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201201859 (C) "Lender' isEQUITABLE BANK Lenderisa SavSngs Bank organizedandexistingunderthelawsofTHE STATE OF NEBRASKA I.ender'saddressis i?3-ll5 N LOCUST ST PO BOX 160 GRAND ISLANO NE 68802-0160 Lender is the beneficiary imdex this Securitq Instiumcnt. (D) "Trustee" is EQUITABLE BANK (� "Note" means the promissory�aote signed hy Borro�ver and dated M a r c h 06, 2012 Thc Note statesthatBorrowcrowesLender SIXTY EIGHT THOUSAND FIVE HUN�RED AND 00/100 Dollazs(C.S. $68,500.00 }plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than Ap r i 1 1, 2022 . (F) "Property" means the property that is described belou�under the h�ding"Transfzr of Rights in the Propesty." (G) "Loan" meaus Yhe debt evidenced by tha Note, plus inTerest, any prepayment cl�arges and late charges dae under the Note, and all suins due undex this Security Instrumenc, plus intexest. (H) "RiderS" means all Riders to this Security Tnstnunent that are executed by Borrower. The following Ridess aze Eo be executed by Boirower [check box as applicable]: �Adjustable Rate Rider � Condominium Rider 0 Sccond Home Rider � Balloon Rider � Plwned UniY Development Rider 0 1-4 Family Ridar 0 VA Rider � Biweekly Payment Rider � Other(sj [specify] (I) "Applicab9e Law" means all controllina applicaUle federal, state and local statutes, reb lations, ordinances and administrative rules and orders(that have the effecC of law) as well as all applicable final, non-appealable judicial opuuons. (J) "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessmems and other charges thaf are unposed on Borrower or the Properry by a condominium association, homeowners association or similaz organization. (F� "Electronic Funds Trans#er" means any�7ansfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is iniliated tl�rough an electronic terminal, telephonic instrument, computer, or ma�eric tape so as to oxder, instruct, ar authorize a-financial institution to debit or credit an account. Such texm Includes, but is not liYnit�d to, �ouit-of-sale transfers, automated Yeller machine transactions, transfers iniriatcd by telephone, u�ire transfers, and automated clearinghouse transfers. (L) "Eserow Items" means those items that ara described in Section 3. (M) "M iscellaneous Proceeds" means any comyensatiou, settlement, awazd of damages, or proceeds paid by any third pariy(othet than insw�ance proceeds paid undex the covexages deseribed in Section 5)for: (i) da.mage io, or destzuction of, lhe Properry; (ii) condemnarion or other t��ldng oP all or any�art of the Property; (iii) conveyance in lieu of condemnation; or(Iv)mi�epresentations of or omiSS�ons as Yo, the value and/or condition of thc Properiy. 24000556 NEBRASKA-Sir,gle Famlly-Fennie�,1aelFretltlie NI ac 11MFORAN INSTRl1A1.-T�T Porm 3�28 1l0� VMP� VA4Po(N�(1105) R�olters Kluw er.9nanciaf Services pg9e p of��