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<br /> payments may no tongcr bc rcyuircd, at thc nptiun of l.cndtr, if mongi►gc insuruiuc cuvcri�gc (in Ihc amount i+nd far lhc(x�rla!
<br /> thut I.cnder rcquires)pravidcd by un insurcr u�pr��val by l.endcr uguin hcct►mcs avnilnhlc and is oUtuincd. W�rrnwc��shuU puy
<br /> the premiwns required to nwintafn moegAgc insurancc In effcct,or to providc u loss rcscrve,untfl Ihc ra�uircmcnt i'or�nurtgngc
<br /> insurance ends in accordance with any written ubreement between Bi�rrower und l,ender��r npplicublc law.
<br /> 9. Inspcetlon. L.endcr ar its agent nuy �rake reasonablc entrics upnn nrxl in+Ex:ctiun,uf Ihe 1'ru�x:rty. l.endcr shall give -
<br /> Borrower notice ut the time of ar prior to nn inspation�pecifying rca.u�nable ruuse for the inspectiun.
<br /> 1Q. Condemnation. The proceals of uny awurd csr clnim for damuges, direct or consequentiul, in connection with nny
<br /> condemnadon or other taking of any pert af thc Property,or for conveyunce in lieu or mndemnution, ure hereby ussigned und
<br /> shall be paid ta L.endee.
<br /> In the event of v total taking of the Property,the prcxeeds shall be upplied to thc swns secured by this Security Instnmient,
<br /> whether ar nat then due, with any excess paid to Borrower. in the event of n purtiul taking of the Prop.rty in which the fuir
<br /> market valuc of thc Property immc�iately befc�rc the taking is cqual to or greater than th�Amount of thc sums secured by this
<br /> Security Instru►nent immedfatcly bcforc thc taking,unless Horrowcr and Lender otherwise agree in wrlting,thc sums scxured by
<br /> this Security Instrument shall be rednced by the amount of the proce.eds multiplied by the following fruction: (u> the totul
<br /> amount of the sums sccured immediately beforc the taking, divided by (b) the fnir market vulue of the Propeny irnmediatcly
<br /> before the taking. Ar►y balance shall be paid to Borrower, In the event of a partial taking of the Property in which tlie fnir
<br /> ir�arket vaiaa of thc Pmperty immediately before the u�king is less than the amount of the sums secured inunediatcly beforc the
<br /> taking, unless Borrower and I.Pnder otherwise agree in writing or unless applicable luw otherwise provides, the proceeds shall
<br /> be applied to the sums secured by this Security Instrument whedier or not the sums are then due.
<br /> If the Property is abandoned by Bonower,or if,after notice by L.ender to Bon•ower that the condemnor offers to make an
<br /> award or settle u claim fbr darnages,Borrower fuils to cespond to I.ender within 30 days after the datc the notice is given.
<br /> l.ender is authorized to collest and applY the pi-oaeds,at its option,either to restoration or repair of the Property or to the sums
<br /> 5ecural by this Security Instrumene. whether or not then due. �lcation of roceec���to rinci al shull not extend or
<br /> Unless Lender and Borrower otherwise agree in writing, any app� P P P
<br /> postpone the due datc of the monthly payments referred ta in pamgrnphs I nnd 2 or chang�thc nmount of such payments.
<br /> ` 11.Borrower Not Rele�sed; Forbearance By Leuder Not a Waiver. Extension of the time for payment or modification
<br /> '` of arnortiuttion of the sums securcd by this Secudty Instrument granted by L.ender to any successur in interest of Borrow�r shall
<br />= �at r,�:,.wic tn r�!r,:�i!:^!lAl+t�!tv��f the �,riainal Borrower or Borrower's successors in interest. Lender shall not be reyuired to
<br /> � conunence proceedings against any successor i n interest ar refuse ta extend time for payment or otherwise modiry amo'raization
<br /> ` of the sums secured by this Security Instn►ment by reason of any demand made by the ariginul Borrawer or Borrower's
<br /> ' successors in interest. Any forbearance by Lender in exercising any right or remedy sht►11 not be a waiver of or preclude the
<br /> � exerclse of any right or remedy.
<br /> 12. Suaessors And Assigns Dnund;Joint and Sev�ral Lipbility; Co-signers. '1'he covenants anci agree�r►enu af this
<br /> � Security instmment shall bind and benefit the successors and assigns of L,ender and Borrower, subjut to the provisions of
<br /> { paragraph 17. Borrower's covenanu and egreements shall be joint and several. Any Barrower wha co-signs this Security
<br /> � Instrument but dces not execute the Note:(a) is co-signing this Securiry Instrument only to mortgage,gr�su�t and convey that
<br /> .� Borrower's interest in the Propeny w�er the tcrms of this Security Instcume+nt:(b)is not personally obligatcd to pay the sums
<br /> � securai by thls Socurity Instrument;and (c)agrets that Lender and any other Bonower may agree tu extend. modify.forbear or
<br /> � malce a�ecoommodations with rcgard to the terms of this Saurity Instrument or the Note without that Borrower's conseni.
<br /> :# 13.Loan ChArges. If the loan secuttA by this Security Instrument is subject to a law which sets maximum loan charges.
<br /> ; and that law is finally interpreted so that the interest or other loan charges collected or to be colle<:tal in connection with the
<br /> . loan excexd che permitted limits,then: (a)eny such loan charge shall be reeiuced by the amount necessary to raluce the charge
<br /> � to the petmiuod limit;anci(b)any sums already collected from Honower which exc,eeded pertnitte�limits will be refunded to
<br /> � Borrc�wer. Lender may choose ta make this refund by reducing the principal owed undar the Note or by making a direct
<br /> .;� payment to Borrower. If a refund reduces principal, the reduction will be treatal as a partial prepayment without any
<br /> '�- . prepayment charge under the Note.
<br /> � 14.Notk�.Any notice to Borrower providdl for in this Security Instrumcnt shall be given by delivering it or by mailing
<br /> ' it by first class mail unless applicable law re4 uircs use of another method. Tt►e notice shall be directed to the Property Address
<br /> or any other address Borrower dcsignates by notice to Lender. Any notice to Lender shall be givcn by first class mall to
<br /> Lender's address statod herein or any otlxr address Lender designates by notice to Bonower. Any notice provided for in this
<br /> � Security Instrumcnt shall bc deemed to have becn given to Borrower or Y.endcr when given as providcd in this parigraph.
<br /> ' 15.Governi� i.aw; Sevrrsbllity. This Security Instrument shall be governed by federal luw and the law of the
<br /> � jurisdict+on in which the Property is located. In the event that any provisian or clause of this Security Instrument or the Note
<br /> � conflicis with applicable law. such confl ict shall nat affcxt other provisions of this Security Instrument or the Note which can be
<br /> given effect without the conflictins provision.To ttiis e��d the provisions of this Security Instntmcnt and the Note are declared
<br /> ; to be severable.
<br /> ; 16.Barrower's Copy.Borrower shall be given one conformcd copy of the Note and of this Security Instrument.
<br /> . Form 3028 9140
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