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<br />� � ' . TQC3ETH�R WITH all the improvementa now ar herutte� orected on the pro rTy�nd-tll�mente, _
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<br /> •! eppurtennnces,and ttxtures nuw or hzreafter a prrt ot tho property.All eeplacemonte an�edd tlone ehall aleu bo rovared
<br /> by thie SCCUrity Inatrument.All at tho tore�in�ie nf��ed eo in ¢fiie Secur�ty Inetrur.ieut arz the "Pcoporty."
<br />` ,_�r«b� BOEtROWBR COVBNANTS thtt Horrower ie la�fully eaieed oi the eetRto heroby convoyod and h�e tho ri�ht to
<br />�"%�'"'` "� � � grant an@ convey the Property and th�t tho Property ie unencumberod,except for encumbnnces of rocord. BorroF�er
<br />=�� a�rranta and will detend gonoral ly tho title to tho Proporty egunst�ll cl�ime md dem�nds,suhjoct to e�y encumbrances
<br /> of recorcE.
<br /> �q; THIS SBCURITY INSTRUDILNT combInes uniform coven�nts f�r»ational use and non-uniform oovcnants with
<br /> � ' � limited varietions by juriediction to constitute a uniform security inetrument coverin�real property.
<br />_' iJNIF012M CQVfiNANTS.Borrower�nd Lender covonant and a�ree es follows:
<br /> 1 �; 1.1'�yment of Priaclpal and Intere�t;Prepaymeat�nd I.�te Ch�r=ea. Borrower s1ulA promptly pay when due
<br /> �k :': � tho principtl of�nd interest on thodebt evidenced by thc Nate uid u►y prepeyment and lste cherges due under the Noto.
<br /> 2.Funde for Taxet and�aeurance.Subject to applicable lew or to s arittem Naiver by Lender,Borro�rer Ahalt
<br /> =_°j,�,:�.•��:�: �ey to I.ender on the day monthly psymcnte are due under the Note�until tho Noto is paid in iull,a eum("Fua3�")tor.
<br /> 1�''`� (a)yarly tuoe and�seosemente which may atuin priority over thie Security Inetrument as�lien on the Property;(b)
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<br />__:�`'r.-: ,s:�. yarly leasehold peymonte or qround rents on tho Property,if any;(c)yarly haurd or property onaurance premiume;
<br />���»;-��►`•� � (d)ye�rly floo�inaurance promiums.if any;(e)yearly mortg�go inaurance pramiums,it any;u�d(f)any sume payable
<br />�S;�:Y'�:z'.�;{� by Borro�er to Lender,in nccorduice�ith the provisions of parsgraph 8,in lieu o[ttie peyment of mortgage insurance
<br />_�� '` promiu�ns,These items ere callr.d'Fecrow Iwms."Lenda may�.at any time,colloct and hold Punds in an amount not
<br />=Y;�'�, ,,q, to ezceod the mutmum �mount e lender for e fedcrally relatod mortgage loan may roquiro tar Bonower's eecroa
<br /> �'�,�p acoount under the tedoral Real Bstate Settlement Procedures Act of 1974 es ameaded irom time to time, 12 U.S.C.
<br />-^�����''' SACtion 2601 ,et ssq. ("RESPA"),unless enother law that appliea to the Funds sete a less�r emount.If eo,Lender may,
<br /> n'�;��: at any timo,collect and hold Funde i n�n emount not to oxceed the lesser amount.Lendcr m�y estimato the amount ot
<br /> =��=- Funda duo on the besie of curnntdatn and r�asonablo estimates of eapenditures of futuro Eecrow Items or otherwIse in
<br /> =���`:�..'.�' accord�ncae with applicabte law.
