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<br /> ��, 5. Harard or Property ��nrp- Borrower sfi�ail Iceep �he improvements aow existing or hereafter erected on the
<br /> :•:�:}�•: � �Pivpeny insured against loss 6y fue,hamrds uaclttded cs�ithin the te;m 'eatended coverage°attd any other hatards.includ'mg
<br /> ~:>::.ti=.:..,:� floods or ftooding.for whic�Ieader requines lasurance.This insurance sha116e maintained in the�unts aad for the periods -
<br /> •. '".�°� t6at L�ender requires.The in�+���s c�rier providing the insurarcce shall6e chosen by Borrower subject to I,ender's appmva!
<br /> :,• Y,.:. .. _
<br /> ,• wbich shall not 6e unreasouably witl�hetd. If Borrower faits to maintain rnverage described above. Lender may. at Lendet's -�
<br /> _=-_ ' option.obtain ooverage ca protect Lender's rights ia the PmFge�ty in aocordance wide pa:agrapls?.
<br /> _' :�. Atl insarance policies and renew�als shall be acceptable to I.ender and s6all include a standard mortgage ctause. L�nder
<br /> :',;s.'`: �� � shall have the right to hold the policies and renewals. If Lender reqnires.�orrower shall pmaEptty give to Lender all�eipts of
<br /> - , ° Qaid premiums and reaewal notioes.In the eveat of toss,Horrower s6a11 give pmmpt aotice to the ir�uranoe_c�rrier and Lender.
<br /> : ' - �`� .-' Le,nder make roof of[oss if not made .
<br /> �Y P PrompsiY by Bormwer.
<br />: ., , . �. ,�� . Uniess i.endes and Horrower otherarise agiee in writing.Insurauce proceeds shall be applied w restoration or rapair of tl�e
<br /> < ;;.:, :",�' PiuPertj;�ptaged,if the reswiatlon ar repair is economicaliy feasi'b2e and Lender's ses9uity'ss uat te�seued.If the restor�ion or
<br /> `��� •-��. �>: ' repair is�int�eoonomital3y feasib2e or Lender's secvriry would be tessened.the insnr�ce prnc,eeds shail be agpIied to the sum.a
<br /> - ��;.�a,�.,;
<br /> seasrEd by diis Seauity Insnwmeat. whether or not then due.with any eacess paid w Borrower. If Borrower ahaadons the -
<br /> . ';:-t, Pr+openy;or dn�s n�t a�^wer withfn 30 days a notice t'rom l,en�er thai t4�e insaranre rarrFer has offered ta setde a claim, thea �
<br /> Lender�may collect tlje�:��,•pn�pnnreeds. Lendzr may �se the prncee�s to repair or restuie the Pmgerty or to a sutns
<br />_ i►Y
<br /> . � ` secured by this Seauiry Instmment,v��ether or not then due.79�c 3Q-0ay period will begin when the aatice is�iven. =
<br />__ Unlsss Ir�der and Bormwer otherwise agree in writing, any applicazion ef prneeeds to priaclpa� shaU aot e�uend or �
<br /> , . � postpone tiie.due date of the'monthly payments referned to in paragraphs 1 and 2•or change ihe amonnt of the paymenu. If
<br /> � ` ' .`� �:: u¢der para�raph 21 she Property is acquired by I.ender,Bor_awer's cight to aay uuurance policies aud pmoeeds r�snttiUg'tmm -
<br /> 1.,. '� f`s':"`.� damage tathe ProPenY Prior to the acqufsition shall pass to L�ender to the exteat of the sums sect�re�t by this Secarity� ""
<br /> , . :,;. _
<br /> Y-� - - .`'a; �.Prior to the acquisidon. • : . . . . ,:;:� • -
<br /> � '. � 6.Qar�panty,Pseservat�on,Maiateaanoe an�Protec�ton aY t6e Pro -
<br /> :;r �� Bor�awers�alI P�'t9:Bosrawe�s Loan Appl�cation,�ta'�. . _
<br /> ,,;� `��: aaupy,esta61is1�,aud ose the Property as Borrower's principal�esIdeuce within sAty days a9�the eaea����':'. : �� � _
<br /> _- . .�i-�.:, tHia Secirrity tnstrim�i and shall continue to acc�py the Property as Borraa�?s q�• -
<br /> Princepal re�de�e for ze F�st oae �:`�,:=;-; -
<br /> s. .. ., th�e date of oaupancy,¢:.iiess Leader othernise agre�s ia wridug,which oons�s�iaU not be arueasonabjp,�iWheld.ui i�less�;,` _
<br /> :� ? eateatuating ci�.caost whic]�ere 6eyond Borrower's contcol. Bormi�� shal! aat'.destro .
