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� 201201759 �C) "Lender" is EQUITABLE BANK I,enderisn Savings Bank orba.tvaed and exisCivg undar the l�we of THE STATE OF NE[3RASKA Lendcr'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE fi8802-0160 Lenc7er ia fhe bcueficiaxy under this Security Instrument. (D) "Trustee" is [QUITtiRLE BANK (E) "Note" ineens Cho yroruissory note signeci Uy Borrower and dataci Ma r Ch 02 , 2012 . Tho Note stnfesthatBorrowerowesLendcr ONE HUNDRED NINETEEN TIIDUSAND FIUE IIUNDRED AND 00/100 Dollera (U.S, �119,500. 00 )plus interest. Borrower has provused Yo pay Yl�ls debC ii� regular Pesiodic Payments and to pay Yhe debC in full noC later thnn Ap r 1 1 1 , 2024� (F) "PFbper'ty" mcans the property that ia descriUed balow under Uie he2diug "'lY�hnsfer of Righls in the Property." (G) "Loan" means thc dcbt evidenced l�y fhoNote, plus interesC, anq prepa}nnenf charges and l�te ol�arges due under tha Note, nnd nll ami�s c�ue under thie Security liistrutnen6, pl�v�iutarest. (H) "Riders" means all Riders to tl�is Security In�lrument fh�t are executed Uy Borrower. 'Che following Riders �re to Ue executed by Borrowcr [check box�a applicable�: ❑ Adjustnble Rate Rider ❑ Condominium Rider ❑ Secand TIomc Rider ❑ Balloou Rider ❑Plauued Unit Dcvclopinent Rider � I-4 Family Ridor �VA Rider [� Biweelcly Pa}nnenl Rider � Otl�er(s) [speoify] (I) "AppllCable Law" meane ull couCrolling applicabla federal, su�Ce and local sCatufes, rcgulations, ardinances and adiuuiistiiative iv]es and orders(that lia�ve ttie effcct o£law) as well as all appHcable fiizal, non-appeulmblc judicinl opiniotis. (J) "Community Association Dues, Fees, and Assessments" meaiis all dues, fcus, assessmeuts �nd oUier chargas that�u•e imposed on Rorrower ox the Property by a condomintmn associ�tion, l�otneownera aseociation or siinil�r organizat'ron. (K) "Eleetronic Funds Transfer" iveaue any transfer of'fimds, other thxn aUanaaction originatad by checl<, draft, ot siinilar paper insh•mi�ent, �vhich is initiated tivough an eleolxonic tenninal, telephonic inst�'ument, computer, or maguetic tape so as to ordcr, instiuct, or azill�o�i2z a finnncinl insHtution to debil or tn�edit an accotuit. Such term inchidcn, but is not limifed to, point-of-snle lransfers, automnCed teller machine tru�sactions, Crans£ers iniriated by telephone, wire Cransfors, vid automated clearinghouse tiranyfers. (L) "Escrow Items" menne Uiose ite�ns tliat �re describcd in Section 3. (M) "M iscellaneous Proceeds" tne�u�s any compe�isation, setClemenl, award oFdemag�.a, or proceeds pflid Uy auy third pardy(othcr tl�an insm•anca�rowede paid under the ooverages describeci in Section 5)for: (i) daznage to, or dcsfl•uction of, the Property; (ii) condemnation or other talting oP all ar viy pnrt oP the Property; (iii) convayence in licu of condeinnatiot�; or (iv) misrepresenfations of, or omissions as to, the _ valtiie and/or eondition of Cha Vropeity. 2h000565 NEORASK�-Singla Femily�FennlaMSelFletltlleMac UNIFORPA IN9TRUMENT Foim 3020 7I01 VM P� VM PBIN�(110G1 Wolters Kluwer finanr.ial Senices Peqe 2 of 17