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201201749 <br /> 12. Borrower IVot Releas�d; Forbearance By Lender Not a Waiver. �xtenaion oP thc: L1me for paymei�t or <br /> modificatinn oP amoirCization of the sums secured by this Seem•ity Instrument granted by l,cnder Co Roitower <br /> oi auy Saccessor in InteresC of Eorrower shall noe operate to release ehe liability of Bm�rnwer or any <br /> Successnrs i�i InteresY of Bon�ower. Lcndcr shall not be required to commence�roceedings ag�ainse any <br /> Suecessor in SaCerest of Borrower or Co refuse to exCend time for payment or otherwise modify amortization <br /> oP the sums secnred by tl�is Security Instrument by reason o'C any demand rnad�by 6be original Boarowec or <br /> any Succcssors in Tnterest of IIorrower. Any forbearance by T.endec in exercising ai�y righC or icmedy <br /> including, wilhout limitation, Lender's aeceptance of paymenCS Pran Chird persons, entities or Successors in <br /> Ii�terest of Borrower or in amounts less Cl�au the unount flien due, shall noC be a waiver of or preelude �i�e <br /> exercise oP am� right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and <br /> agrees[Ii2t Bori�ower's obligations and IiabiliCy shalt be joint ai�d several. IIowever, any IIorrower who <br /> co-sigiis this Security InstiumenC buC d�es not execuCe tl'ie Note (a "co-signer"): (a) is co-signin�; this <br /> Securiry Instrement only to mortgage, gra�rt and conveq t(ie co-signer's interest in the Property under [L�c <br /> terms of eliis SecuriYy InstrumenL; (b)i5 not persanally obligated to pay the smns secured by Yhis Sectiirity <br /> InstrumeuC; and (c) agrees that Lender and xny ot�her Borrower caii agree to extend, modify, forbexr or mal<e <br /> any aecoam�odations with regacd to the tei7ns of tl�is Secui�iry InstrumenC or the Note without the co-sig�zer's <br /> consent, <br /> Subject to the provisions oP Section I8, airy Successor iu Interest of IIorrower�+dio assumes Borrower's <br /> oUligntions under tl�is Security Instrument in writing, and is app��oved by Lender, shall obtnin all of <br /> Borrower's rights aud benefits under[l�is SccuriCy InsCruiueut. Borrower shal] not be released from <br /> Borrower's oUl'igatious and liability under this Securiry Ivsh�ument unless Let�dar agrees to such release iu <br /> writing, The covenants a�d agreements of this Secuciry Iiastrument shall bind (exeept as provided in Section <br /> 20) and banefit lhe succcssois avd assigns oP Leader. <br /> 14. Loan Charg�es, Lender may cl�arge Borrower fees for services performed in connecY'ron with Borrower's <br /> defiaulf, for the purpose of proteeting I,ender's inPerest zn the Property and rigl�ts under this Securiry <br /> Instivment, u�cluding, but not limieed to, attorneys' fees, property ins�ection and valuation �Pees. Li regard Co <br /> ai�y orher fees, tl�e 2Usence oC express authority in Yhls Sccurity Inshument to charge a specific fee to <br /> Sorrou�er sl�all not be construecl as a prohibitia� on the c[�arging of sueh fee. Lender m1y not e]'�arge fees <br /> that are expressly prohivited by this Security Instrument or by Applicable Law. <br /> If tl�e Loa��is subject to a law which sets maximwzz loan charges, and tl�at law is Fivally interpreted so that <br /> the inYerest�r oTl�er loan cliarges collect�ed or Co be collecled in connection w�ith Ihe Loan cxceed the <br /> permitted]intits, tl�en: (a) any sucl� ]oan clzarge shall be rcduced by l�c amounC necessary to reduce Che <br /> �cliarge to tlte permitted limit; and{b} any sums afready colleeted from Rorrower which�xceeded petvii[ted <br /> limits will be refunded to Borrower. Lender may cltoose to make th'is refund$y reducing the princi�al owed <br /> under the Note oA•hy making a direcC paynlent to Bo�rower. If a refund reduces piincipal, the ruluction will <br /> be treated as a partial prepaymenC without any prepayment chaigc(whcther or not a prepayment chargc is <br /> provided for under U�e NoCe). Borrowec's acceptance of any such refund m2de by dii�ect payment to <br /> Borrower will constihite�a waivei of a��y right of action Borr�wer in'rght ITavc arising oat oP such overclzarge. <br /> 7 5. Notices. All notices given by 13orrower or Lender in conneetion with this Securiry Instrumene must be in <br /> writii�. Any noYice to Borrower in connec6ion widz �liis Security hisd�ument shall be deeu�ed to l�ave been <br /> given to BorAOwer wl�en mailed by first class mail or when achially delive�ed to Borrower's notiee address if <br /> sent by other means. Notice to any one Don�ower shall constitute notiu�to xll Borrowers unless Applicable <br /> Law expressly requlres otl�erwise. The notiee addrass shall be the Property Address unless Borrower has <br /> 24000h9G <br /> NE6RASKA-3inqle Famlly-FenNe MeelFreddle Meo UMFORM INSTFUMENT fo�m 302d V01 <br /> VMP� VMPB(NE)I�106� <br /> Wolters Kluwer Financlal Services Page it of 1] <br />