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<br /> t�� ` The Board of Administrators shall determine, at least annua,lly,
<br /> the :replacement value of the_ condominium buildings --and, in so doing, may employ ��
<br /> such experts as the Board may feel necessary. `_ _
<br /> Section 2. Prov:isions. ' '
<br /> All policies of physical damage insurance shall :contain waivers of
<br /> subrogation and waivers of`.any defens.e based on co-insurance or of invalidity ;
<br /> arising from any' acts of �Che insured and sha11`�p�ovide that such policies may not:
<br /> be cancelled or substantially modi:fied without at least ten; (10) days' prior
<br /> written notice to all of .the insureds,; including: mortgagees:
<br /> Section 3. Insurance by Unit Owners.
<br /> Unit :owners shall not be prohibited from carrying other insurance for :
<br /> . their own benefit provided that all such policies shall con:tain waivers of �
<br /> . subrogation, provided, further, that no unit owner shall have the right to insure .
<br /> any of the common elements individualTy. :
<br /> " Insurance coverage on furnishings and .other items o� personal or
<br /> other property belonging to an owner and public liability coverage� within each
<br /> unit shall be the sole and direct responsibility of the unit owner thereof, and
<br /> the Board of Administrators and the Association shall have no responsibility therefor.
<br /> ARTICLE VII. MAINTENANCE AND ALTERATIONS.
<br /> Section l. Maintenance. ' : �
<br /> The unit owner shall have the. obligation to maintain and keep in
<br /> good repair the interior surfaces of wal:ls, ceilings and floors (including
<br /> carpeting, tile wallpaper, pain� or other covering) as well! as all fixtures
<br /> and appliances, ;located within such owner's unit. An owner. shall not be
<br /> . responsible for xepair to common elements by casualty, unless such casualty is
<br /> due to the act or negligence of the owner, his guests, invitees or tenants.
<br /> All maintenance, includir�g lawn maintenance and snow removal, repairs and replacements
<br /> to the general common elements, shall be made by the Associ'ation and be charged to
<br /> all the unit owners as a common expense, unless such maintenance, repair or
<br /> replacement is necessitated.b.y the negligence, misuse or neglect of a unit owner, '
<br /> in which case, such expense shall be charged to such unit o:wner.
<br /> Section 2. Alterations b� Unit Owner. .
<br /> No uriit owner shall make any structural addition, alteration or
<br /> improvement in or to his unit, or the limited common elemerits pertaining thereto, .
<br /> including any exterior painting or exterior alteration or addition (including . ,
<br /> awnings, grills, etc.) without the prior w`ritten consent thereto of the Board
<br /> of Administrator,s. The Board of Administrators shall have 'the obligation to answer
<br /> any written request by a uni.t owner for approval of a proposed structural addition,
<br /> alteration or improvement in such owner's unit, within thirty (30) days after
<br /> such request, and failure to' do so within the stipulated time shall constitute
<br /> a consent by the Board of Administrators to the proposed addition, alteration �or
<br /> improvement. Any application to any governmental authority for a permit.to make`-.
<br /> . an addition, alteration or improvement in or to any unit shall be executed b� th,e
<br /> Board of Administrators only,. without, however, incurring any liability :on the part
<br /> of the Board of :Administrators or any-of them to any contractor, subcontractor
<br /> or materialman on account of such addition, alteration or improvement, or to
<br /> any person havirig any claim for injury to person or damage to property arising
<br /> therefrom. The :provisions of this Section 2 shall not apply to units owned by ;
<br /> the Developer uritil such units shall have been ini�tially sol:d by the Developer
<br /> and paid for.
<br /> Section 3. Alterations or Enlargement of Common Elements by Association.
<br /> � There shall be no enlar_gement of the common elements nor additions
<br /> ' thereto if such enlargement or addition shall.cost more than Five Thousand Dollars
<br /> ($5,000.00) during. any single fiscal year,�unless and until such a propo;sal. is . -
<br /> approved in writing by owners holding at :least seventy-fiye percent (75%;) of the :
<br /> _ total b.asic value of the Condominium Regime, using the percentages set forth in " -
<br /> ' Paragraph VI of,the Master-Deed, and until a :proper amendment to the Ma`ster Deed �� "
<br /> has been duly,,exec.uted,. acknowledged and re�orded pursuant to'law. . -
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