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<br /> `;_;:',- Beg�anitt�with the�rst Cliange Date�mp interest rate will ba�ased aa ea Iades.Tha"Iadeg'is =
<br /> ��.,., " •'`�,? . t�e average of��ntetbauk ofter�l rates for s�inonth US.dollardenamiaated deposits ia ffie London -
<br />.� .�Y... •.�,` ��.Or�♦ _
<br /> � .,- �,; . , matket("LY�30R"I.as publiahed in The Wall Street JoumnL The most reaent Indas�igure availabte -
<br /> - �. as oY the first buaia�day of the month ImmediatelY P�ng the month ia wDich ttie Chaage Uate , -
<br /> accuts ia called i�e"Gurrent ludes."
<br /> ' . �:r•2;�i , . . . .
<br /> ``'-,';• tf the tudea is aa Ionger evaitablo.the Note Holder will ehoo�e a asw rndes t5at is based upcm _
<br /> ��- � -�=��� oomparab2einformation.The�NateHolderwillgivemenoticeofthiachoice. � °-
<br />. a"- • -� . . •:
<br /> -`�'.s:; .. ' ,
<br /> . (cl Caacolationof CP�angea ' `�
<br /> _ ,�,�.�.�: � Befo�each Change Date.tiie.No�Holder wilt calculate my ne�iaterest rate 6y adding
<br /> �_ ..:�..::.:.� :.? , 5l�i.LWD 35/100 P��Poiat�8�� . 0.3b0 °�b� to the . .
<br /> � Curreut Indes.The Note Holder mill theII muad ihe r�t of this�dditios�to the nearest an�e�ghth oY -
<br /> ' .:.'�`�`.;-� � •oae pescentege�t(O 1?5%}.Sub�ecc to the�imite atated in Secteoa 4(D)below.!this rounded amouat ,
<br /> ', wi111�my ascv Int�t rate uatil the aest Change Date. � . . � -
<br /> ,. . , .. . . . :��� .
<br /> � The Note Hoi�.i will tl��rmine 4he emount of tLa moathiy paymeat that.vr,�ul@.hasufficieat . ,:., .
<br /> `Y :�,,;t *� w repay the nngaid griucipal t3r�i��m espected to owe at the Chaage�3ata ia tull or��Maturity Date '
<br /> . ,�+,N�;;�. -
<br /> -r;,�;,. at my new interest rate in aubstai�tlallY equal Papments.The result of this calcWatir�u,'�sill bo tt�c ee�v
<br /> .;;' '',���� amouat of mY iao�thly PaY�ea� � . , ' . . ;?�.•'
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<br /> ,� �yrp �� , �D)Limits oa Iatenst Ytate Cl�anges �
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<br /> "`�`i�` ;�.., '$�:� interest rate I am required'tv pay at the Yirst Change Date will aat� be greater than .
<br /> . '3�� , %or less.thaa 9.s50 °�b. Thereafter. my interest.rate will �
<br />, �. j .;� � 10.38��
<br />��"-,.. �� . • uever he increaserF c�s decr�ased an any ain�ja Cbange Date by more thaa oue percestage goint(IA%) �
<br /> , .. ::��;:� � from the rate of iut�.�rest I Lave t�payiag for the precedin$eia moatbs.My iaterest rate will never 6e , .
<br /> ''� � A'��� 18.950 %orleasthaa 9.350 °!�• . .
<br /> �:::� ,:y, �� � (lE�Bffectivo�Date oi�ra . � • �
<br /> � • �¢ 'My�ew iaterest rate�ilt.tte�o�e effeetive on each Chaabe Date.I will pap the emount of m�aew '
<br /> � � � moatNy paymeat beginning�n thet'ustmte��Y Paymeat date aiter the Chaaga Dats uatil the s��at �
<br /> ':�.,`"; � oi ta�tnonttilY PaYiaent chan�es..,�ip. ' . . � . .
<br /> 7 Q�F$Notice o4 Changes � • ' .
<br /> .. � -.s . T6e Nots Holder will deliws�er muiA rax me a uo�ce a4 a�q chanpes ia my iaterest rate end the -
<br /> ,: . '.� ::� . amouat of my moathiy paymenE before"v1�effective date o4 aqSr c��e. The aotice wiU iar�ude =-
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