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<br /> AQJUSTABI.�RATE RIDER
<br /> TH1S ADJUSTA81.�RATE WDER(�1r1�d�tl11i 5�h cMy d Juns , 1997 ,end Ii kio0morfbd Into
<br /> nd�h�N M tiMnMd b�rtwnd�nd appl�me�t ttM Ma��D�d ot Tn�t or Searity DMd(th�'S�arity ItKlnxn�nt')W
<br /> th�trr�d�h pivm bN tl�s uxfmip��d(th�'Barow�'�lo Ncun Bortow��Ac�u�t�M Ral�Noh(tlw'NaM�to
<br /> COl�RRCIAL CREDiT CORPORIITIOH
<br /> (n,e Z.nd�r�a th.tam.dM..nd oo,ro�h,0 u,e propucy dMOrib.d in fh.seaxily�narurrwN�bcaMa a�
<br /> 1316 N BRQADIfaLL dRAtiD ISIJIND, NS 69803
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<br /> THE NOTE C{#NTIUN9 PROVISIONS ALLOWINL3 FOR CWWGES IN THE INTEREBT RATE AND riE MONTHLY
<br /> PA'JMENT,7HE NOTE LIMITS THE AMOUNT THE 80RROWER'S INTERE8T RATE CAN CHAN�GE AT ANY ONE TIME
<br /> Af�lO THE MAXIMUM RATE TNE BORROWER MUST PAY.
<br /> AddtfonM Cove�w�b. In adciitlon b tM ooMerwib and�p�rtMnb►r�In the Seaxity Insaur�nt,BonowK md Undor
<br /> ft�tt�oo+rer�nt�nd apn��t i'oNow�:
<br /> INTERES7 RATE AND MONT�iLY PAYM�NT CHANGES:Th�NoE�praifdK ta�n Wt�l kK�t raa Mt tath In 1M Not�.
<br /> T�Nole proyidK Mr chr�pee in th�Nt6w�t tah�nd the maW�r PsYrn�nb�a�falloyr�:
<br /> Tt1s k11MMt 1 'M BOrtOM�If wlll P�Y�Y���Or1 Ihs �4 mOfMt1�11�IIM�fiMy o11tk OM�o(NOIs 1111d lIVMy 6 m01NFle
<br /> Ihsiw�OK E�oh del�an whiah BarowaPa h�en�t rNe oodd ct�rqs I�c�M�d�"qwp�Daks.'
<br /> 9�pinwp wm u�e titit c1w�p�a�ra rwry 6 rt�tt�n�iMr�donaw�ers w�c raa wiii oa ciwxtp�d m�incie�c
<br /> Ra�e plw�mrpin a�Mt iaAh in ths Noa.The'Index R�M'la Ihe Mpf�t prirr�rale p�ll�l�ed in fhe Money.fteEes oolunn
<br /> of TM WaN S�wt JarxnN on the odendir dry fnxnedsbty prsacNg tM Ctw�e Dabe;a,ft the ind�uc rrK not p�bii�Md on
<br /> th�t dy�tlMt rale on tl�n�xl pteo�tg d�t on wHch R w�ptf�ll�hed.
<br /> A1.TERNAI'E INQED(:Ii ihe Inda�c Ra�e la no IonQ�t waii�bw,LendK wiN dwoef,e nsw Indax R�E�w�l�ich It believet will most
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<br /> UMITS ON RA'i'�CFUW(3�S:�'he ma�dnxm rid mlN�t�um in0en�t[�dxk�p th�Nh af tl�is lom�n�t foAh in ths Nobe.
<br /> AlONTFN.Y PAtlIN�NTB;Prhtdpd and krt�i�MM b�py�bN!n oa�culiw mptq�ly irnLwn�.H tM r�o�Mk�+Mt
<br /> dw�p�.,th.numbe�d monl�►wyn�na wfa not otwq�.n,.�noinc a n�moMtry p�n«�wia chrq.to uM madhy
<br /> rnoint rn�d�d b rapey fM ronMh�inp u�pirxti��l bdr�a pk�ktbrsrt n dt�rq�d in tl»nrt�Ytiny nunt�af
<br /> P�M�b��p fht alf payrt��dt�MMr fM coicul�doe ero m�d�w pdd a��dt�d.Th�1k�t ch�tp�.H�ny,in
<br /> tlt�maMf�ly p�yn�R rno��nR will�odn��ff�cUw on 1tN �* mot�fh arrx�w�yi�y dM�ot tM 1k�t P�Ym�r�t du�d�.
<br /> $1�/�lM1�CfM11QM b1 tl1�IfIW1Wy phR11Nl��fl'IOlxlt Iriy OOCIr Of1 tlN(ayrtlMl�dM dM1 eMMy 6 fY1011tlM(�1MMIIIf
<br /> Ead,n�w�yrt�c.rtpu�t wiN nm�in In en«:t uMN a,s dr�tiw a.a a an ns�cc paym�nt c�rps.
<br /> DE�AULT:B Bar�+w�et f�t�PeY�'f►P����� Lender rtwq►sxe�des anY rorn�cNs►�ert►it0ed bY fhs Seaxity
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