<br /> t '�; Y, damage or i�t�e =
<br /> - , ; • Property,�Ftow the 1�it�s�Ctty to deL�iorate.or oommit waste on t�te P�vperty. Sarro�vear si�,�6e i�p de�i��if�ay.�ure • -
<br /> ..,, .v.,•a'�. ..�,. .` actian or gmrReding,i�r�eiher civii ar criminal,is begun Wat in Lender s
<br /> � , . , �. . . . -
<br /> = gw�faith judgia�nt conld��r�x ferfe�#sf the
<br /> . . ,a ., ProFertY or othera�L�e'i�atesially im�ais the liea created by this Securlty Ir�sanuxi�t'or Lender's seauity ia�sf.�Bamawer maY '
<br /> �
<br /> .. . , i , . cure sucb a defauit and reinstate.as provIded in paragrapb 18.itiyr cau�ing the t�i�or prooeeding to be dismi$sed�witT!z�siling
<br /> . �.;. ��.::��'�, oe di _
<br /> � ' �f . that, in Lender's good faith determination, precludes forfe6mee.:of the Borcower's interes¢a�.the Praperty or oth���aterial
<br /> . `�����{;4,', '�` :� . impatm�tit�of the Uen created by this Secarity Iasrivmeact or L�nder's seeurity ittte�est.�c�c+wer shall alsa be ai-r��sntt if
<br /> ,:'s��::'�.`� .; Bormw�r,duting tAe ioan appficatioss process.8ave materially false or iaacxauate information nr.statemer.s��l�eader(or failed
<br /> ,•..�,,�,.:.a ;;
<br /> ..,;: �� . to pmvide I.r.�der witb any material infom�ation)in connertion witb the loan evidenc�try the Note,ipc;a�S,bat not liarited �
<br />. . � : to.representa6ons conceming Borrower's occupancy of the Pmperty as a principal residenoe.If tbis Seauixy Inspvment is Qn a
<br /> " �' , `' ' �3' leasr.hold, Borrawer shall comply cviih all the provisions of tke tease. If Borrower acqaires fee title ta the Pmperty, the
<br /> •• f 3 leasehald and the fee titte shall not tu:sge uNess I.ender agrees to the merger in a+ridng. ' '
<br /> • .`�� ' :-� 7.Protertion of Lender's Ri 7�in the Fem
<br /> . .. ` P�. P��1/•If Bortower faits to perform the cuvenants azsd agreements coatairzed in
<br /> '� �• • :�� �this Security instrument.or there is a tegal proceeding that may sigaifqatly affect Lender's rights in the PcnPertY(such as a
<br /> '..� rocee8in �n b
<br /> � .� � ,. �.f ,. D g� anl�uptcy.pmbate. for oondemaadoa o:forfeiture or to enfarce Iaws ot regWationsy,.them i.ender may do and
<br /> � ;' pay for tvhatever is necessary to protect the vaIue of the Property and Lender's rigdts in the Property.Lender's act�ons may
<br /> ;��,��h�:'�� ;,:j. itI�111de n an sums se�vred a lien whic6 haq o' ,�ver this Securi instrument,
<br /> . .��,. 1�'!8 !+ � Pri � tY aPPearing in oonrt,•Pay'utg
<br /> `'� ieas�na9lr aitorneys'.feea and enterirs�on the Pmperty to make tepairs.Althaugh I.endsr may take sc�ion under t�is pazagrapP� �
<br /> , . � �:.� . 7.Lender daes not ha:�s to do so.
<br /> '.': . `'•' ' A tunounts.d.�:fi�isa# I.ender ander this
<br /> _ ' ; i,., , fi� . hY P�Ph 7 shaall 6eoome addiaanal debt of Bo:mwer setared by this
<br /> �•��' .�=� c . � � Sesuriry L�strament. Unless Borrower and I.ender agree to other term.c af payment,these amounts shall bear interest f�m the�
<br /> �� � "�' date af disbursement at the Note r�,:ie and shall be payable, with interest, �pon notice fram l.ender to Borrower requesting
<br /> ,,: �P
<br /> . '.; pa��' . •
<br /> : ; 8.Moztgage Tnsnrauce.If Lender required�ortgage ir�sorance as a oondlrion of making the loan sec�trd by this 5�urity -
<br /> • � ' �;� ' Instiument, Borrower sLall pay the pipmiums ce�red tv maintain the mortgage insuiancs in effect. tA;,�f,�r.any reasan, the —
<br /> .� - �.� mortgage insuranc�caverage mquined by Lender tapse.s or ceases to 6e in effecx�Borrower shall pay Wc pci��iums req�s:red to
<br /> .� �' • .. :� obtain.mrerage substantially equlveteatt to the mortgage insurance prev�ously in effect,at a oost substantia(Ly equivaI�t to ttte
<br /> �..;.;,'.� ' cost to'Burrower of the martgage iasn�an�ee previot�ly in effea, from an altemate mortgage insurer apprave8 6y[,eader. If
<br /> . 'a sn6staarially equivalenl rrtmrtgage insurdnce coveiaga is not avaitabte.Bomower shall pay to Lender eactt mrq�a snm equa!to
<br /> � ��' 41��•, oa�tweifth of the yeart/!mortgage insurance premium being patd by Borrower•�vhen the insuranoe ooverage[apsed or cease�to
<br /> _ , . .� be in effeG.Lender will aocept.use aad retain these payments as o loss resene in lieu of mon insurance. Loss reserve
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