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20120183� <br />Security Instrument. Also, this limitation does not apply to advances made under the terms of <br />this Security Instrument to protect Lender's security and to perform any of the covenants <br />contained in this Security Instrument. <br />3. SECURED DEBTS AND FUTURE ADVANCES. The term "Secured Debts" includes and this <br />Security Instrument will secure each of the following: <br />A. Specffic Debts. The following debts and all extensions, renewals, refinancings, <br />modifications and replacements. A promissory note or other agreement, No. 2000828, <br />dated March 7, 2012, from GAYLORD S. BINFIELD, An Incapacitated And Protected Person <br />(Borrower) to Lender, with a loan amount of S80,000.00. <br />B. Future Advances. All future advances from Lender to GAYLORD S. BINFIELD, An <br />Incapacitated And Protected Person under the Specific Debts executed by GAYLORD S. <br />BINFIELD, An Incapacitated And Protected Person in favor of Lender after this Security <br />Instrument. If more than one person signs this Security Instrument, each agress that this <br />Security Instrument will secure all future advances that are given to GAYLORD S. BINFIELD, <br />An Incapacitated And Protected Person either individually or with others who may not sign <br />this Security Instrument. All future advances are secured by this Security Instrument even <br />though all or part may not yet be advanced. All future advances are secured as if made on <br />the date of this Security Instrument. Nothing in this Security Instrument shall constitute a <br />commitment to make additional or future advances in any amount. Any such commitment <br />must be agreed to in a separate writing. In the event that Lender fails to provide any <br />required notice of the right of rescission, Lender waives any subsequent security interest in <br />the Grantor's principal dwelling that is created by this Security Instrument. This Security <br />Instrument will not secure any other debt if Lender fails, with respect to that other debt, to <br />fulfill any necessary requirements or limitations of Sections 191a), 32, or 35 of Regulation Z. <br />C. All Debts. All present and future debts from GAYLORD S. BINFIELD, An Incapacitated <br />And Protected Person to Lender, even if this Security Instrument is not specifically <br />referenced, or if the future debt is unrelated to or of a different type than this debt. If more <br />than one person signs this Security Instrument, each agrees that it will secure debts incurred <br />either individually or with others who may not sign this Security Instrument. Nothing in this <br />Security Instrument constitutes a commitment to make additional or future loans or <br />advances. Any such commitment must be in writing. In the event that Lender fails to <br />provide any required notice of the right of rescission, Lender waives any subsequent security <br />interest in the Grantor's principal dwelling that is created by this Security Instrument. This <br />Security Instrument will not secure any debt for which a non-possessory, non-purchase <br />money security interest is created in "household goods" in connection with a"consumer <br />loan," as those terms are defined by federal law governing unfair and deceptive credit <br />practices. This Security Inst�ument will not secure any debt for which a security interest is <br />created in "margin stock" and Lender does not obtain a"statement of purpose," as defined <br />and required by federal law governing securities. This Security Instrument will not secure <br />any other debt if Lender fails, with respect to that other debt, to fulfill any necessary <br />requirements or limitations of Sections 191a►, 32, or 35 of Regulation Z. <br />D. Sums Adv�nced. All sums advanced and expenses incurred by Lender under the terms of <br />this Security Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when <br />due and in accordance with the terms of the Secured Debts and this Security Instrument. <br />5. NON-OBLIGATED GRANTOR. Any Grantor, who is not also identified as a Borrower in the <br />Secured Debts section of this Security Instrument and who signs this Security Instrument, is <br />defined as a cosigner for purposes of the Equal Credit Protection Act and the Federal Reserve <br />Board's Regulation B, 12 C.F.R. 202.7(d)(41, and is referred to herein as a Non-Obligated <br />Grantor. By signing this Security Instrument, the Non-Obligated Grantor does convey and <br />assign their rights and interests in the Property to secure payment of the Secured Debts, to <br />create a valid lien, to pass clear title, to waive inchoate rights and to assign earnings or rights <br />to payment under any lease or rent of the Property. However, the Non-Obligated Grantor is not <br />personally liable for the Secured Debts. <br />6. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the <br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and <br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the <br />Property is unencumbered, except for encumbrances of record. <br />7. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security <br />agreement or other lien document that created a prior security interest or encumbrance on the <br />Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />GAYLORD S. BINFIELD, An Incapacitated And Protected Person <br />Nebraska Deed Of Trust Initials <br />NE/4XXCEMORY00000000000826045030712N Wolters Kluwer Financial Services °1996, 2012 Bankers Page 2 <br />SySLetlISTM <br />