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<br />_4 �� `,' �,�� �:: 5. Na�ara or Property Iasm�auce. Borrawer siiaU keeg the improv�s naw exiscing or he�+eatter e�ecxat on We —
<br />:��`,�.J.:� ,�:°.:;',�� • p�,o����against ioss lsy fire.harards included withia We tcrm°exteaded covera$e'aad any other hazards.iuciuding `
<br /> _- -_•�:�- � t�ouds or ttoading.for wluch I�nder tequires insuiance.l9zis insaiauce shall be mainfeineQ in the aa�ouats sad for tii�paiods
<br />� �, '#����L� .,u that Lender�.T6e in�„a„ce catrier pmviding the in�,.a„ce shaU 6e chosen by Eorrower subject to Leader's appmval
<br /> :_,..�,,,,�-�";�"�, whic�shall not be unreasona6ly withheld. If Bo�ower fa�s to mai�tain cmrerage descn'be�above, Lender may.at Lender's —
<br /> r<--��.J�=°-'-a-- optios�.abtaia oov�age to pratecf Leacder's rights in the Property in aomrdance wIt6 pacagcaph 7. _
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<br /> � ...t:, ' All insmance polici�and�wewats shall be acceptab2e to Leader aad shall include a standatd mortgage ciause. L�der
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<br /> �����=;::--•'; : •.' . shalt have the right m hold the�tolic'ses and reaewals.If Lender reqmres,Bormwer sball QromPtiY give w I.ender alt ceoeipts of
<br />. � . paid prernivats and re�tewal notic�s.In.t6e eveat of loss,Borrower shall give pmmpt notice tQ the insvrance c�nier anA 1�ader.
<br /> � Lender may make proof of Iess if not made P��P�Y�Y��wer. .
<br /> Untess I�ader aad$onrower otbe�wise agree in writing,insittanoe pmoe�s shatl6e appl�ed to restoratian or repair of t6e
<br /> •i::�`-. , Ani�ertY damaSeA•if thc restoration or cepair is economicall�r,feanble aad Ixnder's saauity is n�t tes.sened.If the trstaratian or
<br /> :,' ���'.,;'.�,��• '° repair is not Pconamically feas�'bte os I,ender's seauit��u[efi be lessened.the insacance ptoceeds shall be applied to the svms ,
<br /> ��` , .� ;: Secured by this Seauity Insutrme�. wHether or-nnt�thea c�i:�.�vith any exce�s paid to Borrower: If Borrswer a�-r.�dmbs the
<br /> ' . pm�rty,or dwes i�c�i answe�witLin 30 days a norice fraai Lender tLat the�ae caarier t�as offeied to settle a claim,then
<br /> .. ' �,;'�.. ' i�e�tder may�calF�E tile insuranse.Pmcx�s- L�nder may use tHe pmcx�s ta rePair or restore the Property or to paY sums
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<br /> F•"�:�.. ' , s�by this Secauity Insuument,aiflether ar not then dae.The 3Q-day period will 6egin when the notioe is given.
<br />- :..:<<;�;,� s.�:�,�. Unless Lender and Borcower oiheiwise ag�e in wrati�8•�Y aFP��ioa uf pcoceeds to piincipa! shall not exteud or
<br /> •.;,::.. %' "• Postpone the,dae date of the monthlY PaYmeSts referred to in paragrapbs 1 and 2 or chauge the amount.of t6e gayuieuts. If
<br /> . ,: � :��T uri�er paza�rapb 21 the Pmperty is acquued by Lender,Eomnwer's ri�tnt to aay insuraace Polides aad proceeds resuitang fram •
<br /> — - •.�'�,.:..,�.� ttis Securi I� • '
<br />-° ` -- damage w ttte Praperty psior w the acqnisitioae��Lall pass to I.ender tn We e,atent of the surtls s�hY t9
<br /> ,:. ,. �,.�,� �mmediately prior w the acquisidon. . . . . Leasehott�.
