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201201745 (C) "Lender" is EQUITABLE -BANK Lenderisa Savings Bank organized and e�sting under thc laws of TH E STAT E 0 F N E B RAS KA . Lcnder'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the hencficiary under this Security Instnunent. . (D) "Trustee'° is EQUITABLE BANK (E) "Note" means thc promissory note signed by 73orrower and dated Ma r c h 01, 2012 The Note statesthatBorrowerowesLcnder TWO HUN�RED TWENTY NINE THOUSAND AND 00/100 Dollazs (U.S. $229,D�0.00 )p�us interest. $orrower has prcmused to pay this debt in regular Periodic Paycnents and to pay the debt in full not later than Apri 1 1, 2032 (F) "Property" means the property�that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" meai�c thc debt evidenced b�the Note, plus interest, any prepayuLent charges and late charges due uuder The Note, and all sums due under tUis Security Instrument, plus interest. (H) "Riders" ineans all Riders to this SecuriCy Inshwnent that are executed Uy Borrower. The Poll�wing Riders are to be executed by Borrower [check box as applicaUlc]: � �Adjustable Rate Rider � Candominium Rider 0 Second Hoine Rider C Balloon Rider �Planned Unit DevelopmenC Ridcr � 1-4 Faznily Rider �VA Rider �Biweekly Payment Ridex � Ot1�ar(s) [specify] (1) "Applica6le Law" means all controlling appllcable f�deral, state and local statutes, regulafions, ord3nances and administrative rules and order5(thaz have the effect of law) as well as all applicable final, non-agpealable judicial opuuons. (J) "Community Association Dues, Fees, and Assessments" means a11 dues, fees; assessments and other chazges that are imposed on Bomower or the Properiy by a condominium association, homeowners association or similaz organization. (K) "Efectronic Funds Transfer" means any transfer of funds, other than a tr�wsaction ori�*inated by check, dra£[, or similar paper mstnunemY, which is initiated tluough an electronic terminal, telephnaic ingtrnment, computer, or ma�netic tape so as to order, instruct, or authoxize a finazicial institution m debit or credit an account. Such term includes, but is not limited to, point-of-saLe transfers, automated teller machine tr�.nsactions, transferS initiated by telephone; wire transfexs, aud automated cicaringhouse transfers. (L) "Escrow Items" means those items fhat arc dcscribed in Section 3. (M) "M iscellaneous Proceeds" means any coinpensation, settlement, awazd of damages, or proeeeds paid by any third party(other than insurance procecds paid under the coverages descriUcd in Section 5) far: (i) damage Eo, or deshuction of, the Property; (ii) eondemnarion or other taking of all or any part of the Property; (iu) conveyance in lieu of condemnation; or(i��)miszepresentations of, or omissions as to, the value and/or condition of the Property. 24000480 NEBRHSKA-Sin3!eFamily-FanniehlaHFreddieMacUNIFORA� WSiRUlv1.-T�T Porm30281/Ot VM P`� VM�6(N�(t 1 p5) Wolters Kluw er Fnancial Sxrvices pa9y p p{��