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<br /> 97�- �0�429
<br /> p;ryments may no longcr be rcquircd. nt thc option of I.cndcr, if mong;�gc insuruncc ccwcrngc(in thc umount und fnr thc perl�x!
<br /> that l.cndcr rcyuires) providcd by uai insurcr upprovcd by L.cnder nguin beci�mes nvuil�iblc und is ahtuincd. Hnrruwer hhull pny
<br /> tlic prcmiums rcquircd ta maintai�►nang:�gc insuru�tcc in eff'cst,or tu providc u I��sr rescrvc. until ihc reyui�cmcnt fnr nH�rlgugc
<br /> ineurancc uids in accordnncc�vith nny wriucn��ttrcemc;it bctwec�i Harrowcr imd [.�ndcr ur npplic.�hlc law,
<br /> 9. I�wpectlun. Lc�xte�nr ity i�gent muy muke reasonuble entricy u�x►n und invFkcUonti ol tiu 1'mperty. l.endcr yhuli givc
<br /> 13nrruwer nudce ut thc timc uf ar prii�r to un Inspectiun+pecifying rc�i�nnnbic cni�nc fur tlic h�s�Crtinn.
<br /> 10. Condem�u►tlon�Thc procccds of uny nwurd nr cluim for dunuigcs. Jirtct �u�cnnycqucnti+al, in c�+nnccUnu wlth nny
<br /> cnndcmnutiun ur o►hcr lakfng of uny part of thc Pro�:rty.��r for a+nvcyuncc in li�u��f coualem��nlh�n,nrc hcrcby nrsigncd und
<br /> shtdl lxx ptdd tc�l.t:ndc�.
<br /> ln Qic event uf a rotnl t:+king of the Propeny,the prcxeeds shall bc applied u.�th�r�ums secured by this Security Instrunxnt,
<br /> whether ur nat then due,with uny excess paid to Rorrower, ln the event of u parti�il taking af the Prapeny in which tl�e fui►•
<br /> n�rkct value of the 1'roperty immediately before the taking is cqu�l to ur grcat�r thnn t1e amaunt of the sums sccured by this
<br /> Security Instn��nent immediately beforo the taking, unless Borrower und I..ender Utherwe:ic agree in writing,the sums secur+ect by
<br /> this Securlty Instrument shall be reduced by the amount of the procccds mulciplied by thc following frnction: (a) the totnl
<br /> amaunt of the sums secured immediately before the taking, divided by (b) the fair mruket value of the Propei�ty lmmediately
<br /> before the taking. Any balance shall be ptid to Borrower. In the event of a psirtial taking of the Property in which the fair
<br /> market value of the Property inu►u�llateiy before thc taking is less than the amounr af che�unu secured immediatcly before the
<br /> taking,unless Borrower and Lender o[herwise agree in writing or unless c�pplicable lu�v othenvise providcs, the proceeds shall
<br /> be applied to the sums secured by this Security Instrumcnt whether or not the smns are rhen due.
<br /> If the Property is abundoned by Borrowcr,or if,after noticc by L,endcr to Borrc�+r�cr that the condcmnor affers ta make an
<br /> award or settle a claint for damages,Bonower fails to respond to Lender within 3tA days after the dntc the notice is given,
<br /> Lender is authorized to collect und apply thc procceds,at its option,cithcr to restoraticn or repair of the Property or to the sums
<br /> secured by this Security Instrwnent. whether or not then due.
<br /> Unless Lender and Borrower otherwise agree in writing. any upplicutican of N�raeeds ta principal shall not extencl or
<br /> postpene the due date of thr n�onthly payments referred to in paragrnphs 1 and 2 or ch:ange the amount of such payments.
<br /> Il. Borrower Mot Released; Forl�rance By I.ender Not a Waiver.Extensio►�of the time for payment or modificatiun
<br /> of amortizatiun of the sums secured by this Security Insttument granted by L.endcr tu aa�y sayccessor in intemst of Bonower shall
<br /> IIO[OpCT'd[6 to CCirax uic IiB�i�l�ty vi;�c JZsin3:Bors'Q�e*or 9�!nnw�r'c cucceason iril interest. Lender shall not be required to
<br /> commence proceedings against any successar in interest or refuse to extend tinle for payment or othenvise modify amortization
<br /> of the sums secured by this Security Instrumcnt by reason of any demnnd m�de by tlie original Borrower or Borrower's
<br /> succeasors in interest. Any forbearance by L.ender in exercising any right or remcdy shall not be a waiver of or pralude the
<br /> exercisc of any right or remedy.
<br /> 12. Successors and Asslgns Bound; Joint and Several Lfability; Co-slgr�ers.The covenants and ugreemenGc of this
<br /> Seeurity Instrument shall binct and benefit tht successors and assigns of Lender und Borrower, subjeet to the provisions of
<br /> paragraph 17. Bonower's covennnts and agreements shaU be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but does not exu;ute thc;vate: (s) Es co-si�n�n�th±s Security instrument �nly ro mc+rtgage. Rrent and convey that
<br /> Borrower's interest in thc Propercy under the terms of this Security Instrument; (b)is not persona[ly oblig¢ted to pay the sums
<br /> securcd by this Security Instrument;and(c)agrees that Lender and any other Borrower may agree to extend,modify,forbear or
<br /> make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's cansent.
<br /> 13. Loan Churges. If the loan securcd by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that luw is finally interprated so that the interest or other loan chnrses col[ectcd or to bc: collected in oonnection with the
<br /> loan exceed tlie permittai limits, then: (a)any such loan charIIe shull be reduced by t'tie amount�tecessary to reduce the charge
<br /> to the perrnitted limit;and(b) any sums already collected from Borrower wl�ich exceeded perrnitted�(mits w��1 be nfunded to
<br /> Borrower. Lender rt�ay choose to make this refund by reducing the principal owed under the Note or by rnaking a direct
<br /> payment to Borrower. It' a rcfund reduces principal, the reduction will be trcuted ns a partial prepayment without any
<br /> prepayment charpe under the Note.
<br /> 14.Notices.Any notice ta Harrower provided for in thls Security Instruraent shall bc givcn by delivering it or by mafling
<br /> it by first class mail unless t�ppUcable law requires use of another method.The notice shull be directeci to the Property Address
<br /> or any othcr address Aorrower designates by noticc to Lender, Any notice to L.ender shall be given by first cless mail to
<br /> Lender's adJress staterl herein or any other address Lender designates by noticc to Borrower. Any notice provided for in this
<br /> Security Instrument shall bc deome.d to heve been given to Borrowcr or Lcnder wlien�iven us provided in this paragruph.
<br /> 15.Gaverning Law; Srverabflity. This Security Instrument shull be governed by fcderal I;iw and ths law of the
<br /> jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> conflicts with applicable law, such wntlict shall not affect othEr provisians of this Secunty Inst►ument or the Note which can he
<br /> given effoct without the conflicting provision.To this end the provisions of this Security Instrument und the Note are declared
<br /> to bc severttble.
<br /> 16.Aorrower's Copy.Bnrm�ti•er shall be given on:conformed copy of thc Note and of this Security Instrument.
<br /> Fam 3028 9190
<br /> Vnyo d ot 6
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