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201201759 cequired by R�SPA, anci Borrower shall pay to Lender thc amounY necessary ko malce up the deficizncy in accordEUice with RESPA, but in no more Yhan 12 monthly p�ymonts. Upon payment in fiill of all sums secured by this SeonriCy Instrument, Lender ehall promptly refund to Borrower any Funds held Uy Leuder. a, Charges; Lions. Borrower shall pay a1I tvies, asseas�nents, charges, fines, nnd iirrpasitions attributable to the ProperYy which ca�i�ttflin priority over this Secuiitq Instriuncnt, le�sehold payaiente oe ground rents on the Property, if any, and Coimnunity Aesociation Dtites, Feea, �nc{Aesossments, if nny. To the cxtent thak these ite�ne arc N.ec�ow Ttems, Borrower sliall pay them in flie vklnnex provicled in Saction 3. Boxaower sl�all promptly dischatge tuiy lien which has priority over'tlus Soo�irity InsU2unent unlese Boxrower: (t�) agrees in v�riting to tl�e payment of the obligation sccured by Yhe lien in a��nuer accept�ble to Lcuder, but only so long as Boxrower is perfonning sueh agreement; (b) contiests the lien in good fa�ith by, ox defencls against enforcement oP the lien iri, legal proceedings which in I,ende�'s ol�inion opei-nle Co prevent the enforcement oC the]ien wl�ile those proceedinga are ponding, but only until sucl�prooeedings �u•e concludul; ar(c) secures fronz t1�e holder oP Che lien an agreemc��t satisfactary to Lencler subordinatiing the lieii to this Security Instriunenk. Tf Le�ider detarmines that any part of the Properly is snbject to a lien which can attain prioriYy over Yhis Seeurity Ivstrument, Leiider inay give Borrowcr a notice identifying tl�e licu. Wiuhin ]0 day�s of tha date on which that noCice is givcn, Rorrower ahnll safisCy the lien or tialce one or moec oP Yhe ncuoiie aet forCh abwc in tlris Section 4. Lender may requirc Borrowet to pay a oue-time oharge for a real estaCe tax veriflc�ition �nd/or reporting service used by Lender in comiutiou with this Loan. 5, PropeYfy Insurance. Borrowcr shall keep Uie improvements now cxieting or hereafter erecced on the Yroperty inswed againet loss by�rc, l�azards included within the ternm "cxtended coverege," and any otlier ha�ards inoluding, but not limited to, earthquakes n�td floods, f'ar which Lender requiras insuranoe. Tl�is insi�ranco shHll be maintained in the mnounfs (i�lduding deductiible levels) and for the periods that Lencler reqtiixes. Vv'hat Lcnder rc�u'ri•ee pm'suauY to the preoeding eontences can eht�nge during tl�e term o�F the Loan. The instu.wee oerz�ier proviciing the iusm�ance shall be chosen by Borrowex subject to Lender's right to disapprove Borrowor's choice, wluch right xl�all not Ue exercised unreasonaUly. Lender may require Borrower to pay, in connection with this Loan, either: (a) a on�tin�e cheige for flood zone deEarruination, ce��Citication and tratekiiig servioes; or(b) a one-time cl�arge Por floocl zonc defennination and certiGcation aeivioes�nd subsequent charges each rime reinappings or siinilu�chnnges 000pr wl�ich reasonably might affect suoh decenninllion or ccrtification. Borrower ehnll nlso Uc resl�onaible Por the payment of any fees iinposed by the I'ederal Emergency Ma�7agemenC Ageuoy in connection with tlie review of ony Plood zone dctcrmitlation resulting icom an objecCion by Boi�rower. if Borrower f<uls to maintain Any of the wverages described�Uove, Lencler may obtain insurance oovcrage, af Lnvdcr's option aud Borrower's expense. Lcndcr is mider no obligntion Io pixrclietse any particnlar typo or �n7ouiiC of coverago. 'Phcrcfore, such covernge shall cover Lcizder, but might or nvght not protecti Borrower, I�orrower's equity in the Property, ot tl�e contents of the ProperCy, againet any rislc, hazprd or liability aud might}�rovide greater or lesser coverage ilxan was qreviously in e£feo[. Borrower aclmowledges thet fhc cost of the insurancc oovcragc sc� oUtained might signiflcan[ly exceed fl�e cost of ii�sm�ancc that Bocrower could l�ave obtained. Any amounts disUursed Uy Lander uuder this SecLion 5 sliall Uecome additional doUt oE Borrower secm'ed Uy Uiis Security Inatratncnt. 7'hese amomrts shAll bear intci est at tlie Note ratie from tl�e date o4 disUurse�nent and sha.11 Ue peyable, with sucl� interast, upon notioe from Lander to I3orrower requesring payment. zaoaoeos NEBRASKA-SingleFamlly-Gxnnie telaelFretltlia Mac UNIFORM INSTRUh1EN1' Form 302� 1I01 ��MP n VMPB(N[)(7106) Wol\ors Kluwer Finnnclal Servlces Paga 6 af 7]