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<br /> .,� TO(3BTHER WITH all the jmprovements iww ar i�ereuftcr crccted an t'ae praperty�lU1SS 1III C$SP.II1PRf.S,appurtenar�.a,and ��*
<br /> �6';,� fixtures now or hereafter a part oF the praperty. All replacemeiits aacl addidonv sl�ull also be covered by tt�S�curiry �
<br /> � Ij.' - � lnsuvraent. All of the foregoing is referred to in this Security Instrument as thc"PrapertY•" �_
<br /> BORROWER COVENANTS that Bonower is lawfully seisecl of the estate hereby conveyed and h�s the riglit togrant aud �,
<br /> �.-:-� --� convey the Propetty and that tha Property is unencumberecl� eacePt for encumbrances of record. Borrower n�ama�G nnd will _
<br /> defend generaUy the dde to the Property against all claims and demands,subject to any encumbr.u�ces of record.
<br /> " 'I'HIS SSCURITY INSTkUMHNT combiue.i uniforai covenants for nadonal use xnd aon-unifarm covenants v+�i�h liruited _ __
<br /> variadans by jurisdicdon to cousdaite a unifacro s$curity insaument covaring real property.
<br /> UN[�FORM COVIINANTS.Bonower an�I..endet covenant aad agree as follows:
<br /> � , 1. IPaym�t of Principal a�c� Interest; P�'epaYa�ent ttnd Late ChArges. Borrower shtild pramptly pay tiv3a�n�lue the •----
<br /> � ���'� , ent and late char es due ua�cl.s ck�e Note.
<br /> •'� °��j' prfncipal of aad interest on the debt evidencecl bp a'he Note nnd auy prepaym �
<br /> ' � ���`��� 2, Ftinda for Taxes and lnsurnnce. �bjec2 to applicable law or to a written waiver by Lender, Borcower slull pay to
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<br /> '?�'�'��`"'•�` Lend.er on the day monthly payments ate due under the Note,�wdl the Note is pald in full,a sum("Funda")for: (a) ytuty taaes
<br />-�`'°�''';q and assessments wtrich may attain priority over ttus Security Instrument as a lien on�he Pruperiy;(b)yearly leasehaldp�yments
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<br /> ::�;y, or ground nnts on the Property,if any;(c)Yearly hazard or propeny insurance premiums�(d)Yearly Aoocl insurnnco urns,
<br /> F.�� � if swy;(e) yearly mortgage insurance premiums, if any; and(�any sums payable by Bonower to Lender, in accotd�n�ca with
<br />�;s:' ,o.
<br />:°;:Y•�.� tlie provlsions of paragtuph 8�in lieu of the payunent of mortgAge inyunuxe pre�uiunLV. These irenv�xre cailed"Bsc:cow ltemy,'
<br />.`j�.�, I.�nder may,at any dme, collect and hold Funcis in an umouat not to exceed thc mAximum �mount A laxicr fo:�federwlly
<br /> relxtal mongnge loan msy reclulre for Bunawer's cscruw wecuunt u�xler the fCJersA Rexl Bstxtr Setdemant Pt�KCdurcc Act of
<br /> �r:`eP.-•
<br /> _ 9,�;t 1974�s iunended from time ta dmc. 12 U.S.C. Srctiun 2601 et rey. ("RESPA"). unle�.�u�wthar luw duu xppller tutho Pu
<br />�.,,;�� se�s A I�sser uaount. If so, Lender may, xt any dme, collect wi�l hold Fmxis in an Kmuunt not tii excr.al Qw le.�ss�t ran�ouat.
<br />_"-, ���m�y estimxte tbe Aruount of Funds due on the ba.vte af current JAw xntl re�.wiwble estfnwtc.K uf eapcn�itu=a��f Nture
<br />'� '-�.�°� i�seruw Items or otherwlse in wccordxuce with npplicnble IKw.
<br /> =�=�� The Punds stixll bc held in an institudon wl�ose de(wsits W�'� in�urexl by x feder�l Agepcy, inRtrumeaulity,o r entlty
<br /> :__..-.,,� pncluding Lender,if I.encler is such an iusdtudon)or tn aay reaerni Homc t�ui Bi��►. i.�;,3�a ohal:.�sl�:l:e Ps�u�r� �y �h�
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<br /> ,�„� gscrc�w Items, Lender may not cUarge Borrower for holding wncl Applying the Funds,unnually s�nalyzing tho cacrow�unt.or
<br /> ��:� verifying the Escrow Items.wiless l.�nder pays Borrower iuterest on the Funds ancl appllcablc law pemlit�I.ender tomnsiaako soch
<br /> -- A cherge. However, I.ender may require Borrower to pay a one-time chuge for an indcpeadeut real est�ce txa reponin�uNice
<br /> _ __-- used by I,ender in cannecdon with this loan, unless applicablc law provides otherwise. Unless an agrcement i�rnKle or
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