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<br /> ,':.4:Yt``;-` . `�:, 'POG�T�R�VITH all tie�improaremeats�now or Qe�eafter etected an tLe.property.uad a1!easen:eius.aPPurteaancea.cmd �
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<br /> - - -t:.-. fixtwes �uw ar he�eafter a part of the pra�erty. All r�tacemeffis and ttddidons shail atsa tre aovered by Ws SecvrFty �
<br /> _ ��; � ;.` , Ins�ament.All of the fo:egaing is refened to in this S�c.wity in.�ument as the°Prage�ty.° �
<br /> ':-'�, °: �t„�,�� SOiiROWER COVENANTS that Horiawer is laarfully seisQd of the estate hereby conveyed and has the right w graat ead --
<br /> _-'�--�.-''�—�"-,-----�---`> comrcy tts�Pra�gctty and Wat the Pmperty i��nen�mb$re�,easeFt for e�sumo�anoes of:eoaN. �osm�rer�rarrants an4 wdil —.
<br /> � � def�nd Se�ralty the ritte to the l�ropetty agaias�all cdaims ead demands.su�jecE to any eucumbtancea of reoocd. ,
<br /> 'PHIS SEC[FRITY INSTA13MII3T combines uaifurnr coveaants far national use an�aon-uniform cave�ants with Iimited . —.
<br /> ' � ` �� variatloas bl+,jurisdiction to constitute a uniform seauity instn�ment aovcriag rea)prape�ly.
<br /> •.:�:.i �'`;.::'`:,
<br /> UNI�ORM COVENANTS.Borrower aad Lcnder caveosus and$gt+�e as foltows:
<br /> - . . 1.�aymemt of Priadgat aad Iate�st; PcePoym�t stud I�t¢C��cges.Bamawer shali P��Y Pay whea dne the
<br /> .::..;..:_.h,.v-.;: � priacipal of and interest on the debt ev�cleaoed by tke Note and anY P�PaYment end late ehaeges dne under the Note.
<br /> �Funds for Tase4 and�Sub,�e�t to applicabte law or ta a written wai�►er by Ieader. 8orrower shulE pr►y to
<br />�;,;�;'�,:;:`_.-, �;�.;`�r .Lemde�on the d�y momhly paymeats are due wader the Note.unm7 the Note is paid in fuli,a svm("Fimds°?for.(a)9early.taxcs
<br /> ' -r: �,: �,'�� and assess�a�ts whlcb may atmin priority over tbis Security Inserume�as a li�►on the PropertY:i�)Yeazly Ieasehoid payments
<br /> `.`,r. _� �� L�_�'::J;�' or�mund rems an ti�e Pmperty,if any;t�)Y�Y�or P�P�Y iusacanoe piemiums:(d)YearlY Qaad insor�re premiums. .
<br /> r..:•` ':,:::.,.;r , ff any;<e)Year1Y taortgage insurance premiums.if any;and(�anY �WYable 6y Hotcawer to Leader.in aeoordaaoe witb�
<br /> ',•`'� ;,.';�. :". t6e gmvisions of patagraph 8,in lieu of the p-ayment of mort�e insaraaee ptemiwms.'t�se i�s are ralled`Bscxuw Items.' .
<br /> ` . �.maY,at�s►3+time,oollect and hold Fnnds in aa amount noi to exceed tfie�aatouat a tertder for a f�eraliy.
<br /> �.`::;,:`', ��ri'�`"� �elatst��rs�rtgage toan may require for B+orrower's esc�ow acaarmt vader�the fedaal Real Estaie Setttement Procedur�s Aci of :
<br /> -� `T I4Z���mended f�vnh time w time,t2 U.S.C.S�ctia� 2601 et seq.('RFSPA').untess aanthet law tbat applies to t6e Funds
<br /> ''4 . sets a��esser amomo�.If so, Leader may,at any time.sollect sad hnld�unds in an amonnt nat ta escxed t6e l�ser amount. .
<br /> '...��,; ` . Lead:.°�may.estim�te the amount of Fmids due au the basis of asme�t data a�d reasonab2e estimaies u�E expendii�ues of fuwi�
<br /> � ':,. �, ' g�items or othe�rise in eqaaidance with.�a�splicable law.
