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<br /> 97- 1�4590
<br /> 9. xiorrower l��ot Reles�sed;Forbear+�nce �fy Lender Not p Walver. Thc F3orrower ahall ronlain liablo for full
<br /> pAyment of d�e prin.r,ipal and interest an titn Note(or u►y�ctvanament ar obllgation)eecured hereby.notwithetanding
<br /> aay af tha!'altowi�g: (a)The eile af all or a part of the pnml�ea,(t►)the a�sumption by another party of the Borrower's -
<br /> �bligadone hc�undcr,(c)the forbcarance ar extenslun of time for paymcnt or perfarmance of any obllgetion hereunder,
<br /> whetJier geanted t��o;�rowcc or a subs�qucut or;,rncr of the properry.and(d)thc rcicasa of all or any past of thr,premise9
<br /> secnriag eaid obligations or She relcsua of any puty who�csumcs payment of the eune. None of the fongoing shall
<br /> in any wuy affect the t�ll force and aff��rt c►f the lien of this Deod of Trust or impair Ler�der's dght to a defieiency
<br /> judgment(ia th�evcmt of forcclosure)AAelnst Iiorrower or a�ry party assuming the obligationa hercundcr.
<br /> Any forbearan�ce by Leudcr in excrcising any r�ght ur nmcdy hcreunder.or otherwisa afforded by epplicabie law,�hall
<br /> not be a waiver of or preclude ihe oaaraiso of any sucl�rlght or remedy.
<br /> 10. Successors and Asslg�u Bouad;Inint end Sevenl I.tabUlty;Co-signers. The covenaats and agreemeata berein
<br /> coatained ahali biad. and the dghts ur,reunder shall Inure to, thc r�spective successars and assigna of Leader �nd
<br /> Borro�uer. subjcct to the provlslona of p�rAgraph 15 hec+�of. All covenauta and agceem.eata of Borrower shall be joint
<br /> and several. Any Borrower who co-Aigns tbls Dad of Trust,but does not exxute the Note:(a)is co-slgtiing thia Deed
<br /> of Tivat only to grant and convcy that aorrowcr's intec�est in the Property to Lender under the terms of this Dad of
<br /> Tcust,(b)is not personally liable on thn Note or under thie Deed of Trust, and(c)agroes thac Lender and any other -
<br /> Bornower hereunder may agree to extead,modify,forbear,or make aay other accommod�tions with ngard to the terms
<br /> of tlana Dea1 of 1Yust or the Note witltout that Borrower's consent and without relcasin�tbat Borrower or modifying thie
<br /> Deed of Trust as to that Borrower's intorest in the Property.
<br /> 11. NMfice. Bxcept for any notice rcquired under appllcablc law to be given in anothxr manner. (a) aay notice to
<br /> Borrower providul for in this Deed of Trust shall be given by delivering it or by mailing such noace by first claas mail
<br /> addre9sai w Borrower or the current owner at the Property Address or at such other addcrss�s Borrower may desigeute
<br /> by a�tico to Lender as pmvided henin,And any other person personally liable on thia Note as these peraon's names and
<br /> addrtsses appear in thc Leader'a rocords at tUe dmc of giving notice and(b)anY nodce co Lender sh�ll ba givea by first
<br /> class mnil w Lender's addnss stated}�eroin or to such other address as Lender may designate by natice to Borrawer
<br /> as provided henin. Any noria providod ior in chis uxd of irusc sbaii ue damed io nave oocu�ivc„tv 5�;.��we��a
<br /> L.cader wEun given in the manner desiIInated herein.
<br /> 12. GorerNn�I.aw;Severabflsty. The stace and locel laws applicable to this Dad or'II'rust ehall be the laws of the
<br /> jurisdIc�on L wh.ich the�rc�geny is locatod. The fongoing sentence ahnll not limit tLe applicabiliry nf Federal law to
<br /> this Deed of Trust. In the event that any provision or cisuse of this Dced of Trust or the Note conflicts with applicable
<br /> law, such couflicts ehul nat nffect other provisions of this Deod of'fcust or the Note which cau be given effoct without
<br /> t�c couflicting proviaion,and to this end the pmvisions af this Deed of Trust and the Note are declaced to be eeverable.
<br /> �uaed herein'co�t�","expcaxs"and"nttomeys'fea" include all sums to the exunt not prohibltod by applicablC�aw
<br /> or I�tcd hcreln.
<br /> 13. Borrowa's Copy. Barrowcr shall be furnished a conformed copy of the Note.thia Deed of Tn�at and Ridec(e)
<br /> ac tae ti�re of execution or after recordadoa hereof.
<br /> 1�1. Relwbillt�lon Loan A6recmeut. Borrower sh�ll fulfill all of Borrower'a oblig�tions under any hnme
<br /> nhabilttarioa, improvement, npair or otLer lo�a agreemeat wtuch Borrower enters into with I.ond�r. I�ender, at
<br /> Laxier's oprioc,may roquire Borrower to execuu and deliver to i.ender.in a form acceptable to L.eader,an assignment
<br /> at acy rlgh�i,claims or defenses which Bomuwer mqy have against partIes who st�►ply labor.materiala or servlaa in
<br /> cou�c�ti�n aith improvemenU made to the Property.
<br /> 1S. Trae�o[er ot the Pcopert7 or p Heueticlal Intaat 1n Aorrower� Assumption. If all or any paxt of the Propacty
<br /> or any iatereat in it is sold or uaasfer�ad(or if a beneficial Inxnst in Borrower is eold or transferrod ancl Borrower is
<br /> not a natur��eraoo)aithout Lender's prlor wrltten conscnt, I.end�r may,at Lender's optioa,for any reason,dxlare
<br /> all the sumn necurtd Dy this Deed of Trust to be immedtatcly due and payabla 1�3�wever. this option sb�a11 not 6e
<br /> exercised tzy [ead�:r it eaercise is prohibited by Federal law as of the date of thia Dad of Tnut.
<br /> If Lender cxe�ises tais option,Lender shall give Borrower notice of ac�leration. 'lhe notia shall provlde a period
<br /> of not less tlwa 30 d�ys from tLe datc thc notice is deIivered or mAiled withln which Borrower must pay all sumg secured
<br /> by this Deed of Trest. [f Bonowor fails to pay in full Wese aums prior to thc eapiradon of this perial, L,ender may
<br /> invoke any nm�edi�s pennittcd by this Deecl of Trust without further notice or domand on Borrower.
<br /> 'ihis Dad of Truat may not be assumed by a purchaser without the Lender's conseni. If an assumption is allowod.the
<br />, Lender may charge an assumption fee and requin the person(s)assuming tho loan to pay additional chazges as authorir.rd
<br /> by law.
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<br /> 7]0192(Rer 06) Py�S o(S f09/W)N�FWAIIM!►GL Dwd _
<br />= iT1�00QN1 KOSINSKI
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