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<br /> � ' `� '. ' 'I'OGEtHER WfPH all Use improvements aow or heceatter erected oa the pmperty.and all easements.appurtenaittses.aad -
<br /> . � fixt�es now or here�er a part of the Qropaty. All re�lac�nsents ancl additions shall alsp be cove�ed Dy this Seauiry
<br /> . _ Insaumeat.All of the fomgoing is ieferred to in this Seauity Instrument as the'Praperty.' -
<br /> � BORROWER COVENANTS tbat Bosrower is lawfiilly scised of the estate heteby ooaveyed and 6as the rfght to grant aad
<br /> ...� iromey the Pmperty aad that the Prope�ty is tiaens�mbece�.exceFt for ea�cumbrances of ieconf.Sosmwer warr�nts and will ;
<br /> d$fead generally the dtte w the Pmperty a,g�t alt claims aad de�maads,subject w aay eaca�braaces of�ecord. _
<br /> . • THIS SECURTTY IIJSTRUMENT comhines unifaim oovenants far aatianal use and non-nniform covenaau with limite�i ��� :.�
<br /> � � variations by j�uisdictian to ooustitute a uaiform seauiry iasuument covedng real pmpeay. �
<br />' (:: '.:
<br /> UMFORM COYENANTS.Forrowet aad Lender oovenant and�gree as follows: : �:.
<br /> �.:-;�i-.,�:; :� l. Pnymeat o!�c.i�18a� Intere�pr�aYme�t said I.ate C6siges. Boirower sLail prompdF FaY wh�due the :'::F:,�,
<br /> -� `.. { � principal of�d interest on We de6i evidenced by the l�tote and any PrePayment�d late charges due under the Nate. � : :_.,
<br /> .::�,��,.::;..... ..
<br /> . . Z.Fomds Por Taaev and tnsaranee.Sub�eat w applipble law or to a written waiver by Ieader,Barmwer sl�l1 pay to ,
<br /> . • Lender on the day monthly payments are due under the Note.until the Note is gaid in full,a sam('Fzmds')€ar:(a)yearly haxes
<br /> :.:.'= and ass�whic�s may attain priority over this Security tnst�eat as a li�on the Pisgerty;@)Yeazly teaseho2d�aymenu _
<br /> < ,'��;�`.{ or gmund rents on the Fcoperry,if any;(c)Year1Y ha7ard or propaty insuraace piemnims;(d)IreaziY flood[�surance premiums, -:°._:�
<br /> , >�� if any:(e)Year13+mortgage iasnrance premiums.if anY:�(��Y�FaYa�le by Bomnvc�r w Le¢d�';�accandanse with f
<br /> ; :.��-r.rS,. ; the pmvisions of paragrraph 8,in lieu of the payment of mo:[gage insurano�p�-'t�se ice�ms az��17c�Y'Escrow Items.' ..�
<br /> ,� - Laider may,at an3►time�coAect anA hold F�mds ia an amouat not w exaefi,'a��maxim►un a�ouat���for a f¢�terallY
<br /> , `:�1�, . loaa . for Bomower's escrow acr�c�mder che fedeia�Rea��Se���ac��tx of c
<br /> .... ...._.��,,� . , ielated tuortgage maY r�cl�i�e �'_ .
<br /> `����°.,. . t974 as amended fmm dme to time, 12 U.S.C.�Ction 2601 et ser�. ('RESPA').�mle.ss a�law t�2tt`a�lies iif�:���-�utds�
<br /> .. ` ''' `'� sets a Iesser aznount.If so. Leader may, at aay time.collea and ho2d Funds in.an aznouat noi to eaca:��Se lessei atII4unt.
<br /> e` ��: .
<br /> , . I,endet may�ate the azaauat of Funds due on the basis of cgucent data and reasoaable est�mates of e��itures of fatur� _
<br /> ' : Escmw items or otherwlse in accordance with applipble law. '� �' ` .
<br /> _ ,„. . _;;,..;; �_ �.�unds sbaU be heW in aa institution whase deposits are iastued by a federal ageauy, inst�mm�aliry,ar�titY � ,
<br /> �.;._;:�. : .�
<br /> ` , :„>r�t : CmcIudin�&.eader.if Le�der is such an institation)or in any Federal Home Lo�Bank.Lender shaU appIy the�vads w pay the �:-
<br /> l�+�1``-:�.. ` Fsctow tteins.Lender may aot charge Bormwer for hoiding and aPP�S the F�mds,affivaUy analyiiag e�.��aaw aacauat.or _
<br /> ' �s:..,<��� .
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<br /> ��' ';;•, � .:�. verlfy"mg the Fssraw Items,uniess Leader pays Sorrower interest on We FwWs znd applIrable law pe�.i:�tter to make sucb :�,_
<br /> ,.;`f;��`:� �_: a ct�arge.However,Lender ma3+�e4aire Boirower w pay a one-tfime chazge for an iadepeadeat real estate tax reparBm�sem+ice. [`
<br /> : ',;r;4 fr�%;; °:; used by Lender in conn�ttoa arith this toan, unIess applica�Ie Iaw pmvtdes othe:wis�•.�.'�lesv an agreement is q�3e or �__
<br /> . � � ` applicab�a Ww requi�es interest co be}�i�,I.eoder shall not tre�uired to pay Bonower a�?�i�rest or earnings on ciz��nds.
