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201201855 <br />00/100 Dollars (U.S. $136,893.00) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2027. <br />(F� "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(G) "Loan " means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders " means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjusta.ble Rate Rider <br />❑ Balloon Rider <br />❑ VA Rider <br />❑ Condominium Rider ❑ Second Home Rider <br />❑ Planned Unit Development Rider ❑ l-4 Family Rider <br />❑ Biweekly Payment Rider ❑ Other(s) [specify] <br />(n "Applicable Law " means all controlling applicable federal, sta.te and local staxutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable <br />final, non-appealable judicial opinions. <br />(,n "Community Association Dues, Fees, and Assessments " means all dues, fees, assessments and <br />other charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similaz organization. <br />(K) "Electronic Funds Transfe� " means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to <br />debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated <br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items " means those items that are described in Section 3. <br />(1V� "Miscellaneous Proceeds " means any compensation, settlement, award of damages, or proceeds <br />paid by any third party (other than insurance proceeds paid under the coverages described in Section <br />5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any <br />part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresenta.tions of, or <br />omissions as to, the value and/or condition of the Properiy. <br />(N) "Mortgage Insurance " means insurance protecting Lender against the nonpayment of, or default <br />on, the Loan. <br />(0) "PeYiodic Payment" means the regularly scheduled amount due for (i) principal and interest <br />under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and <br />its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from <br />time to time, or any additional or successor legislation or regulation that governs the same subject <br />NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP� <br />Wolters Kluwar Finanaal Services 201202234.0.0.0.4002-J20110209Y <br />Initlals: <br />,aaso,ea�z <br />Fom,soze�ro� <br />09/10 <br />r '�page 2 M 17 <br />