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<br /> .. .: TOGETHER W1Tb1 a11 the i�rovements now or hereafter e�eaed on tHe progerty.and atl easeanents,appurtenances.and - _
<br /> , ' fixnues aow or 6ereafter a part of the pmperty. All replac�ents aad addidons shaU also be covered by this Seauiry .
<br /> .: Insuument.Ail of the foregoing is zeferred to in this Securiry instnuneat as the'Property'
<br /> �y' ---�- BORSOWGR COVENANTS that Bonower is Iawfiilly seised of�he estate hereby coaveyed and 6as the right w grant anc! .
<br /> . ':..,:" .�= ooavey the Pmperty anA t�at the pmperty is unencumbered,except for encumbrattces of record. Bormvrer wanants aad win - �
<br /> ::T �.� �
<br /> defend generaUy the titte to the Propercy againsc all claimg and demands,subjea to any encumbrances of recoN.
<br /> " � TH[S SECURITY INSTRUMENT combiaes�aifurm covenants for natIonal usg and nan•nniform wvena�ts with limtced
<br /> . � � variatIons by jutEsdictton to constitt�te a unifar�security iostnunent covesiug real pmpertY. -
<br /> � ' . UNIfORM COVENANTS.Borrower and Leader oovenaat anQ a�ree as follows: �:
<br /> � ' 1. Ptaymeat o!�tnctp:rf and[aterest: �aS��t end I.ate CQargev. Barcovrer shatl pmm?�Y Pay when due she •:';�.
<br /> . ` : pciaclp�l�f and interest on the debt evIdenced 6y the Note and anY Prepaysueat end late�arges due under ti�e Note. ;;:
<br /> � � � t.Fund�fos Tax�aad Insuramce.Subjecx to applicable!aw or to a written waiver Dy Ixnder. Borrovier shalt pay ro �; :_
<br /> " ..' ,:�� , Lendet on the day atant4ty payatent�aze due uader the Note,until t�e Note is paid in fuU.a sum<'�uads')for.(a)Y�Y� ..�
<br />� � � and asseasme��whIcD may attafa pdoriry over[Ais Secvrity Insmimeac as a Iien oa the PropenY:(b)Yeazly Ieasehold payments `_ ,-"
<br />- ' . � or grou�d reata oa tAe Property.if any:(c>YearlY ha7ard or pmperty insuran�piemiums;td)Yearty Qood'mse�rance premiums, � ;
<br /> �� � if auy:(e)Yeariy mottgage insurance premiums,if any;aad(fl any s�ms payable 6y Bormwer ta Lender,in accurdance vrith :i °
<br /> . . � �� the provisfons pf paragraph 8.in tieu of the paymettt of mortgage insurance ptemtums.These items ue r.alted'Escrow Items.' _
<br /> . ,� Lender may,at aaY ti�e.collect and hold Fuads jn an amount Qot to excad the maaimwn amowu a Iender for a federally
<br /> �. .. relare�mortgage toan may re9uire for Bortower's escrow acconnt wWer the federal Real£staze Setttement Pmoeduces Act of -
<br /> � � � 1974 as ameuded from time to time. 12 U.S.C.Section 26U1 et seq.('RESPA°),unIess aaother lacv that applies w the Funda "
<br /> . sets a iess�r amount. if so, Leader may, at anY sime, coilect and hotd Funds in an ammmt trot w exoe�d the teRSer amoont. ',,...
<br /> . �� Leader may estimate the aznnuat of Funds due on the basis of curcent data aad reasoaab2e esdmates of expenditures of fumre =
<br /> ...-. ._ : Fsctow Itetas as utheca►ise ia aceordante witb applicable Iaw. .-
<br /> ',., :.:
<br /> The Fuads sha11 be heW in an iastitutfoa al� deposiis are iagored by a federal agenLy. �nsuumentalhY, or endty. �
<br /> . < (incIuding Lender,if Lender is such aa insdtutid��mrz in aay Federal Home Loaa Baak.Leader shal!apply the Funds to pay the
<br />- . ` ` i Escrow ttems.Lender may not charge Bonower fur holding and appSying tlte Funds,annaaliy aaalyzi�the e.scmat aawunt,or ���`
<br /> ` �. verifyin8 the Escr�w Items,uatess I.ender pays Bonower interest oa the Funds aad applicable law germFta Lender w ma�sach -
<br /> - a cbarge.However,Lender may req�ire Bormwer to pay a one-tiiue��harge for aa independent real estate tax regorting service
<br /> � �� �> i�sai by Lender in conne�ion arith thls loan. ynless applicable law pmvides otherwise. Ualess zu agreement is made or
<br /> apglicable law reqvires inu�t to be paid,I�shaU not be required to�ay Borrower any uueteat��earaings on the Fimds. -
<br /> ' ' ; ', Sorrower m�d Iiea�es may agree in writiag,ha�eever,that interest shaU bc�pa�d oa tfle Fuads.LeadEr�afiait�ive ta Bo�mwer.. .
