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e - �� � 0 � � N � B — � � �_ �� �� � c� � � � � i.a.l � � � h•- W � � � � � � � � C � � � �+�.. �� When Recorded Return To: CharterWest National Bank 714 N Diers Avenue Grand Island, NE 68803 r-� �� n � _ � C D' �� � � � � � O o � r : � •° � � � ~ �a � � -.7 '*� Z pU �a-� � �� � —v m r � �, rn � r v � N � - o � N 7� �„ T; D �p � ' � ._.. �..� PT1 �� O �-., w u, Ur� v � � � [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS MIN:100416700018589789 r� S ��, Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) uSecurity Instrument" means this document, wluch is dated March 7th , 2012 , together with all Riders to this document. (B) "Borrower" is Bradley D Martin, a single person Borrower is the trustor under this Security Instrument. (C� "Lender" is CharterWest National Bank ' Lender is a Corporation organized and existing under the laws of the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 (D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE 68788 (E) uMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (� "Note" means the promissory note signed by Borrower and dated March 7th , 2012 . The Note states that Borrower owes Lender Eighty Two Thousand Five Hundred and 00/100 Dollars (LJ.S. $82,500.00 ) plus interest. Borrower has promised to pay tlus debt in regular Periodic Payments and to pay the debt in full not later than April l, 2042 (G) "Property" means the property that is described below�lunder the heading "Transfer of Rights in the Property." (� �I.oan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (n "Riders" means all Riders to this Security Instrument that are eJCecuted by Bonower. The following Riders are to be executed by Bonower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rid�r ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Deve�opment Rider ❑ Other(s) [specify] ❑ 1-4 Family Rider ❑ Biweekly Payment!Rider (.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. NEBRASKA—Single Family—Fannie Mae/Freddie Mac iJNIFORM INS1'RIUMENT (MERS) Form 30281/01 (page 1 of 9 pages) 12439.CV (9/11) 907240 Creative Thinking, Inc. GOTO(OOlceacc) ��