<br />—nM=:�:�:'� The Fuade ahell be held in an institution whoso deposite�re insurod by a federal�gency,instrumenulity,or entity
<br />�:�;��m� � (including Lender,ii I.ender ie such aa institution)or in�ay Federd Home Loan B�nk.Lender ehall apply the Funde to
<br />--- =';�;� _ pay the�acrow Iteme.I.ender rney not chuge Borrower tor holding snd applying the Fuads,uinually antlyzing the
<br /> ._ t.� eecrox account,or veritying the BecroM Iteme,uNese Lendcr payn Horrower intere�t on the Nunds and appiicablo 1a�
<br />=°="�''�,�'t permite Lender w mako euch s chug�. However, Lender may roquire Borrower to pay a oue-timo chuge for an
<br />="���`•��y�� ind�peadant ral eState tu reporting aervice used by Lender in connection with thie loan.unless�p�licable la�v provides
<br /> -�..= oth�ise.Unlese u►agroement ie mede or applicable law roquire�interest to be paid,Lc;nder shsll not be roquired to
<br />----__-_ � pay Borrower any intcre3t or earnin�on the Funds.BorroNer sad Lender may egcee in wridng,hoMever,thet intereat -
<br /> ___ _=_= shell be patd on the Funds.Lenda shll give to Aotmwer.withnut chatg�e.aa s�usl accounting of the Funde,shoMing
<br /> _-- ccodite and debite to the Funde end the purposo tor ahich each debit ta the Fuads was medo.Tho Funds are pledged�s
<br /> =_�= sdditional security for all sums saured by thia Socurity Iastrumen�
<br />�-�,�� �' I[the Funde held by Lender o:cxod tho amounte permitted to be held by a�icable le�. I.ender shall �coount to
<br /> --— . BorrnNer tor the e:cees Funde in�ccordance with the cequiremente of npplicable a�w.If tha emount of the Funde held
<br /> _ --- - by L.ender�t any time ie aot suffiaent to pay the Eecrow Itema�hen dve.Laader may eo notity Borrower in ariting,
<br /> _�-, and. in such c�so Borro�a sh�ll p�y w Lender the amouat necessery to mako up the deticirncy.Borrower ehall meke
<br /> --.� up tho doftciency in no more than tMelve monthly p�yments,at L,ender's eolo diecrotion.
<br /> Upon payment in full of�ll eurms eecural b�r thie Security Inetrumeat.I.ender stull promptly refund to BorroMer
<br /> any Funde held by Lender. It, under pangraph 21, Lender shall acquire or sell the Property, Lender, prlor to tho
<br /> acquieitioa or eale oi the Property,s}ull apply�ny Funde held by Lemder at the time of acquieition or eale�s a credit
<br /> � a�ix�st the suma secured by this Security Instrument.
<br /> 3.Application ot Paymente. Ualess applicable laM provides otherwiee,all pnymente received by I.ender under
<br /> - -�; puagrtphe 1 and 2 ehall be appliod: first,to any prepayment charges due uader the Note;second,to amounte payable
<br /> . under psr�graph 2;third,to inureet due;fourth,to principal due;�nd lest,tm wy late charges due under the Note.
<br /> , 4. Ch�rse�; Lien�, Borrowa sh�ll pay all tues, essessmenta, charges,tines and impositiona attributable to the
<br /> Property which may attain prloriry over Lhis Security Instrument. aad leasehold p�ymcnte or ground rente, it any.
<br /> "`�;�s,�, BorroMCr shall pay theso obligation�iu the mannesr provided in paragraph 2,or it not paid in th�t mannet,Borrowa
<br /> — '" shall them on time directly to the reon owed
<br /> _ p�y pe pnymcnt.Borrower ehall promptly furnish to Lender all nottcee o
<br /> - -- -- amounts to be paid under this pangraph.It Bonower mal�ea theae paymente directty,BorroNer sha11 promptly furnish
<br />_ _�.� � to Lender roc�ipte ovidoncing the p�ymeate.
<br /> �•"w��� � � Borrower shall promptly diecharge any lien which hes priority over thie Security Instrvment unles�BorroNOr: (a)
<br /> -=�=.:�?:*�r�l ; agrxs in writiag to the pnyment ot tho obligation Hocured by the lien in e manner acc�eptable to Lender;(b)conteats in
<br />�:�:�`N"�� good faith the lien by, or defends againat onforcement oi tt�e liert in.legal proceedings wiuch in the Lender's opinion
<br />----'�"t"E���r„ operate to prevsnt the entorcar�ent of the lien;or (c) securts from tt►e huldcr of the tien an ngrcement eatisfactory to
<br /> -- ��,a.,_�.
<br /> =��-�`��''""• L.ender subordinatin tho lien t�this Securit Instrument.77 Lendor determines tAsi an of the Pro ie sub' t
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<br />�_-;_-�;�,::x;,}.: , to a llen which may attain priority over this Security Instrument,Lender m�y give$orrower n notico idendfying the
<br />-::'�:�'��-:';�;,; lien. Borrowar shtll satisfy the lien or take one or more of tho actions eot lorth abovo within 10 days of tho giving o!
<br /> ---" • '"-" - notice. -
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