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��������� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Wifiesses: <br />E. <br />, (Seal) <br />-Borrower <br />/ � <br />(Seal) <br />Teresa A. rabowski -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-6orrower <br />[Space Below This Line For Aeknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 1 st day of March 1, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Joseph E. Grabowski, Teresa A. Grabowski <br />� <br />to me known to be the identical person(s) whose name(s) az$ subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Wifiess my hand and notazial seal at 2009 N. Diers Ave., Grand island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: � -Z� ' /� <br />GENERAL WOTARY - Siate of Nebrasica D@vfe MCEI�Oy -Notary Public <br />� OEVRA MCELROY <br />Nty Comm, Exp. Aug. 2b, 2013 , <br />NEBRASKA- Single Family - FannleMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fortns Ina (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />