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o / 017 5// <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />(Seal) <br />-Borrower <br />(Seal) <br />Suanne M. Soden Borrower <br />. (Seal) <br />-Borrower <br />, (Seal) <br />-Borrower <br />MULTISTATE PUD RIDER- Single Family - Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1101 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3150 1/01 Page 3 of 3 <br />