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<br /> 9?'-. i�4646 =
<br /> If ti�c amounts held t�y Lei�der for E.scrow ltcros cacced thc amounts permitted to bc held by RESPA, I.ender
<br /> sliall�ccounr.to Barrower for ttK exccss tLnds ru reyuired by RESPA. If the amouate of fund�hcld by I.ender�t any
<br /> time nre n�t sufficicnt to pAy the E.�crow Itcm�when due, L,ender may notify the Horrower and rcquire Borrower to -
<br /> make up d�c ahonage as pern�itted by RESPA.
<br /> The F.scrow Fund9 are pledged as ac9didon�l stcurity far all sums secured by thls Security Instrumtttt. If --
<br /> Borrower tenders to Lender the full p�yment of all such sum+,8orrower's account shall be credited with the b�l�nce
<br /> remaining for�ll installment items (�), (b),and(c)and any mortgage insurAnce pnmium instdlment th�t Lender ha�
<br /> not bccome obligated to pay to rhe Sccretary, arxl Leadcr sh�ll promptly refund any excess funds to Borrower.
<br /> Immediately prior to a farrclosure sale of the Property or its acquisition by Lender,Borrowrr's account sh�ll be
<br /> crodited with ury balu�ce ramaining for ail installmcnts for items(e),(b).and(c).
<br /> 3.A�iiatton ot Pl�yment�. All paymenta wxler puagriphs 1 u�d 2 sh�ll be�pplied by L,�nder as follows:
<br /> �, ro the mortgage i�uunace premlum to be paid by Lender to the Secntary or to ths monthly chazge by tho
<br /> Secrotary instead of tde monthly mortgage insurance pnmium;
<br /> ��,to any taaes.special assessments,leasehold payments ar gro�u►d rents,and fin,flood and other h�zard
<br /> insutance pnmIums.as required;
<br /> �,to intenst dua undcr the Note;
<br /> �,,to aznortization of tde principal of the Note;and
<br /> �,to late chazges dut under the Note.
<br /> ' 4.Ftre,Flood and(Xher HAZard Ensunnce.Borrower shall insure all improvemeats oa the Prop�rty,whether
<br /> now ln e�stence or subsequently erectcd,against aay halards,casualties,aad contingtncia.including fire,for which
<br /> � L,e��der requfres insurance. 'Ihis insurance shall be maintained in the amounts and for the periods th�t Lender
<br /> requires. Borrowcr sh�ll also insun eU improvemeats on the Properry, whether aow in existence or subsequcntly
<br /> erected,against loss by tloods to the exteat required by We xcntary.tii insurana siuIl be cairied wi�u wmpaaics
<br /> approved by Lender.1'Ge inswance policies and any nnewals shall be held by Lender and s6a1!include loss piyable
<br /> clauses in favor of,and in a form acceptabla to,Leader.
<br /> Ia tha event of loss,Borrower shall give Lender immediate notice by mail.Lender may make pra:f of loss If not
<br /> . ", made promptly by Borrower. Each iasurance oompany concemai ts hereby authorizod and directed to make paymeat
<br /> � for such loss ciir�ctly ro Lender, instead mf. to Bomower and to Lender joindy. All or any part of the insuruwe
<br /> ' : ptncxds may bE applial by Lender,at its opdon,�ither(a)to the aduction of the indebtedness under the Note and
<br /> - tWb SCCUIIL}�I119tIUIDCpI,first to any delinquent amounts applied in the order ia paragrapA 3,and thtn to pnpaymeat
<br /> • of principal, or(b) ro the resroration or rep�ir of the damzged Property. Aay �pplication of tt�e procads to the
<br /> prIncip�l shall not extend or postRone the due date of the monttily payments which ene nfexrod to ia pan+gtaph 2,or
<br /> '�; change the amount of such payments.Any eacess insurance proceeds over an amount requirod to pry all outstanding
<br /> ,•�� indebtodness under the Note and�his Security Insavment shall be paid ro the entiry legally enddod thereto.
<br /> In the cvent of forecing�u�e of this Ser.urlry Instrumsnt or other uansfer of tide to the Property that extinguishts
<br /> tt�e indebtodness, all righi, 2ide and in[eres[ of Borrower in and to insurance policia in force shall pau to the
<br /> purcdaser.
<br /> vii S. Occa�►ucy,Prssetv�dou, MaLrtanance and Protection o[the Property;Barower's La�n Applkatioai
<br /> ;;� I,ea9ehold9. Borrower sh�ll occupy,est�blish, and us�the Pmperty as Borrower's principal i+acidence within sixty
<br /> days after the exxution of this 5ecurity Instmmeat(or within sixry clays of a later sale or transfer of tLe Properiry)
<br /> a�nd shall continue to occupy the Property as Borrower's princip�l residence for at leut one year after the due of
<br /> .� oc;cupancy,ualess Lender deterroines that requinment will cause�ncfie hardship for Bo�rower.or wiless extenuuing
<br /> circumstanas exist which are beyond �arrower's wntrol. Bo�rrower shall notify Lender oS any extenuuing
<br /> circumstances.Borrower shall not commit zvaste or destroy,damage or substaatially change ihe Fraperty or allow tht
<br /> � �hvperty to deteriorate,r�ea_�aable wcar and tear excepted. Lender may inspect the Proper¢y if the Property is vacant
<br /> , or abandoned or the loan is in default. Lendcr may take reasonable action to protxt wd presetve such vacant or
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