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a <br />� <br />201201�61 <br />Prepared by: iFreedom Direct Corporation <br />2363 S. Foothill Dmre <br />Salt Lake City, Utah 84109 <br />WHEN RECORDED RETURN T0: <br />Chad M. Bayne <br />1132 South Cherry Street <br />Grand Island, NE 68801 <br />SPECIAL POWER OF ATTORNEY <br />KNOW ALL PERSONS BY THESE PRESENTS, that I, Chad M. Bayne, a current resident in the State of <br />Nebraska, do hereby make, constitute, and appoint Tess D. Bayne, my W'rfe as my true and lawFul Attomey-in-Fact <br />for me and in my name, place and stead, and on my behalf and for my benefit, with the followring powers and <br />authority: <br />1. S�ecial Powers. I hereby give to my said attomey in fact the full power to do and �rform any and every act <br />requisite and convenient to be done, without limitation, as fully as I could do, personally, in c�nnection with the <br />purchase and/or financing of that certain tract or parcel of real estate situated at 1132 South Cherry Str�et, City of <br />Grand Island, County of Hall, State of Nebraska. The general and special �wers granted by this Special Power of <br />Attomey shall expressly include, but not be limited to the power to make, receive, sign, endorse, execute, <br />acknowledge, deliver, and possess such instruments in writing of whatever kind and nature as may be necessary or <br />proper in the exercise of the foregoing rights and powers, including, without limitation: promissory note, security <br />instrument such as mortgage or deed of trus� Settlement Statement, Tn�th-in-Lending instrument(s) and all other <br />mortgage loan dacuments which may be necessary to purchase and/or refinance the identified propErty and obtain a <br />loan secured by that property with the following terrr�s: <br />(a) Purchase Price not to exceed: IWA <br />(b) Lender Name: iFreedom Direct Corporation <br />(c) Loan Amount not to exceed: $124,000.00 <br />(d) Interest Rate not to exceed: 4.25% (The Start Rate if an Adjustable Rate Loan) <br />(e) Fixed Rate <br />(fl Term not to exceed: 30 years <br />(g) Financing will be FHA <br />(h) My initials acknowrledge the use of my VA Entitlement. (VA loans only) <br />(i) My initials indicate my intent to occupy the above-mentioned property. �. <br />2. Addfional S�ecial Powers. In addition, I hereby give to my said attomey in fact the full power to exercise or <br />perform any act, �wrer, duty, right, or obligation whatsoever that I now have, or may hereafter acquire the legal right, <br />power, or capacity to exercise or perform, in connection with, arising from, or relating to the above-described <br />transactions. <br />3. Acts Ratified. I heneby specifically ratify and affirm all that my said Attomey-in-Fact shall do or cause to be <br />done by virtue hereof as fully and to the same extent as if by me pe�sonally done and performed. <br />Page 1 of 2 <br />