<br /> ���;;�; :f y�? Bomoa�eir�a:�d IBnder may agcee in�S.however,that iat�est shaU be paid on the F m d f�.I x n d e r s b a ll g t v e w h�z a w e r, �'-
<br /> , ` :;`,. :�; w i t hout e 3�arge. an�1 a c c o u n t i n$o f t h e B u n d s.s h o w i n g c c e 4 i t s a a 8 d e b i t s t o t h e F u n d s�a n d t L�g c►�g A s e f a r w h i r�e a� F�_ .-
<br /> . f debit w ffie Funds wa5 made.'nte Fu�s ace pledged as addidonal secuiity for all sums secared tsy this Seaa,,*s�}r Iasaameat. �'; -
<br /> ' •��:,;.�`� If tIIe Fuads aeld by Lender e�the amouats permitted to be held bY aPPlicabte law,I.ender sbaII aeoonnt to Borrower
<br /> ' .�:�:';r�t'�`.�; for the exoess Funds um aocardance�the:equiremeats of appllcahle law.If the amount of the Fuads held by Lender ai any � .
<br /> � I ,,f r:..: '� time is not suf�cient to pay the Escrnw Items when due.Lender may so notify Bomnwer in writing.and.[a such case Borrowet
<br /> ; :�. ' shali paY w Lender the amount necessaty to make up the de�CCiency.Baaower shall make ap the defcciency ia no moie than
<br /> ' :,, ��`: ..
<br /> .' :•�� ' twelve monthly gayn�ats.at I�ader's sote disccetion. �::-
<br /> . �,:'�t`�.'::�.:. :� � Upaa payment m fiil!of al!sums secured try this 3ec��r.Insaument, �Leader shaU pmmPtt3►refuad to Bomnwer aay ��:-
<br /> ; ; �,%5 Fwids held by Leader.U.under 21,I.ender sLaU `sv��ar sell the pro . �'•
<br /> ::; �'• . ':.'
<br /> P�?4�f� ?� . Pe►tY,Leader.PrIor w the acquisiti�is�:sale
<br /> , rid . _d'. .
<br /> .� , of the Fcoperty.shall a,pP13►aay Fua�§;lzsld by Lender az the 4�cF acquisitian or sale as a cr�dit agaiast tbe sums sra��is�3 by ��;=°
<br /> , : � tbSs gecauicy Insuumen� . � . �E-
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<br /> :� . �. . E, � 3.Apptic�an of Pbymeuts.Untess app]i�k�r�iaw pmvides othecwise,all paymeuts ieceieed by Lender under para$rapLs —
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<br /> '`'..� �� ,: ` 1 and 2 shaU he applled:first.to a�►p,repayment charges due under the Note;second,to amwmts payable ur.der paragrapL 2;
<br /> . � �:��`,.��; ., ` thinA,to interest due;faurth,to priacipal due:and tast,to aay Iate cLarges due undor the Note� ��,
<br /> �, ��"'� �s,�. . - 4.Cbarges:Lten9.Borrower sbaU pay atl taxes.ass�ssmeuts,charges,t"ines and ia�pos�uoas atal4utable to tIle Froperry �__:,;
<br /> 9
<br /> , _ arhich may attain prioriry aver this Seruriry lnsuument.aud leasehold.paymenta or gcmmd rents.if any. Bomoaer sha11 DaY . �;w_.
<br /> .., �.,. _„.
<br /> - . . these oDligadons in the manaer pmvi d e d in paragap b 2,or i f no i pai d 1 n t h a t manner.Bar�ower sLaU p e y them on dqae directi y .'.�.��"�-
<br /> �..',;:�;:,,�::. . to the peison aw�payment.Borrower shaU promptty fumislt co LenQer aU notices of amonnts to be paid unQer th�s para�raph. � _ ..
<br /> f:��. :
<br />- . s:',�c�: . .'' IP Bon�ower makes these payments dis�tlY.Borrower s�aU pmmptly futais�to l�ader ra�m;evlQencing ttte yayments.; .
<br /> '�a'�!�` Bormwer shaU promP�Y�'L�any lien whicL has priortty over this Secariry Ia..�}Gnas3 un2ess�Borcower:(a�c�in -
<br /> � , •.�:x i,f 1
<br /> � •��.:, :. � writiag to the payment of the obti�aa sec�ued by the lien ln a manner aoceptable to Lea�r�.(�.�)cont�ia�ga�d frrlti�I.t(��e lien
<br /> . , ..,
<br /> �•� ,' . � . by. or defends agains�enforcemect of the li� in. tegal proceedings wbich in the Ileudec's op3nioa�e to pi�vent the
<br /> ���.;".: ' . enforcemeat of the liea;or(c)secutes.from the holder of the ltc�j aa agr�ement satisfarxory to i,eader�li�cdinating the llen to
<br /> ��..i.:...•,,�i r.. . ,
<br /> ..�l%�:?js��, .. this Secuary�lnsaument.If Lender ►�ermines that any part oP the�roperty is subje�x to a lim which may►atqin prlorlry over _
<br /> -_.�;;:�;+M��,:,i��;. � � this geauity Insuument.Leader ma��give Borrower a notice idc�tify ing the lien.Rotrowet.e�.all satisfy the ilen or take one or .
<br /> � , . more ot the act£ong set forth above wimia!0 days of the givin�of notiee. ..
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