<br /> � ,t.£.; . . 6•Ooa�rancY.Pt'e.scraattan,Nlatntenanoe and Pr�tec�on of tke Property;Bonvwer's I.o�a�'�iPllcatton;
<br /> . ,°,.; `�...`g Barc�wer s2�aU oaupy.estabtisL,and ase We Property as8�mnwer's principal�sidence within sixty daYs afcer the execadon of
<br /> � `'' ,` aad�sliaU contipue to aoatpy th�:T�rupetty as$or�owe�'s PTin�P�residenoe for at lease one year aRec
<br />_-_-_- this Sec�ity Inmumgnt• . �
<br /> ~1�_,-� the date of o,ocaPanoY•unless I.ender othetvsisr�ag�ees i4 a+rtting,whicB caaseat shai!nat be unreasonabi3►withhetd,or aale�s
<br /> `�; . 'extenua�ng �oes exist whic� aze'�3rond Boauwer's conirol. Borrower shall not deStmYt dama&e or impair We
<br /> .�. ' ..' .�'�,.* Propeny.aliaw the Pcoperty ta deterio:ate,or oommiII�sie oa the�PropeAy. Barro�ier shaU 6e in defanit if aay forfeiwre
<br /> �,%'•�;:' •:} acNon or prooeeding,v�+bether civi'1 or criminal,is beguu�t'�t in I.e�tder's gaad faithg�igaient wuld resvlt in forfeita�of the
<br /> �;,,�',, beguu�
<br /> ,,'��!: •�. '�'� pr�opertyr or ot�era+ise materia�y impair ihe lie,n created by this ScYVrity Instcament ar Y:etWer's se�trity+interest.BomaWer may
<br /> � �j cure such a defaWt and ninstate.as pmvided in paragzaph 18,bY causing the aqion or groceeding ta be dismissed with a.raling
<br /> ...•�,.:�': ' Wat. in Leader's gaod faith determination,�clades forfeitare of the$orrower's interesc in t�:�pertY or other material
<br />`�• ' -�:�:• impai,rment of the tien cceated by this Serurity Insuome.nt or Lender's security im�est.Eorrower shaU also.tse-m defauit if
<br /> ' �•� Borrower,dnring tbe loan application pmqess,gave siatere�aUy false or inaocnr8te info�matton or sta#enoenu to�f?�(or failed
<br /> ',��_� ,` � � ±�� to provide I.ender with airy material information)in coanection a+ith the loan evidenced by the Note.including,fii�i nat ti�it�d
<br /> ----=..��`• .. . .� to.repmsentationc waceming Barmwer's oocupancy of the Pmperty as a ptincipal zesidence.If this.Serarity Insunment is an a ..
<br /> � �. .•" ;�'* leasehold; Borcower shaU comply with all the provisions of the lease. If 8orrower acqyires fee atle w the Propeny. ttw :'. .
<br /> ,. ' � '���' ieasehoid and the fee dtle shal!not merge ualess Lender agrces to tae merger in writiag. '.� '.
<br /> •,.si��ur';`.' .. ���. 'f.Proteetion oi I.Qnder's ltig6ts in the Progerty.If Borrower faits to peiform ti�e covenants and eS�eaients contained in. �
<br />- � ttus Sgcurity Instrumen�or tt�ere is a legal procxeding that roaY sigaificantly affeca f�der's rights in th�Pt'nPertY(sach as a
<br /> ` ' :'`�,�',.���, proceeding in bankrupicy,Pmbate.for oondemnaaon or forfeitiue os to enforce laws or mgutat'tons).tlten 1re,ader may do at� ,
<br /> ` Pmparty � gh �u PropertY• ' may.
<br /> �, �;... :'``.-'�ih pay for whatever is eeoessa�Y w pmteCt tt�e raIue of the and Lender s ri ts u the Lea+der s aaions
<br /> . �,. :� in oourt. PayinS
<br /> ' .,,�.:•� , . , iticiude payiag any s�s secured by a liei�w6ich has priority over this Secarity Ias�t, apPearit►B
<br /> � � rc�soaable attomeys'fees and eatering on the�Property to make repairs.Although Lender mny take action udder this garagaph
<br /> �t ' ' "..''i� � 7.Lender does not have w do sa. b � �l beoome additional debt o£Eonvwes secuxed by thi�
<br />.�-'.��-.' ' . 4.'.. �
<br /> I�,.. •�. � . �.e Acry amaunts disbursed 6y Lender under this paragtaP
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<br /> R ,;,''. , w ...;e� Security'Inswmeut.Uniess Borrower and Lender agree to other temLS qf payment.these�amounts shaU bear interest, > .
<br /> `, .,�:'. . .. dnte af disbursemeat at the Note rate and sha116e payable. with ia�t,uPon notice from Lendet to Sorrawer requ��
<br /> ';,:,�_,'�: . �yment, � ''
<br /> .;�. .. • . a.Mort�;age ImTUanoe.If Lender required mortgage insuraaoe as a canditian of making the loan secured by this Securlry
<br /> . �nstrum�nnt.Borrower'shali Pay the premiums.reqnire�to maintaia�.h�mortgag�insurance in�ffect. If.for atry reason, tt�se
<br /> , • ' •:�,; � ,
<br /> . � .`:?, mongage insuranse ooverage required by I�der lapses or ceases to�'isi effect.Borrower st�all pay the premiums requimd to
<br /> . .. ; ..�, � vaient to t�e
<br /> � • c�,ain coverage substantial{y equivalent to the mortgage insurance pzeviausly in effect,at a oost substazitially equi
<br /> � , � �' .: •, , , cn�t'to Barmaver of th'e mortgage insu�lse previously c�effect..from an alternate mortgage iasu�r�appmved by Lender.If ,
<br /> � �� �'�` .,, t �i`stantialty equivatem mnrtgage insurance coverage is nr�t.available.Bortower shzlB�ay to Leader each month a s�equal to
<br /> � '�� ` � � � d b Borrower w�s c7�e iasuranoe oove e! sed ar ceased W
<br /> �r. :,. :,.:.._ �ne-twelRh of the yearly mortgage insurance premium bei�P� Y � �.
<br /> �� � be in effect.I.eeu�der wi11 aocept.nse and r�ain these payments as a loss reserve in lieu of mortgage insurance. l�sq resesve
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