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201201696 <br /> required by RESPA, nnd Borrowe�•shall pay to Lende�-11ie amouiit necossary to inalce up tha cleficiency in <br /> accardance wifli RESPA, but in no inore than 12 monthly paymenta. <br /> Upon payment in iull of all smns secm'ed Uy Yhis Sectirity lnsirumenC, Lender sl�all prompUy refiznd to <br /> Borrowc;r any Fiwds hc1d by Le��dcr. <br /> 4. Charges; Liens. 13orrower a1�a11 pay all taxes, assesaments, ch�rges, fines, and im�ositious nttriUutnble to <br /> til�e Proporty wl�ich can atta.in priority ovor tlits SecuriEy Hish'uinent, leeseholcl payment,v or ground rents on <br /> tha Pi�o�erty, if any; and Community Aesociation lluey, Bees, and Assessments, if any. To the extenC thaC <br /> Yhese items ere Escrow Itenis, Borrower shall pay ll�cm in tl�o manner provided 'ui Section 3. <br /> Borrower sha11 promptly dischargc auy lion which has prioi�ity over lliis Secw�itiy Instrument unless <br /> Borrower: (a) agrees in writing fo the payinent of the obligation secure�f Uy the lien iti a mam7m��c;cept��able <br /> to l.cndcr, but r�nly ao lm�g as Bon owcr is performing sucli a�greement; (b) contests the lien in good�PaiCh by, <br /> or defends agttinef enforcemenC of lhe lien in, legal procccdings whieh in l�euder's opinion operata to prevent <br /> the enforcement of the lien while tlioae proceedings are pei7ding, hut only until sucl�proceedings are <br /> concluded; or (c)secures from the holder of the lien aai agreeinenti satisfectory to Lender aubordinaCing the <br /> lien t�this Sccurity [nstrumcnt. 7f Londor detcrmines�Uiat any parf of Uie Property is sabjeeY tio a lien whieh <br /> can aEfain prioriLy over tihia Seauri6y InetrumenC, Lender may givc Rorrower a.notice idesitifying tha lian. <br /> Within 10 dnya oP the daCe on whioh that notice 'vs givei�, Borrower s1�aJ1 satisfy th�lian or talce one or more <br /> oP Yhe aotions set�forth above in this Section 4. <br /> Lender may require Borrower to pay a one-time chnrge for a ranl esl�ate l�ax verifioafion and/or rcpor�ting <br /> service used by Lender in conneclion with tl�is Loan. <br /> 5. Property Insurance. Borrower s1�a11 keep the improvemeuts now existing or herenRer erecCul on Che <br /> Proper�ty insnrcd agait�et loes by firc, hazarde includcd within tl�e terin"extended coverage," and any other <br /> hnznrds including, but not limited tio, earthc�u�kes nnd floocls, for wl�icl� La�dor requu�e:insurance. Thia <br /> insurance shall be maintained in the�nomrts (inclading decluctible levels) and Por the periods ChaL Lcndcr <br /> requires. What Lender reqLiires pursuant to flie preceding sentences c1n change during the term o£the Loan. <br /> Tl�o ineuranoe can'ior providing tl�c iusuranco�l�all bo ohoSe�i by f�orrower subjeot Co Lender's right to <br /> disapprove Borrower's choice, wl�ichright shall not be exeroised m�rcaeouablq. 1,ender may require <br /> Borirower to p�ty, 'vi conneoCion with thie 7,oan, either: (a) a one-time oharge for ilood zonc detcrminarion, <br /> oeriificnCion and (xacking aervices; or(b) n arie-Ein�e char�c for flood zone determuintiov and certification <br /> servioes and aubsequent charges each Ynne rem�pings or similpr ohauges occur which rcaeonably might <br /> affect stich determination or ce��tificztion. ]3orrower shall also Ue responsibla for the payment of eny fees <br /> iniposed by tho 1'ederal Linergeney M�n�.gemeiit Agonoy in com�ection wifli tl�e reviaw o�P any�tlood zone <br /> determination resulting from an objection by Borrower. <br /> If Borrower fnils to maintain nny of the coverages describecl�ibova, Lenflar n�ay ul�t�in instirance coveraga, <br /> aY Lender's option�nd Borrower's expeilse. Lender ie under no obligation to�urchasc any particular type or <br /> amnunt o£coverage. Therefore, yuch coverage siiall cover Lencler, but mighY or might no[protect Borrower, <br /> Borr�wer's equity in the Yropcn'ty, or thc contcnts of tl�e Property, againsC uiy risk, lieznrd or liability�nd <br /> iiughC ptovide gre2Cer or lesser ooverage Chan was previously in offwt. 13orrower acknowleclges that tihe coet <br /> of the ineurance coverage so obtained might significantly exceed the cosC oP insuranco tUat Borrowcr coLZld <br /> haue oUtained. Any amout�ts clisUursed Uy T.ender under tl�is Sectiion 5 shall become additionel debt of <br /> Borrower seciued by tlris Seourity Ins�iumenC. Tl�ese amounte shall vear interest at tha 1�otia ra�tie Proin tlie <br /> date of disbursement and shall be paysd�le, with such interest, upon notioe from Lc��dcr to 13orrower <br /> requesting p�yment. <br /> za000nss <br /> NEBR49KA-9ingle Fnmlly-Fnnnie MealReddle Mao UNIFORM INSTRUfviENT Porni 3020 1/Ot <br /> VM P n VIo1 PG(NE)(N�6) <br /> Woltors Kluwaf Flnanalel Sorvices Pepe e of 17 <br />