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<br /> .:`�.;� �`:-i � `TOdBT�E� WITH all the improvemen� aow or hereafter erected oa the pmger . a� ts.
<br /> � .°; appnrtEnaaoes.aad�iatores now or hereaf0er a part of the�vpettp.All teplacements and adctitioas ahaU also b�covered
<br /> `r�<'-- °�`f�� by thia Security�nstrumen�All 04 the�oregoiag is refen�ed to ia thie Security Instrumeat as the'Ptoperty.`
<br /> ,� BORRO�f�BR COVENANTS ti�at Honower ia lawfullp seised o4 the estate hereby coaveyed and has the right w �
<br /> . ` graat aad�avey the Pragerty aad tbat eht Prop�rty is t�m�d.eYOeFt for encumbtaar�:s of tecord Borrower -
<br /> . . _ watrants aad will defend generallp the tifle to the Proparty agaiast aU cleims end desnands.subject to anp enc�rmbraaces �
<br /> ` of rewrd. -.
<br /> T�I[S SECURTTY INSTItUR�3T combiaes uaiform covensats for aadoaal use ead aoa��niforai covensnts with � ''
<br /> . . `,� limited veriations by' ction to coastitatea vnifornt se�uity insQromea►t covering teal property.
<br /> UNIFORMCO�AN1'S.Bonuweraad Leader covenant aad agcee ss foltow� �
<br /> ,•... � ' 1.Payment of Principal aad Interest;Plrepayment an8 Iste C�artges.Bonower ehall PromPfly FaY when due
<br /> `1 .. ' ,' the priacipat bf and interest on the clebi evidenced by the Note an�aay PtepaYsaeat ead tate cLsrges due uader the Note.
<br /> �- ,,.°�`�'��',. �.Fonds for Tases ead Insorance Sublect to applicable IaW or to a written weiver by Lender, Borsower shail �
<br /> � - �ay t o L e n d e r a n t h e d a y s n o n t h l Y P a Y m e n t s a r e d u e u n d e r t h e N o t e,u n t il t h e N o t e i s p a i d i u f u l l.a s u m('F u n d s")f o r. _.,'
<br /> , +;r�':��`-, (a}3�earlY ta8e,s and a�smenta wbich map attaia griarity oces this Security Instrument as a lien on the Propertq;(b? . �':
<br /> . ::�;��:�n� ' � yearly feasehold gayments or gcoumd reats oa the Property,if aa➢:��)Y�Y���P�P�9 insurance premium� a
<br /> :�,'��i:�.4. . (d�Year1Y flaad ins�ransse premiwns,if an9'�e}y�Y mortg�e ins�ran+x Premium&�f aqY:sud�4�any attms PaYable
<br /> ;� .,:-.;:�: , bp Bartowgt to Lend..os,in acxordaace wit3►tbe provisions o#�ragaph a'sn lieu of the gaymeat of mortgage ins�rrance ��_
<br /> ''. ....,`;.;.:_� . um�These item�sre called"8scrnw Items."Lender may,at aa time,collect aad hold Fuads ia an amouat not
<br /> r ��,,�; �the masimusn amount a leudet Yor s federally reiased mort�g e Zoan may resquire for Borrowet's�crow �.�
<br /> , .��.; ;�. accoun t u n d e r t h e f e d e r a l R e a 3�'s t a t e S e t t i e m e a t p r o c e d u c e s A c t o f 1 9 7 4 a s.a m e u d e d f r o m t&n e t a t i m e, 1 2 L�.S.G -
<br /> �'.�,���.�Y4'' .: � Se�tioa Z601 et seq.l"RE4PA").unte�another law tbat applies to tDe I�unda sets a lesser ataouax If so.I.endzr ma�. F�.
<br /> -' at aay time,co llecc an d ho l d F u a d s in aa amouat not w ea c e E d t he l�r�aoun�L e n d e r may e s tima t e t h e amotm t o€ �.-
<br /> • `� Fuads due oa the basis of curreat data aIId reasonsble estimates of eape�dlitarea ot fuhne Bscrow Items or atherwise ia �.�
<br /> accordaace with applicable law. �_.
<br /> -� �,�;�.'`. .�. The Fimds ahaU be held ir►su iastitution whose deposifs are ins�ued by a federal agericp.inst�umentality,or entitq . .
<br /> . ;_,,:�,.;f;..::, ; Gncludi�ng Leader.it Leader is s�ch an ipstititation)or ia anp Federal Ho�e Laaa Bank.Lender shall apply the F1m�s w —
<br /> � pay tha Facmw Itema.I�ender may aot cl�asge Boauwer for holdiag a�applping the F�mds,anaually analpiu�g the
<br /> -.:�,�,';,-�:': `: �,� escrow acxount,or vazif9in8 the B�xow Items,unless Lender pays Bona��er tatere�c oa the Funds and applicabie law
<br /> - ��;.•. :: . :�; penanita Leader to make such a cl�atge. However,Leader maY reqai¢�e.�otrowet w gaq a oaetime chatge Por aa ,
<br /> ��`:<�;:,;�., ' iadependeut real eatiate tas reporting sarvice used by Lender ia conaection�ith thia loan,unless app2icable law provFdes
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<br />; � .��.��. ' ` otberwisa.Untess an a�eeraent is mnde or applicable 1aw�quire�iaterest to be pa�d.Lender ahall not bo sequired to
<br /> � pay Borivwet any iaterest or eamiap oa the Fuuda Borrower and Lender may agree ia writing�bawever,that interest "
<br /> � �. _` s�aU be pa�d on the F�mds.Lender shall p�ive to Borrower,without charge.au annval accouating�Y�he Funda�s�owing _.
