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, . .. .. ..�..�.,.�..�. •� +, �W.:.�::... .. r _ h . . ..�r.r.M.L.-''_-.-_._-"__--_ "" __.� ' .�•t.11.1 _��:!.r��._.__.....=.-' �__'--_ -.�� .r�.t�.•�'ur�tuu•.��_. . " 7lDPLN UO3-7p�19030 -- • ADJUSTABLE RATE RIT�F.R 9�- iQ�`�3�' `I�IIS AI]JUSTABLII P.ATG ti�DBl:i:m:de thi. 30TH d!1y�!f MAY � 1997 .prtd L9 � inoocpor�led inb�nd aFuU be doaned b mend�ad supp{r�na�t 1he Mortg:go�Deed of Tnist or Security Uood(�he"Socurity In�wma�t")of tha sur�e cWc given by 1he undasignad(tho"Bamw�r") tra sxuro Ban�owa's Adjustablc R�c Note(the ~�~,b HOMS FBDBRR.L BAVIN43 4 LOAN AS30CIATION OP (3RAND ISIJI2JD (tho"I�ender")oi the same datc and covuing the pcopacy dexribed in the Security Instiumcat end bcatc�!at: LOT 10 CSNTURA HILL &U8 C.�'�IRO, NBBRASKA 68624 [�nY AddrouJ TMS N07'B CONTAINS PROViSIOtiS AI.LOWING FOR CHANGES IN MY INTFREST RA'i'B AND MY MONTNt.Y PAYMENT. II�C�EAS[+S IN THE II�1TF�tEST RATE W�I'L RFSULT IN fQGHER PAYMENTS. DBCREASES IN T�IlV7'FRF•ST RATL�VVII.L�IPSIJL7 IAI➢.OWER PAYMEZVT3. - ADDITIUNAL COVENANTS. In sddition t�o thc cova�ants �nd �g�an�ts msd� � � ��►�' I�� BorroMer aod I,en�fer fu�tha covwnt�ad a�'oe d folbws: A,�fBREST RATE AND MONTHLY PAYMRNT CHANGES The Nde providea for�n inNial inla�at rYe of 7.500 96. The Note providea fa cbengcs in tho iNarst rab md the montWy paytnaits,aa foliows: 4,II�I'ERRST RATE AND MOM'NLY PAYMENT CHAI�IGES (A)CWqe Dabea '[he in�a^dt r�e I wiU P�Y�Y clunga on die first day of ARCSNIDBR , Z 000 ,glld Ott.'th�t d�y �ry 1�Tx month diaatiar.Hach dato on whjch my inlareat rare could clange is called a"Ci�snge Da�e." � (B)Tre I�iac H�ailh t6e fir�t Ct�e DMe.mY intan�t ra�e will bc b�ed on an Indca.'The"Indea"is: �HS NgglCI,Y ]1VBRA(iS YIBLD ON UNITgD STAT$S TRBABURY BSCITRITSS 11DJUST�A TO A CONSTANT N1ITURITY OF 1 YBAR, AS M7\DS AVAILABLB BY THB FSDBRAL RSSSR`iT8 BOAl2A. T6e moet reoa�t Inclex figuro avaiLble ae of the d�te: 0 45 daya❑ before each Clua�e Due ia caibd the"Cuc[a�t Index: If dtie iadcx u no bnga aYait�bk.tho Nde Hok{a wi�choose a now�indw�that u based upon camprrabk infamation. 'Iba Na1e HoWa Mill give me noti�e of this choioo. (C)C�kydMioa d Clu�a . . Befern acb Ciange Dn1e.the No�e Hoiddr wW csilcWata a�y new inta+est raro by adding ��o Arrn �s Qv�xruxs per�qge povu(s)( 2.ti s o 96)w d�e �u�ra,c Indac. �,e ivo�e��a��a d��to�cnn.aa;a�a�e CJ N�c �N�t�nesc O r�ext�c are etcnn�x ( .iss �,). Subjoct io Ihe limits suoed in Soction 4(D)below. this t+ouodkd�AR will be my nerv intarst rue until tho next Chai�ge D�te. Ttie Noie Holda will Ihcn detem�ine the unount off dha mo�►th1Y P�Yma►t Ih�t wouid be suf�icicnt�o reqY d�e unp�ud p�th�t I am o�c�oc�ed to awo at the Ct�ange D�te in full on the rtiaturiry d�te at my new intae,st rate in sabe�t►d�1Jy e9�P�Y�ts.'llro rd�lt of thix cakul9tiose witl be tha new amount of my montfitY PQY�G (D)Lirit�o�Ioterat ItNte C�a (�use check approprlate boxer,#�nv boxls checke�d,rhtre w!!1 be no niaad+nyns 1lmit on changes.) U(1)11kne arill be no tnaximtun limit on intcrest rata r,hangas. n c�� U C�)'Iffe intarest rato I am roquireA co pay at tee[us[�;nimge i�au ww na oe g��aoa ii� >..,�� ;o ��-� 5.500 %. L�J l3)M7 intaest rate will never be incceagecl ar deaer�od on any aingb Change Data by moce�twn TFIO PBRC6rTT paaa�c w�nu�) ( s.�oo �) trom cne rue o,f,,,�it�a�t I I�vc bcen WY�B for the proccding paiad. - Ll(4)My inl�est tale w'itl nevCr be g[Cater thin 12.a00 96,which is callod the"Maximum Rete.,, T�it3 "MII�IM[JM RATE" W2LL NSVER DE L83S TFIAN 5.�OOt. MULTISTATB A�JUl�TAeLE RATE RIDCR•6inplo F�mlty �li4 PsD�1 012 �•�NAf�t0�) VMN YORTOAOE FpqMS-(�00I621•121t Inul�l�: i � • � e . . .a