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<br /> - . . ', . TAGfiTHF.R WITt�a11 t�e impaovente�s now or�s ererted oa the pr6gerty.and aU easements.a�Ppurtenaaces.�d =
<br /> fixntres now or her¢after a part of the pmperty. All rcptasements and a�ditiaas shaU also he coveci�! by tl�is�Securit3+
<br /> -`x"'t. �```�: Insusiment.All bf tfie fon�oiag is ieferred to in this Security Insuument as the'Prapecty." . . .
<br /> .. . .�'��. ` SORROWBR COVENAPITS that Baimwer is tawfulty seised of the e�tate f�ereby sonveyad and has the right to S�ant aad �
<br /> --;`�R cosvey t$�Propeny aad ttiat the Frnperty is tmencusabe�d,except for encumbiances of reoord.Borrower wairants aad wIll -
<br /> defenc!generaUy the tiile M ihe PrvPerty against all cleitns and demaads,subject w any�of reoord.
<br /> ° - . � THIS�INS'CttUMENT oombIne.a onifasm wveoants for nationat nse and aom�ani€area.�ca�ver�ants arith limited -
<br /> .-��:�. s.;"� varlations 6y jurisdicdon tn oonsritate a�mifoms sec�uity instrnment coveimg real.Fr40�Y-
<br /> , ,.'`:�::�`�, -.:� UNIFORM COVENANTS.Bcniower and Lender aovenant and agree as foi�ows: .
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<br /> � 1. Payntent of PrIadpttl aad�atei+cst; P��ep�,Yffient a�ui�te Charges. Borrower sbali P�F�Y PaY wt�dne the •
<br /> � .',;:- -`.��i�.'. principal of attd interest on ttie debt evidenced by the Nate�aIIY F�Ymem aad late chacges due under the Note.
<br /> '.., �,; .:f'.,`' Z.Fuads far 11asc9 and�SUranoe. Subjeix co appGrable taw or w a wriven waiver hy I.eadea,Borrower sHall pap to —
<br /> � � �;:<`�4 Lender an the day ainntlily paymeuts are dae under the Nate.u�the Note is paid in fnU.a svm('Fuads°)fa�:(a)Y�Y�� . �
<br /> � `>' uasl�assessa�ents wiucti muy attain Prlortty over this Security IasUnme�as a lien'on the I'coperty.(b)Yea�iy teasehold PaY�
<br /> `'r.. or gronnd rents on the Praperty,if any;(c}yearly�ar�rd or property insurance premiums;(dj YesriY flood inst�ra�Premioms: .
<br /> � �� �'.� if any:(e)Year1Y saortgage iasurance premiums.,if arry;and(�aaY smms paYable bY Borrawer w L�eader.in acoordaace with � .
<br /> _ s,:'i.'• ' '�:':�sZ `. -
<br /> . �: � the provislon's of paragtap�8,in li�of the paymetrt of mortgage insoranoe p�eunams.These ite�ttre calted'`Esccow It�ms.°'
<br /> ,. . '�: Leader�y. at any time. collect and hoid Funds ia as amatwt not m exceed the maximuta amount a l�der far a.fadeialtY .
<br /> �. ',��`.�, � �: t�etate�mortgage loan may require for Borrower's esc�ow acroount nnder the feQeral Reai Estaie,S�ttement Prooedures Ast af -
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<br /> `'' � ' , 19?d as amend�fiom time to time, 12 U.S.C.Se��nn 2�1 et seq.(°RESPA"3,untesg another law d�i.aPpli�to the Fands . _
<br /> -:�_�,::.,=;�:'F,,_ sets a�esser amouru.�if so. i.endes may..at a�y titne.coltect�l hotd Faads in aa amnunt nnt_W exoeed the tesser amotuu.,. . _
<br /> � " � Lender.may estimate the amovnt of Funds due on the basis of cuirent data�and reasonable esHmates of expenditures of fistnre _
<br /> . . . ,...:�, , � Escrow Items ar ot�etwise in aec�da�tce wtth appli�ble law. ' • -
<br /> �:•. 'i�e Funds sha11 be heZd in an institut�an whose deposits are msured by a federal ageacy. ins�itY.or�entity.
<br /> '.'.:�: `.�;x-:. ' ('inclading Lender.if Lender is stccb an.instituHon)oi in aay Federal Home Y.oaa Bantc.Leader s�all appiy the Faads to pay the •
<br /> �;---- . ' Esamw Items.I.eader may not chatge�ormwer for hatdin and the Fuuds.annualtY anatYzia$the escraw ac�atmt,or . .
