Laserfiche WebLink
201201665 <br />(C) "Lender"isBank of the West, a California state banking corp. <br />Lender is a corporat ion <br />organized and existing under the laws of The State of Cal i fornia <br />Lender's address is 13505 Cal i fornia St , NE-BBP-LL-P, Omaha, NE 68154 <br />(D) "Ttvstee" is Bank of the West, a California state banking corp. <br />(E� "M ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is t6e beneficiary uader this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated February 28 , 2012 . The Note <br />states that Borrower owes Lender F i f ty Seven Thousand Three Hundred Seventy F i ve <br />And Zero/100 <br />Dollars (U. S. $ 57 , 375 . 00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March O1 , 2042 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders <br />aze to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br />0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider � Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />chazges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Dectronic Funds Tnnsfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper inslrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M )"Escrow Items" means those items that are described in Section 3. <br />8801158081 <br />N�RASKA-Single Family-Fennle Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP � <br />Wolters Kluw er Financiel Servicea <br />8801158067 <br />Form 3028 1/O7 <br />VMPBA(N� (1105) <br />Page 2 of 17 <br />1 <br />i. <br />U <br />\ � <br />