance with paragrapi�7. _-
<br /> nd
<br /> �� All insutance.polisies and renewaLs sball be aaePiabie to Lender snd s6a11 inctude a standazd mortgage ctause.I�der
<br /> -- -:��,.: e to Lender all receipts of -.�--
<br /> . sha11 have the right w hold tlte pulictes ancl ienewals.If Lxnder reqnire�.B ercower shal!pceceto�die insurance carrier and Lender.
<br /> � ; ',.,�'` : �, p a i d p r e m i u m�azcd rertewal norioes.In t6e evearof loss.Borrower shaU gi PmmP
<br /> . .<�,::�,,` .`� Ix�er may make proof of Ioss if nat made PmmptlY by Bo�•
<br /> ��:Y w writiqg,ins�raace proc�eeds shall be applied w restotation oz iepair of the _
<br /> • Unless Leader and Borrower ottie�wis�agee.
<br /> .••�:f;`�;�, g�p�nS+�ma8ed.if tke mstn�ation or repair is econornically feasible and Len�der's seauity is aot lessened if the resturation or
<br /> � tepvr Ls nat ecouom�cally feasibte or i.ender's sec�ultY wonld be tessened,the iasurance pmceeds sha�l be applied to the sams
<br /> . . sect�red by his Se�urit5+ Instrument.whether or not then dus. with anY excess paid W Bormwer. If Bomower abandons the
<br /> .' . Froperty.or does aot answer within 30 duys a notice from I�nder t6at the insurance carrier has offered to settl i�claim.�
<br /> , .4�. I.ender may coUect the insvrance Pr�oeeds. Lender maY use the pmceeds to mpaa or restore the Property
<br /> . secured By this Security Iosnuufent.whether or not then due.The 30-day Pication of roceeds ta e�pal sBali�cot extend or
<br /> V ° Untess Lender aad Borrower otheiwise agree in writing. anY aPP p ooeeds princi -
<br /> ��`,1-�=`�::� pastpone the due date of t6e montWy paymeats referred to in pazagraphs 1 and 2 or change the amnunt of tt�.�.If
<br /> -_---_F=;a.�; iss�der W'ua�agh 21 the PropertY is accluired by Lendes:�orrower's right to any iasurance policies aad pmceeds�uidng&am .
<br /> damage to the Pmpe�ty prior to the acquisitiou shall pass w�.enderto the extent of the sums secu�d by this,Seau�tY.��•'
<br /> ' �;„'::;�.. �.'�- . iipmediately prior w the acquisition. Bon�wer's Loan App1�i°n�Lea�ebolds.
<br /> 6.Oocapancy,Mseservattoa,Mainte.�anoe end P�utectfqn of the Pro�ty;
<br /> :r, ��' Borrmver sba11 occupY.establish and use the FropectY as Borrower's principal tesideace wit6in sixtY daYs aft$t the eaecution of . .
<br /> _".��.` " • this Security�t and sl�ell coatinue to occuP3 the Froperil►as Borrawer's printxpal residence for at teast one year aftet
<br /> '` �` .`, � unless Lender otherwise a�ees in writing,ahich oonse�nt s�aU not be�onabIy withtield.or nntess
<br /> , � the date of oa�upancy.
<br /> ;� �,' . '� exteaaating circum�tances eaist which are beyond Borrower's canuol. Bonower.sLall aat�,-'suoY.:daznaSe,or impair the
<br /> , �PeriY• allow the Property to d�teriorate,or commit waste on tbe Propertg.Borrawe;si3alt be in default if any forfeItore .
