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<br /> ` payment�may na longu be rtquired,at the opdon of Lender.iF mortgage insurance coverage(in�b►�Rb����fe�erlod
<br /> �'�� that Lcndcr rcqulres)providcd by en insurc�opprovcd by Lcnder again bccomcs available and Is obtained.Boaower ShaU pay tho
<br />�...:•� premiuins rcquircd w r�iain��in rnortgagc insurancc in cffcc� or to provide a loss reserre, until the re.�u�rcmen� for mortgagc -
<br />:-=f� instuance ends in accoacfance with any wrluen ugroement between Rocrowu and Lendec or applicAble law.
<br /> � 9.Ieaptctbn. Lcnder or its agcnt may makc rcasonablo entries upon and inspecdons of the Property.Lender shaA givc
<br /> �" - Borrower nodce at tha dmn of or prlor to an inspecdon sp�xifyirig reasonable cause for the inspecdon.
<br /> � 10.Condemaatton. Tf�o procecds of any award or claim for damages,dir�sct or consequcntial, in connection with any
<br /> �.� condemnation or other taking of any part of the Prc�perty,or foe conveyanee in lIeu of condemnaaon,are hereby assigned and
<br /> shall be paid to Lcnder.
<br /> ! In the event of a tot�l t�icing of the Property,tha proce�ds�hall be applied to the sums secured by this Securiry Insuumen�,
<br /> whetha or not then duo,wittG�ny axcess paid to Borrowu.Irt the event of a parpal talcing of the Property in which the fair rnarket
<br /> value of ihe Property i��modia�cly before tha taking is cqual to or greatu than the s;mount of the sums securcd by this Security
<br /> .;��� Insuument immediately beforo the taking, unless Bnrmwu and l.e,ndu otherwise agree in wrltin�, the sums secured by this
<br />- Securlty Insuumant shall be nduced by the amount of the proceeds muldpUod by the following frac6on:(a)the total amount of
<br />=,,� thc sums securcd immedfa[ely before the taking, divided by (b) the fair market value of the Property immediately before the
<br /> teking,Any balance shall be paidi co Boirower.In the evu,t of a pariial taiwig of ihe Piope,-ty in which the fair msrket vatva of thc
<br /> �� Propecty immodistely bcfore tho teking is lcss than tha emount of the sums securod immediately before the taking, unle:s
<br />".:;� Borrawu and Lender otherwise agcee in writing or unless applicable law othenvise provides,the proceeds shall be applied to tho
<br /> sums sxureG by thls Se�uriry Instrument whUhu or not the sums are then due.
<br /> � If the Proputy is aband.cxied by Borrowu,or if,aftu notice by Lenda to Bonrowu that the condemnor offers to maka an
<br />�1� award or stu3e s claim for damages,Boncowu fails to respond to Lender within 30 days aftrr the date the nodce is given,La�der
<br /> is authociud to colloct and apply �he procoocfs,at its option,eirher to rcswradon or repair of the Propaty or w the sums secu�ed
<br /> by lhis Security InstNment,whetha or not then due.
<br /> '""� Unkss I.a�der u�d Bomawer otfxrwLse agroe in writin8,anY 8PPlication of proceeds to principal shall not extend or postpone
<br /> -- the due date af the monthlY paymeats rcfured to in paregraphs 1 end 2 or change the amount of such paymenu.
<br /> _�� il.Borra�wer Not Rdeastd;Forbeanna By I.endu Not a Wdver. Exta�sion of the pme for paymeat or modification
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<br />- - not opuate to retie�,x the liability of the original Aocrower or Bomowa's sucassors in interest.L.endu shatl not be reqnired to
<br /> �- comma�e procouling.s against any snccessor ln inttrest or refi�se to extand dme for paymait or othuwise modify amortization of
<br /> _ �he s�uns�ocucod 6y this Socurity lnsttumeat by reason of eny demand made by the origual Boerowa a Borroaa's succassas
<br /> in interest Any forbearnnce by L.ender in exerclsing any right or remedy shall not be a waivu of or proclode the exacise of u�y
<br /> right a rr�r�edy.
<br /> : 12.Succwora�nd Assises Bouad;Joint and Sever�l Liabilitr;Casfgnera 'I�e wvenants end agreem�nts of this
<br /> Security Instrument shatl bind and benefit the successars and assigns of Lender and Bomowa. subjxt to tbe provisbns of
<br /> — p�d 17. Sorrowu's cove�ants and agrecments sl�all be joint and sevaal. My Borrowa who co-signs this Socurity
<br /> "i. Insuum�t but does not eacecut� �he Note: (a) is co-signing Uvs Security Iresawt�ent only to mongaqe�Srant and convey ttut
<br /> Bamwcl's iaurest�n the Property unda tbe t�em►s of this Security Instmmenx(b) is aot personally obligatod to pay ttie sums
<br /> soc,vcod 6y thu Security Insuumen�and(c)agrocs ttiat L,aider and any otha Barowa m�y agree to extend.modifY.focbear a
<br /> m�lce any kcommadacions wid�regard to the terms of this Security Insaument or che Nae without that Borrowa's consa��
<br /> 13.I,a�a C6ar�es. If the loan sxured by this Security Insuument is sub}ect to a law which sets ma�cimum loan charges,
<br /> —. and d�It law is fuu�lly intapreud so that the intuest or oHxr loan charges collected or to be collecte3 in connecdon with the loan
<br /> excoed the permiued limics,tt�: (a)any such loan charge shall be reduced by the araount necessary to redttce tfie charge to the
<br /> pesntittod limit;en�(63 any swns alresdy coUxtod from Brxr�wet which eacceedtd peimitted limits will be refunded to Batower.
<br /> La�da may choose to m�lce d�is refund by reducing the principal owed unda the Noae or by maldng a dirxt paymeat to
<br /> Btxm�va.If a r�fund reduces principal,the redaction will be tteaGed as a pactial prepayment without anY pnepayment charge
<br /> under the Note.
<br /> 14.NMk�. My notioe to Harowu provided fot in ihis Sectuity Insuument shall be givai by delivering it or by m�iling it
<br /> by Cirst cl�ss m�il uNess�pplicable law roquires use of anothu mettiod.'11�e norice sl�all be directed ta the Propaty Addncss a
<br /> — any dha address Botrowa desigr�ates by nooce to Lenda.Any nopce to Lenda shall be given by first class mail w Ltnder's
<br /> address sta�d t�erein or any ahrs address Lender designates by notice to Sorrower.Any nodce provided for in this Security
<br /> Inswment sh�ll be doemed to have been given to Boiro�u or Lender when given as providu�in this paragraph.
<br />_._._ 15.Goveraiet Law;Severa�i6ty. 'Ihis Security Instrumznt shall be governed by fedcral law and the law of the
<br /> - jur'ssdiction in which the Propaty is located.In the event that any provision or clanse of this Security Inswme,nt or the Note
<br />�_�• conflkts with applicabk law.wch conflict shall rtot affect othu provisions of this Se�uriry Instrumtnt ar t�e Note which can be
<br />-=`�= given effect without the conflicrin8 provision.To�his end the provisions of this Secur;ry Instrument and the Note are declared to
<br /> '�� be severabk.
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