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<br /> If Ihe anaunu heW by Lender fa Escrow items eacoed the�mounis permitud w be held by FESPA,I.ender shall
<br /> account w Bamwu for the exces.g[unds a9 ro9uirod by RESPA. If tho emounts of funds hald by L.endu at any tune
<br /> �ro not sufficknt to pay thc F.scmw Itans when due.l,u►du may notify tl�e Borrower and require Borrowu to malce up
<br /> dte shoAego as permitud by RfiSPA.
<br /> Tho Escxow Funds ero pledged�ddl�o�l soc�ulty for all sums secured by this Sxurity Instcumeat If Borrowa
<br /> tendcx9 to Lrnder�he full payment of�Il such sums.Borrowa's account shali 6e crcditod with the balance remaining fa
<br /> aU inst�llmait it�ems (a). N)�and(c)u�d�ny mort8�3e �nswrance premium mstalUnent that Lender has not bocome -
<br /> obligatod t�o psy to the Socrel�rY.ond Le�da sh�ll prompdy rafund�ny excess fw�ds w Borrower. Immodiately pxbr to
<br /> a fcx�ocbsure sak of the Property or its aaiuisidan by Luider. Barowa's acxoont shall be crediud with any balance
<br /> �naining for atl instaliments for items(a).N).and(c).
<br /> 3.Appdcatioo ol Payxenta.AU p�yrt�ents unda p�ngraphs 1 and 2 shall be applied by L�kr as foUaws:
<br /> Ej�,m the mortgage insurence Promium w be peid by L.cndes to che Secret�y a to the monthly charge by �he
<br /> Socntary instead of�he monthly matgage insurance prcanium;
<br /> �y��Q,to my tuts�spoclal as�ssmatits�IealehoW payments a ground rents. and fue.tlood and oth�r haT�rc4
<br /> insurance pcaniums.a9 requiced;
<br /> �jtsl,to incaest due under the Note:
<br /> �,w e�nocd�tion of ttw principal of ihe Note:aad
<br /> Fjj{h,tn late charges due under rhe Note.
<br /> � I.I+"ire�Y�'food awl Other Has�rd Leuranoe.Barrowa swll insuxe all improvemcnts on the PmputY�whettra
<br /> now in eaistance a subsoquently esoctod.�Sainst anY hazerds.c�ialues,and condnger�cia�uicloding Cire.fa:which
<br /> Le�der requires insurance.'ITiis insurence shall be maintainod in the a�r►ounU and for the periods that Let�der roquires.
<br /> �--- --+- ---
<br /> Bo�rowa sh�U alvo insure all improvane�n on the Property.wtuther now in wci,ia�iri iw�►�oyi;G�.,y�W,'�!,:�i
<br /> loss by floods to tha ea�ux�t na�o3red by the SocntarY,All Lis��rance siuill be cauriod w�i�tt►companiw ep�xovod by Lajda.
<br /> The insurance policiey and any ue�newals shall he heW by I.end�rs�nd sha11 include bss payabk clauses in fava of.and
<br /> in a fam eccept�bb w,I.entk,r_
<br /> In the event of bss�Barower stuill g[ve I�encla lmmodiau notice by m�W.Lender may malcs pcoof of bss�f not
<br /> �P�P�Y bY B�we�.�ch in.s�uance company concerned is tsaeby suthorixod and die�ct�ed w make payrneat fa•
<br /> such ba dirocdy w L�xia.in.wad of to Bacmwu and to Lenda jointly.All a any pact of the insurance(x�oceods mty
<br /> bc a�rpticd by I.e::�.e: ':U n��^_.cl.l�(e)w tho roduction of the lndcbtodness wder the Note and this Security
<br /> ''� Instcumait,fis�st to any deW�qucnt atnoun��ppliod in tha ordcr ln paragiaq�b�3,and ttia►to p�payment of principal.nr
<br /> '.:` (b)W the restoe��oiom a repair of the damaBod pmpatY.A�y application of the proceods w ihe principnl shall not extend
<br /> ::�{ a Postpone the doe d�1e of the monthlY PoY�u which ore nefared to in paragcaph 2�or change the eirwunt af such
<br /> �i paymaita.My e�cass in.wironce pcoceocls ova an amount requiral to pay all outstanding indebtedr�est unda tha Nate
<br /> `�' and rhis Security Inswrnenc shall t�p�id w�he enticy kgally endUed thaeto.
<br /> In the event of forocbsure of thia Socurity Insa'ume+ie or d1�r 1r�nsfa of dtle w the Propecty.tt�at eadnguishes d�e
<br /> indeb�odness,all right,titk and inta�est of Bamwu in aad w insurarece�olicies in fw�e shall pacs to the purchaeer.
<br /> S.Oa�p�sc�. Praervatio�. Maidaa�oe a�d Protectioe ce�f the PropertY3 Borrower'a Laa Apptiaitin�:
<br /> 4aeeloide. Borrower aiwU occuQY�establt�h.end ux ckie Propaty a�Borrower's�rincipat�esida�ce�vW�in sixty diys
<br /> efier the exocution of this Socuriry L�swmatt(a'wilhin sixty dAys of a lata sale or n�nsfa of the Pm�ty)ssnd shaU
<br /> oontinue w oocupy the Propaty a9 Borrowa's principal rosidaue fa at kast one ywr after the dak of oxupsncy.
<br /> unkss I�der detaminea that requiranent will cause undue hardship fa Bwrower,or unless exte�uating citcumstances
<br /> eaist which wce beyond Boaowa's control.Eocrowa shall nodfY Lenda of any ext�uating circumstAnces.Bormwer
<br /> shall not commit waste ar destroy.demaBe or sub�untiatly ct�ange the Proprrty caT �llow the Propaty to deocriaate.
<br /> �+ea9oabla wear and teu exctipt,ed.Lmdu may inspoct the PropertY if the PropatY as v�cat�t or abandonod ae the 8oan is
<br /> in defeulG Lenda may Wce rea�onabk scbon w prococt anti pr�rve such vecant or abandonod Pmpaty.
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