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<br /> .;,`�',y�_ ��, Y � verifyiiig the Fsaow Items,unleas Lepder pays Borrower�interest on th$Funds and appii�le law permits i.ender W make such '
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<br />''�,�,,..:;. . ,;'::�.: �. a cbarge.However,Lender may reqqire$arrower w�ay a onatime charge for aa indepeadenc m�!�tase tax reporting servke�
<br /> ,,,� u usec{ by �nder in wnnection widi this tomi, uuless applicable law pmvides a�e: Unless c,�.agireemeat is made.oX
<br />,��,`:�'�';`�::`,:;.;,"��` � ie[aw iatetest'w 6e aid,Lender sltall�i be iequirood to pay Barmwer aay inte�s'Cer ea�ngs on the Funds:
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<br /> ri;, �orrower and.I,ender may agree in wrItiag.hnwever,that-f�t shall be paid an the Fuads.Ls�nder shall give to Bnrmwer, ,
<br /> ���',,.. ':., ,-� without cLarge,an annaal axounting nf the Funds.showixtg;arodits and debits.to the Funds aaQ.t�gw,pose for.a�ch eac6
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<br /> - '','��_, debit co thg;Funds was made.The FunQs are pledgod as additfonal security for afl sums secured by t�'�ty Ins�ument. .,,
<br /> - �If the�pnds he(d by Lender exceed the smounts�to be fleId hy applicable law,LQnder�account to Eornnwer
<br /> , .:,�..' . ��� for t1�excess FunQs ia�osdancc witi�the reqnire�o£agplicabte law:t��a��t o�we���neia���aay .
<br /> ..:�;i_:,`::�, � . , tiiaa is ant su f F u leni to pay t he E sciow Ieems w heu d n e,[�e s m a y s o a o t i f y B o r r a w e r i n w r i d n g,a a d,i n s u c 6 c�s e B o r r o w e r .
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<br /> �:}«?�.;:,._ .; .�.,:� shal!pay to Lender the amount necessary to make up the deficieacy. Bonoaer shaU make up ths de6ciency in no mo�than
<br /> .,i;�y��'.`.,.� �,,i:: � iwelve montdIgr paymaus,at Lender's sole 'd�cnedan. '�'.?.'; , - - .
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<br /> .�.••..,w,,...� ..�,� Upbn gayment in fiili of all sums seau�d�by this Sec�uity Insdutdent;".I.ender sLall prrom�tt���sf�p.d to Borcawer anY ,
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<br /> '.`�c.�`.;r. ;'--R+,.`.i• �. Ft�u�.s held by LeAde�.If.uader pazagrag�21,�.ender shalt aoquire or se9Y the Propeny.Lender,P�ct�:�he acqaisition or sale
<br /> ,•,.i?s�'R��s;;: , r� • of tFc�Pmperiy,sha11 aPpTy an7+�ands held,by I.ender at t�tsme of acqaisition or sa�e as a�credit agaiast the sums secured by
<br /> ��`,i�� ` ��' thls�1t3+IDShUII1Cnt. , . .
<br /> �, ' - ' �.Apqii�A uf P�ym�ta Unless a�pHcable law provides otherwise,all Payffients received by Lender under paragiap&s �
<br /> � ��' . j 1 aad Z shall be,�'Sed:first,to anY P�PeY���es dae under tha ikr�e;seeondt to amounts�gab2e emder pa�agraph 2;
<br /> .,�.`, ...�rA'��'�s . .
<br /> � ;: ��j � tiiird,to iqtenzst dae;fourtb,to Ptincipal due;xmd last,to any Iate charges due ander the Note. , .
<br /> >1:s,'�;i;�.�.�:;��:`:;`�'.} `��:Idens.Bormw�r shall pay all taxes.assessmaus,charges,fines and imposidons aan'tiu3able to the Pmperty
<br /> �':� wh:�t'�i�ay ettain priority ave�:a.his�.Secarity L�suument,a�d leasehold paymenta or�uad rents, if any.Bon�wer shall pay .
<br /> ;,,;�, . . .
<br /> . '°.� tiie�;o�ligauoas in the enanner�ravided in par�rapb 2,or if aot pa�d in that manner,Scsifower shaU pay them on time d'uectiy
<br />— �"'•.,,ti.;� �..:. ::.,� to t�e persou oc�red payment.�orrower shall�n:�nptty fumisb to Leader afl aottces of amounts to be p�id under this paragraph.
<br /> . -:� 1f Bor�nower makes t�ese payments directly.B�smwer shaU promptly furnish to Lender reeeipts evidena�g the payments. .
<br /> • ' -��' .�orrower shall promptly discharge any lien whic�has prtority over this S�,vrity IasWment uNess Borrower..(a)a�ig,-�'.�' _
<br /> � � .; :`:�; . writ'i,ng co the payment of the obligation secured by the lien in a manner aeceptab2e to i.ender;(b)watests id good,l�.�is�►ehe lien
<br /> ,�zi` .����'.::. .,�,� bY. or defends agadnst enfonement of the lien in, legal p�oee�ltngs wiucd� in the Lender's oyiaion opesate w�;ravent ttte :. .
<br /> . enforceme�t oY the Uea:or(c)secar�s fmm the holder of the I�en an agreement satIsfactory to Lender su6ordinatirig the�ien to :� . .
<br /> • t83s Seairiry Instrament. If Lender determines thai any part of the Pcoparty is subjea to a lien which may anairi priorIry ov�a .�
<br /> Uils Security�nsaument.I.e�dxr may give Borrower a native.identifying the lien.Bornower shall satisfy the.tien�At ta8c ane c� . ' ..
<br /> :,;�;;�i. � :; , more of the acttons set forth abor�witliln 10 days of the giving of nottce. � �
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