<br /> .��•��',•' �:'`��'.` � action or pmceeding:whether civil or wriYninal,is hegan that ut I.ender's good faith jndgtnent sould�����er may
<br /> '• . ,. ,,.•�;'_ propecty or o�eru�se�ri�ly i�r;�e liea emated by thls SecaritY Insu�umsnt or Lender;s s�ity
<br /> - ' ..'f: cure snch a default and reinstate.as pmvided in paragraph 18.by causing the acdon or proo�g to be dismissed wit�a n�1�g
<br /> `r � that: in I.�nder's good faith d�termination,Pr�ec[udes forfeit�re of the Borrower's inte�est in the Property or other matertal
<br />- ....'``: :s.�
<br /> . . • impamnent of the lien created by this Sec�rih► �n�ent or Lender's seruriry intemst.Bosower svaU aiso i�e�n default if
<br /> = �'�'' Hanor�er.during the loan application ppooess.P,ave materially false or inaccurate infm�nadoa or stateme�ta E.endet(or failed
<br /> - - T= .0` to pravide Lender aith aay materia!information)in cormection witlt the laau ev(denced bY the Note.im�=�g,bat nnt Euuite� _
<br /> , . ...���'�, ' to.rePresentations ooncerning Borrower's oocupancY of the Property as a principal residence..If['his Ser,ur'stJ+insuumeat is on a
<br /> '� leasehotd. Borrower shall comply with all the provisioas of the le�se. If Borrower acq�:"�s€� title to ihe Pcopert�+. the
<br /> �� IEasehold and the fee title shali not merge uniess Lender agrees to the mer�er in writing. : � � _
<br /> . . 7.P�ntection of Lende�s Rights ta the Fcoperty.If Bomawer fails to perform the ca�-r,�:�'ss and a��tents containod in -_
<br /> :_ .',..'.,::��. �� • this Security instriiment.or there is a legal pr+ocePding that may signific�ndy affect Lender"s c�.�fs in the Ptoperty(such as a� .
<br /> ' .* p��ding;�ba�auptcy�probate:for oondemnation or forfeiture or to enfarce laws or regulatioas).then L.ender may do and
<br /> '"' pay for wtiatever is necessa�Y to p'mted the value of the Property and Lender's�iP,hts in the Progerty.L�ead n's�a rt�payin�
<br /> ' include payin8 a�ry s�ms s�r� by a lien which has priority over this Serurity Insuumen�. aPF�'�� ,
<br /> .:-,:`�� �easonabte attomeys•fees and entering on the Pro�th►to malce repaus.Although l.ender may take acdon ander this para8raph
<br /> ` ' 9.Lender does not have to do so. �
<br /> ,...'���}''.,�' pnY amounu disburseA by Leuder urtder this paragrnph 7 shall become �dditional debt of Borcower secured $Y tttis
<br /> ,�:,;+t�,�o� � ���: Security Inswment. Untess Borrower and Lender agree to other ter�ns of paymem.these amounts sha11 bear interest fcom the .
<br /> � date of disbwsement at the Note rate and shall Ue payable. with interest, upon natice frpm Lenster to Borrower requesting
<br /> •.� �..; ..�^ . A
<br /> , payment. • . .
<br /> . ''�± ''�' ' S.Mu�e lasureace•If Lender requined mortgage insurance as a condition of ma�ing the loan sewred by ttus Security
<br /> ' Inmument. Borrower shaU pay the premiums requ��ed to maii►tain the inortgage insurance in effect.If.for any��n�to
<br /> � • �': mortgage insurance coverage required by Lender lapses or oeases to be in effect.Borrower shall pay tl�e premiums req �
<br /> � rvalent to the mortgage insurance previausly in effect.at a cost substantialfy equivalent to the .
<br /> � obtain coverage substantiallY equ' ¢�by Lender. If
<br /> • cost to Bormwer at the mortgage insurance previously in effect.from an altemate mort og,e�i e ��a sum equal to
<br /> � .:�+'"''.''� substantia11y equivalent mortgage insurance�verage is not available.Borrower shall FaY
<br /> �' ,;;,��'!�:�7�:',�„ one-taeiflh�bf the yearly mortgage insurance premt�un being ps�d�by'Borcower when the insurance coverage lapsed or aeasod to .
<br /> _,r;:,:=��''��"'� :' be in effect.Lendet'wi�1 accept•use�d retain ehese payments xs a toss reserve in lieu of mortgage insurance. Loss raerve
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