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<br /> 9�- 1C4648
<br /> p�ymcnts may no Innger bc rcyuind, ut the up�iun of'Lcncicr. if mortguge mtiur:ence ccwerugc(in the unu�unt und far the period
<br /> thut Lc�xicr rc�uires)pruvid��cl hy un insurcr upproved by l.cndcr uguin heromcs nvuilabic�md fti nbtnincd.Barrowcr shnll pay
<br /> thc premiums rcyuiree!t�►n�aintuin murtgaBe insurancc in efl'ect,ar to providc u loss reserva until th�rcyuiremc�it for mortguge
<br /> iuyurunc�cnd:,i►�accordanc.:�vith a»y�vrittr.n n�reement hetween El��rrower und Lender or applirable Inw. _
<br /> 9. In+pc�tlon. Le�xier ur its agcnt may nzake reasonabie cntries u{xm aud inspcctiuns ot thc Properiy• �-r,��de�'�hull gi�c
<br /> Borrower noticc at Qie time of or priur to an inspection specffying reasonuble ruu�c for tl►c inspcctian.
<br /> 10. Condemnatlon. The proceals of uny uwurJ or claim for dumuges, dira:t or consequential, i�i connectinn with any
<br /> coiidcmnaiion ur other taking ot'�ny p�ut uf thc 1'roperty, or for conveyunce in licu of condemnation,arc hereby ussignal snd
<br /> shall bc puid to Lr.ndcr.
<br /> In thc evc►te af a total ts}:ir.g o!'the Pr���eny,the proceais shall bc uppli�f to the sums securecl by this Security Instrument.
<br /> wheth�r or not then due, vrit[z any excess paid to 8orror�er. In the evcnt of� panial taking of the Property in wt�ici� the fair
<br /> rtu�rket v;due of the Property 1.awmed�atcly be(ore thc tuking is equal to ur grcater than thc amo►�nt of thc sums secured by this
<br /> Security Instrument immediace�y before thc:taking,untess Borrower mid Lender otherwise agree in writin�;,the sums secured by
<br /> this Security Ynstrument shnll be roduced b� the amount of the pro�eeds multiplied bl� the fallowing fmction: (a) the total
<br /> amount of the sums secured immediatel�•before the taking, dividecl Uy Eb) the fair murket value of tlie ProE►erty imrriediately
<br /> before the taking. Any balance shall be pai�l ta Barrower. In the event �F a panial taking of dic Prop�:ny in which the fair
<br /> market value af the Propercy i,nenediatcly befurC►he taking is Icss thsn the umount of the sums secured immediateiy before the
<br /> taking,unless Bor.aauwer and Lender otherwisc agrc� in writing or unless applicable law otherwise provides, the proceeds shall
<br /> be upplied to the s�.t:^.n.c secured by this Security Instrument whether or not the sums are then due.
<br /> If the Property is abancioned by Bonower. or if,after notice by i..ender to Borrower th:�t the condemnor oifers to mako an
<br /> awurci or settle a claim far d:unages, Borrower fails to respond to Lender within 30 days after the date the notia is given,
<br /> l.encler is authorir.ed to collect and apply the procced�,at its option,eieher to restoration or repair of the Property or to the sums
<br /> secured by this Security Instrument. whether or not then due.
<br /> Unless Ixnder and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthty payments referr�to in paragraphs i and 2 ar change the amount of such payments.
<br /> 11.Borrower Not Rrlwsed; Forbexrance By I.ender Not a Walver.Extension of the time for payment or modification
<br /> of amortization of the sums secured by this Security Instrument granted by L.ender to any successor in interest of Bormwer shall
<br /> not operate to retease ti�e iiabitiry oi ii�e ui igir�at�:,:r.;:�cr ar A�::r.:��r's s��ccrccor�in interest. Lender shall not be required to
<br /> commence procealonSs against any successor in interest or refuse to extend time for payment or othenvise modifY a►nortization
<br /> of the sums sacured by this Security Instrument by reason of any demand made by the original Borrower or 13orrowcr's •
<br /> successots in interest. Any forbeui'ance by I.ender in exercisins any Hght or remedy shall not be a waiver of or preclude the
<br /> exercise of any right ar remedy.
<br /> 12. SuaYS.gors and Assigns Bound;Joint and �veral Liability; Co-sigaers. The covenants and agroements of this
<br /> Security Instrument shall bind and benefit the successar9 nnd assigns of Lender nnd Bonower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreemcnts shall be joint und several. Any Borrowar who co-signs this Security
<br /> Insttument but does not execute tlie Note: (a) is co-signing this Security Instrumcnt only tv mort$age. grant and convey that
<br /> 8anower's intetest in the Properry under tho terms of this Security Instrument;(b) is not personal�Y obligated to pny the sums
<br /> secured by this Security Instrument;und(c)egrees that LenJer and any other Borcower may agra to extend, modify,forbear or
<br /> m�lce any accommodations with regard to[he terms of this Security Iustruuxnt or the Note without that Borrowcr's consent.
<br /> 13.Lonn Ctwrges.If the lonn secured by this Security Instrumant is subject to u law which sets maximum loan chaages,
<br /> anJ that law is finally interpreted so that the interest or otlier loan churges collected or to be rnllected in connection with the
<br /> loan excced the permitted limits,then: (a) any such loan charge sh�ll be�duced by the amount necessary to reduce the charge
<br /> to the permitted limit;and(b)anY sums alnady collected from Borrower which exceeded permitted limits will be rcfimdod to
<br /> Borrower. Lender may choose to make this refund by roducing the principal owed under the Note or by making a dimt
<br /> payment to Borrower. If a refund reduccs principal. thc raiuction will be treatc� as a partial prePaYment without any
<br /> prcpayment charge wxler the Nae.
<br /> 14.Nutices. Any notice to Horcower ptovided for in this Security Instrument shall bc given by delivering it or by mailing
<br /> it by first class mail unless applicable law requims use of another merhod. The nciticc shall be dlrected to the Property Addrcss
<br /> or �ny other address Borrower designates by notice to Lendcr. Any notice to Lcnder shall be given by first class mail to
<br /> Lender's address stated herein or any other nddress Lender designfltes by notice to Borrower. Any notice provided for in this
<br /> Security Instrumcnt shall be deemed to havc been givcn to Bonower or Lcnder when givcn as prov�ded in this paragraph.
<br /> 15.Govening Law; Se�'erabiltty. This Security Inst�ume�t shall be govemed by fcderal law and the law of the
<br /> jurisdiction in which the Propeny is located. In the event thAt any provision or cluuse of this Securiry Instrument or the Note
<br /> conFlicts with applicablc law, such conflict shall not affect othcr provisions of this Security Instrument or the Note which can be
<br /> given eifect��::thout the conflicting provision. To this end the provisions of this 5ecurity Instrument and the Note ure declared
<br />_ to bc scvet�:�.
<br /> 16.Bortbwer's Copy. Bo�rower shnll be given une conformed copy of the Note and of this Security Insttument.
<br /> Form 3Q28 9/90
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