<br /> .' ctedits and debits.to the Fimds aad tha purpasa for which each debit to ttia Funda was made.The I�unds are pledged as _
<br /> � � � '' additionai security for aU sarne secured isy t6is Security Iastr�men� �
<br /> � . ; : ; � U the Funds held by Le,�det esceed the amounts permitted to be held by applicable law�Leader shaU ar,couat to � _ �
<br /> ' ' ' ' �' Borrower ior t�a escess F�mds ia accordanco with the reqt�ireraeats of applicab2e law.1Y ti�asnount of t�e Funds held F'•
<br /> . :,:`f;�.�':�' .:; bp I.ettder at any time is noi�cieat to pay the FBCrow Items w$en due,Lendet may so aotify Borrovrer ia writing, `-:
<br /> . . � aad,in such ca�e Boavwet ehall p�y w Leador the asaouat necessary to�aaka up the deficlency.Borrower sbail meYe • [-
<br /> .. � ' vpthe8eficieacyia na7�►ore than twelve maathly paymente„at Lender's s�adiscret�on. �,,.
<br /> . . ' � � U�n payaieat ir�fl�ll of ail sums secured fi�this Security Instrume�c�,Lendet shall promptlq�tund to Borrower ��:.:�,��
<br /> . . , . :, .� aaY Ft�held by L�ader. 1t,under P�S�P� 2I. Lender shall acquire Ar seU the Property. L�ndea.Prior to the x�
<br /> . acquiaitio�or sale a4 the Property.shaU appIy any F�ds h�a�by LeAder at the tima of acquis�t�on ar sale as a credit �''�-`-
<br /> � .. ... .against�ie suma seca,,^�d by this 3e�vrity Instsumen� :� _ . . . . . �
<br /> .� �: ��,:. �,� .� . . - � 3.Applicatlan o!Papmeata Untess e�Kc:a62e 1aw provtdes otAerdsise.all paymants re�v�d by Lender uad�
<br /> .. : . : �aregrepha 1 and 2 s�all be applied:flist.tv�.prepaYment charge�s due under the Note;second.to azaouats papabte `..
<br /> uader are h�third.to interest due;fowtb,to riaci due;aad last,to any late cLar due under the Nots. �''
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<br />- 4. CbArges;Lieas.�osrowes shaU pag all taxes,assessments.c�atges.llnes aad impositior�s attdbutable to the , �..�
<br /> - ' .. .� Progerty which may attaiapn ority ov�thia Security Instrument.and Ieasehold Qapmente or�ovnd teate. if 9�y. E:�..-
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<br /> - � � � Eorrawer sLall pay��se obligatiana in the manner provlded ia paragr���x or ii not paid in that maaner,Borrower. �-�
<br /> � �� '. `� , . aLall pay them an tireta dire�tiy ta the persoa owed payment.Bomower s�ll promptiy furaiah to Lender a11 notices o4 � �`�-_
<br /> a�ao�mta w be paid�der this Pm'agraPh.U Borrower makee th�sse pay�rats directly,$orrower ehall promptly furnish :
<br /> . � to Lender seceigts evidenciag the payments. � ���;�
<br /> �,' - Borrower sl�all promptly diseharge as�,y lien which has priority over tlue 5ecuritp�strusaent unl�s Bomawer:(a) � F"_.
<br /> � � . �" : agrees ia writing to the payment of tha obligetion secured by 4he tien ia a manuer acceprabla w I,endcr;(b)ceatests�n -
<br />__ .��,,;;:_:_� good fatth the liea by,or defende egfliu�t eafos�cemeat oi the liea in,legel proceedinga whicL im the Lender'e opinioa ��`
<br /> . �- • operate to prevent tha enforcement oi the 1len;or(c)secures from the holdet af tha Uen aa a eat satisfectory to �,,�
<br /> ;��.�}�...::�+.��,; , I.euder subordinating the tien to this Securitq Inatrumeat.U Lestder detenaiaes that aag parc o the Property ia subjxt �''�
<br /> :,;�:�.:. w e lien which may attain prIority over thie 5ecurity l�nswaseat�Lender may gic��risower a notice identifying the _,t�.
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<br />-�;���.'�.�?.'�� � . � lien.Borrower eBaU satIsfp t�e lien or take oae or more of the actians sat forch abas�within 10 dapa oi tho�vir�g of
<br />– � notice.
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