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. . . . :iu» .. ....:... . .^e� .. � ,� . . . .. ...�.t�.. _ . � . � . . � --=---- -..: ��1� �� ,_. ._ .�i��ti.►4�-,-'r��`'. ,:'r�,-�.-��....� _. ' ''. - - — -- `�. � - •.sM1?M.-M.. . �� 1 �5ct�i...r� __' _'— _�._� ri � "'�''�4."�i��e�` Ntn.�S�=�1�r�� ' Ji_. . .. . .- iN lr•z.'•�,:�. :. . ..... d:L., .__: _ . _ . ._.. - �:_. ._._... �__.--- - � ar� . . m�-r.:-.+�...�.�.,....�__�...� __.. 97'- ,l��rg Each of my paytnonte under thls Paragraph 2 will be the sum of the faltowi : �+� be supertor�o h�is�'Secu ity Ir�stn►ment�ivided�by Phepnumber of scheduled paytneais in a yaar;plus� (ii) The estimatod yearly leasehold paymcnts or ground rents on the Property, if any. divided by the nutnber of acheduled paymeuts►n a year;plus, (ii1) The estimated yearly premiwn for hazard insurar►ce covcrtng the Pcoperty,divided by th�number of schaluled paymenta in a year;plus. (iv) The estitnated yeuly pnmium for mortgage insurance(if Any),divided by the nurnber of schedulod payments m a year. Lender will �stimate from time to time my yeazly taxes. s4ssessments.leasehold payme�cts oc ground ren4s and insurs�xe prcmiums. which will be called the "escrow items•" I.tnder wilY use exisdng assessments and b71s and reasonable estimates of future a.asessments and bills. 'Irie amoun��at I pay��r�d�er f�or�escrow items under this Puragraph 2 will bc called the"Funds,' I.euder' I.�nder wi11 koep the Funds in x savings or banking instiwtion which tus ita daposita or accounts insured orguuanteed by a federal or state agency. If Lender is such an insdtutlon� Lender may hold the�unds.Except as d�scribod in this Paragnph 2, Lender wltt use the Fundi to �ay thc ea�row items. I.ender will�tve to mt,without charge, an anm�al acco�►neiRB of the Fwds_ T�t accounttng must show all additioas to ud deductions from the Funds and the reuon for eacti - deduction. Lendcr may not ch�tgc mc for holding or kaping the Fw�ds, for using the Funds to pay _ escrow ite�ns. for u�alyzing my paymenta of Funds, or for receiving, venfying and total'uig assessments and bills. However� Lender may charge me for tlxse services if I.ender p�ys mG interest on the Funds and iB the law petmits Lender ta tnake such a chuge. Lendsr will not be ree�uirod to pay ma any intcrest or eunings on the Funds unless either (i) Lender and I agra in �uvdting,at thc time I sign this Securtty Instrwnent, that Lender will pay interest on the Func3s;or (ii)the law raquires Lender to pay interest on the Funds. (C)Ac�adinents to the�� If L.cnder's estimatcs are too high or if taxes and insurance rates go down,the amounts thas t »ay wder this PuaaraQh 2 wlll be too luge. If this hx�ens at a time when i am keeping all og my promisp and �gree�nents made in this Secunty Instmtnent, t wili [�ave[ne rigbi io tuvo inc exceas unount elther promptly repaid ta�ne as a direct refund or croditod to my future sclx�duled . payments of Fw�ds. There will be excess amounts if. at any tin�e. the sum of(i) the amou�of Funds wtuch Ltr�der is holding or kaping, plus (ii) tht amount of the schedulai payment�c>f F�ne1s which I still must pay betwan that tinne and the due dates of cscrow items is greater tl� the awount r�ocessary to pay the escrow items when they are due. If, when payments of�crow items are due, Lender has not receivod enough Fanda to m�{ce those �aym�nts, I will pay tu Lende� whatever additional amounc�s nx.essary to pay tlu e$crow itemg in full.I must pay that additional anwunt in one or more p�yrnents as L.�nder miy roq►ain. When T hs►ve paid all af the sums secured, Lend�r will promptly refund to me any Funda that are thtn b�ing held by Lender. If, as a result of the exercise by Lender af any of its ri�ts �nder this Security Instcunteert, eithtr Lender acyuires the Property or the Property is sold, n � � itnmodia►t�ly before the acquisitton or,sa�e;Lender will use aay F�nds which Leadar is lyolding at the time to reduce the sums secured. � BY SIGNING BBLOW, Bonower ts agr�e to the tern�s uxt covanaxNS contale�ed iu► this riaymept Rider. X, � .... .. ... ............................ (Seal) �• .►� . -.��........................... (Seal) x. �!Q!,?...� .,,,� s' l�nYtt�fiy►Iwn�.InC..F.CIOW.MN 11-l00-397.2�411 Fam M�fN•�115 17f27N! l��10� Zl ..�a � •7a�� 'x. . a . • . � ..'_ ------�---- A --"...._...._.__ .. . . _ �.�.,..._..... _.,.�,�.._.._,:....� --_."....,•�-.��,�-.-�-�.-l.:�+.�:__— .