<br /> . �:; wItaout charge. an a�uai accounting of the Fuads,showI�g credits and debits to the Funds and the.pnrpose for whicb earb ' � `
<br /> , . -�� debit co the Pw�s was made.The Punds are ple�ged as addiaanal secaritq for ali sams se�ueA by tDis S�ic�r���i. '
<br /> . . - =s csaars ermitted to be held b ap licabte law,Lend�r a1m€1'aocount to Borrower : �.'',
<br /> - �:. If tLe Funds ts�2d by Ixnder eaceed the a�a P Y P
<br /> � . �`° for th�excess Fvau's ia aawrdance with the�uusments of appllc�ble taw.If the amouru of the F�nt�9s�eltl by Leader at anY�',:.. .
<br /> . , ��.,, tIme is aot saffccier3 t�r pay the Esaow Ite�s when due.L�ender may so notify Bortowet ia writing.�l.in such case Borrower •
<br />- :. �. . � ` shall PaY to i.ender Qie amo�wt z�aassary to maIce up the defcciency. Borrower shall make up the det�cIency In no more than . '
<br />- '.'�'.�. ':� twelve monthh+PaYmeats•at 3.ea$�s's so3e discredoa. �.
<br /> on an full of all sva�s see�d by cbis Security Instmment, Lender�s4aU pro�►tty:refim�co Bomawer any �'°
<br /> . . t � P�. tn the sition or sate
<br /> .;,, ':. �� Funds held by Ix�er.If,imder paragraph 21,�ader ahall acquire or seU ehe Prapertp.Le�des,gr�'.,. acqoi
<br /> . , . of the Propeny,sLalt apply aay Funds held 6y 9:r�¢der at the time of acquisiflon or sals as a credit a�amsc thc sums secured Dy -
<br /> < .>;:. ,� `: ihis Security Instzumen� � �
<br /> . 3.Appficmttma af PaymeoRs.Unless applicable law pmvidea othe:wise.all payments r+eoeived by Lender unite�r paragraphs
<br /> p ..• �• � .. ; 1 and 2 shaU 6e�1ied:fust,to anY PIePaYc�t chatges dus ander the Note:secoad,to amaunts gayable under paragap�2; -
<br /> ' tLird,to iatetes[d�Yourth,to ptiacipal du�e;auid tast.to a�+tate charp,es due uader the Note. `'y
<br /> .. : , � 4.CGa.rges.Idea9.Bo:mwer stial}p�u:l'taues.assessments.charges.fines and imgositiona at�si6utable to the�ropenY : :
<br />- . � which nnsy attain prtority over tteis Ser�sy�Insaumenc, and teasehold payments or gmund tents.if any.Bonawer shall pay �'
<br /> .. , i these o6ligations in the manuer p�vided ia garagraph 2,or if not paid in that manner,Borrower stsal�pay them oa dme dir�tty � :
<br /> , t o t he person owed pa y m e n t. Borrawez s�prompdy fum'ssA co Lender ali notices of amouata co bo p�a3d under this paragraph.
<br /> � � if Borrower m�Fces these payments directty.Bea:ower shaU pramptly fum9sh m Lender teoeipts ev�i:,�ncing tha payments. �. -
<br /> �� � �s $orrower shaU promptly discbatge�y�i�whtch H a s p r io r Ity over t h i s S e t v rity I t�s a�.�u t�e s s 8 o a o wer:(a}a g r e�c in ��
<br /> � writiag to the paymeat of the obLi�s'so�s�-+ed by the lien in a manner acceptable to Il�;im�c�nt2ste ia goad i'aitfl�the iien ��'..:
<br /> ' . . .' � by, or defends against eQfaz�r°�z mS t�e�.tn 1a, leSal Proceedinga which in the Ie�der's ori.citws operate to prevent the '}`�
<br /> � enfoisement of th.•i�;or(c)secures fraw e'�holder of the lien an ag�ent satisfactory to Lec�{e�s�tbosdinating the liea to
<br /> , . ' this Security insuu�ent.If Lender determusas that any part of the Prope�e+�is subject to a lien vPo:s4e may attain prioriry ovet � �
<br />- � ' thig gecurity lnsuumen�Lender may give Borrower a notIce idendfying the lien.Borrower shall saiiafy the lien or rake one os �?'�
<br /> � more of the acciaas set forth above withln 10 days of the giving of notice.
<br /> � �t Form 30 8f90
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