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201201745 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time far payment or <br /> modSfication of amortizarion of the sums secured by this Secunty Instnunent granted by I endet fo Borrower <br /> or u�y Successor in Interest 6f Boaiower shall not operate ta release the]iability of Borsowa or any <br /> Suecessors in Interest of Borrower. Lender shall not be required to coinmcnce proceedings against any <br /> Successor in Interest of i3orro�ver or to refuse to extend tune for payment or otlierwise modify ainortization <br /> of the sums secured by[his Sccurity Instrument by reason of any demand made by fl�e original Borrower or <br /> any Successors ui InEerest of Borrower. An.y forbeazance by Lender in exercising any rigJrt or remedy <br /> inclucling without linutat3on, Lender's aceeptance of payments from third persons, entities or Suceessors in <br /> Interest of Sorrower or in amounts less than th�amount then due, shall not be a vvaiver of or preclude the <br /> exercise of any right ar rcmedy. <br /> 13. Joint and Several Liabifity; Co-signers; Successors and Assigns Bound. Borro�ver co��eaants and <br /> ac�rees that Borrower's obligalions and liability shall be joint and several. However, any Borro��er who <br /> co-signs this Security Insri'wnent but does noY execute the Note(a"co-si�ier"): (a)is co-signing ihis <br /> Security Instrmnent only to mprtgage, grant and convey the co-signer s inYerest in the Property imder the <br /> teYms of this Security Instrurnent; (b) is aot personally obligaCed to pay the sums secured by this Seeiu-iry <br /> Instrumen� and(c) agees that Lender aud any other Borrower can agree to extend, modify, forbeu or make <br /> any accommodations with regard to tlie terms of this Security Instniment ar the Note witl�out the co-signer's <br /> consenC. <br /> Subject to the provisions of Scction 18, any Successor in interest aF Aorrower v✓ho assumes Borxowei s <br /> ob&gations under this Seccuity Inshument in writing, and is approved by Lendex, shall obtavi all of <br /> Borrower's rights and Uenefits under this Security Insp-mnznt. Bosro�ver sha(1 not be released from <br /> Borrower's obligations and liability und�this Security InstrumenY unless Lender agrees fo such release in <br /> writing. The cyvenants and agreements of this Seciu-iYy H�strument sha11 bind(except as provided in Section <br /> 20) and benefit the successors and assi�is of Lender. <br /> 14. Loan Charges. Lender may charge Borrowa fees for setvices perFormed in connection with Borrowcr's <br /> defaL�lt for the purpose of protecting Lender's intcrest in the Property and rigJits under tlus Security <br /> Instnunent, including, but�TOt limited to, attomeys' fees, property inspection and valuation fees. In regard to <br /> any other fees, the ah�ence of express authority in this Security Instrument to charge a specific fee to <br /> Borrower sHall not he construed as a prohibifion on the ch�ging of smch fee. I.ender may not cl�arge fees <br /> that aze expresslq prohibited liy this Security Irostnunent or by Applicable I.aw. <br /> If the Loan is subject to a law which sets maxiinum loan charges, and that la�v is fwally interpreted so fliat <br /> the interest or other loan chuges collected or to be collected in connactioa with thc Loan egceed the <br /> pernutted livuts, thes (a) any such loan eharge shall be reduced by the amount necessazy to redi�ce the <br /> charge to flze permitted limit; and(b) any sums already collected from Borrower whieh excecded pemutted <br /> Iimits will be refunded to Borrower. Le�der may choose to make this refund by redncing the principal owed <br /> under the Note or by makin�a direct paument to Borrower. IP a rcfund reduces principal, the reducti�n will <br /> be treated as a partial ptepayment without any prepayruent charge(whethef or not a prepayment charge is <br /> grovided for imder the Note). Boaowet's acceptance o£any such refund made by direct payment to <br /> Borrowex will conektuYe a wuvcr of any right o£aefion Borrower might have arising out of such overcharge. <br /> 15. Notices. All notices�ven Uy Borrower or Lender in connection with this Security Instrument must be in <br /> writing. Any norice to Borrower in coanection with this Security Instruu7ent shall Ue deemed to have been <br /> gii�cn to Borrower when mailed by first class mail or when actually delivered to Boirower s noticc;address if <br /> senY by other meavs. Notice to any one Borrowex shall consriNke nofice to all Barrowers unless Applicable <br /> Law expressly requires otherwise. The notice address shall be the Property Address unlcss Borrower has <br /> z4caaase <br /> NEBRFSKA-Sinqle Fam ify-Fann:e Id aelFretltlie M ac UNIFORM INSTRUM 3dT Porm 3028 1 i0 i <br /> vMo M�l( ) <br /> W olter�s Klu�v er Fnancia!Services �pq9e�q���� <br />