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<br /> �tir:__ � ' .:.� Ftmds s6ati 6e i�d isam� iastidrts�ti whose deposits at+�itisute�t.by a fsdesat,ageac�+;,,ias�um�talitY..oi ca�iry .
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<br /> ('mc�,.�-tling Leader,iY LeadQr is��p'aa,insaWri,vn}or in any Federal Rome Losa Bang.�rcI¢s shall:�pIy the Fuads w pay the
<br /> >� :`,:; Bscrow Items.F.eader may+ttot���raaw,i�r for holQing aad apPiYing tbe Funds.a�nua[IY anatYr.'c�the escrow eaoom�t.or
<br /> - '�;r�t ` verit�ring the Fsrnaw,;Items.antess lxu�'�'�'I�arnower intemst ou the F�ads and applirable law�iii^�t.ewier to make.such
<br /> ,.`,, , . ::�. , � a c�..*ge. Ho�����.+ender may�egulre Hd��:eo pay a an�dme chatge for aa indepeadent real c�c ta�c rep�sdng sr,rs►ioe
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<br /> ,,� i�:.' �gca�er fi�.jtonAeMioa�ari�b this ta?Gt;;unlesq apptfcable !aw pmvldes otl��ise. Unless an agreeme�rt;�s made or
<br /> `� '`� +'.� aPp�if��'#,��z^.� Fuads.
<br /> ,' interest��e pald,I.ender sball notfle t+equired to pay Bornowec aaY interest or eamin�!�.&�te
<br /> •:-;�--=.,:�� 8onowcr���ii�d��a��sY�iiiiag,`r.�eve:,i�t;rd:�.�^`�^'t�.�sd ca t�:.Fur�.:.�°�u����. — �
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<br /> • ;.:, withoui e2�arge,:a�,v�ai accaw�ng af the�unds.showIng ecedits aa�.di�aita w the Funds and t�e�nupose for ahicb eacb� .
<br /> j � debit to the Fuus�ta�s tioade:�'Fuacts ace piedged as additianal seeurit�y`�c eli sums�6y.Bvs�tcity Ir.�ment. .
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<br /> ,�:�,.:, � . If the Fuuds hetd by Lender exc�the amouats permiaed to be hetd by applicat�_��'Ixndec s�{all accavp��8brcower . -
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<br /> � ��: ,�;. ;,����t� f o r t h e e x o e s s F u n d a i n a c o o r d a n r e w I t h t h e r e q a i r e m e n t s o f a p p l i c a b l e t a w.I f t h e aiutiBirit�nf the�n d s held 6 y�.e�der at a i ry �'•� . -
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<br /> . �r-' >} , t i m�is noi sufficieesztt to p a p the Escrow Itcros.�en dne.l.ender may so aotify�onower in weldng;�,;ia sach c�se 8ormvrer.___._... --
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<br /> , ,�;, shali pay to L�dsr the amount necessary ta.r.h�ap the deficiency.Bc�pwer shall inake up the.��en In no raore tbati"•:;:.�;r:: --.
<br /> , �`�. twelve mpntbly pnyments,at I.endet's so2e�St�Gan. `�, ... . . � . � • _
<br /> . ' i . � . :Upon Puyment in falt of all sums seauie�i by this S�,�ty,Ia��nt, Lender�s�all pmmpdy:efand ta.�r�awet ai►Y =.:--
<br /> � ., �' `$ F�'h�d 6y Lender.If.under paragrapb 21., Lender s1ut�I{�a�2 qrs���th�Pcopt�b�ll�eader.Prior to the��€�i�ur salc' .. --
<br /> `� - '� of tT1e ProP�Y•�8PPly any Pands keld 6y I.ender at t����a����oa or sate'a's a credit against the so�i�:4�d bY..,..
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<br /> ' •` �� �� this Seca�ity Instr�zie�� .:. � .;� � ' , '� . � , ,
<br /> _. : ' . `-.j`��r 3.Appficatton oY Peyments.UWess applicable law.provides ot&e�n�.al!paymenta reoeived 6y Lende:ander paragrapl� ',;, _�
<br /> � v�:�..�`::; ' 1 and 2 sLell be applted:firsi,e�aAy prepayaient chazges dae under t6e Note:seaoad,W amauius payable uader paragtapb 2: ;-_
<br /> �:"'',,,''- , � tl�ird.w inte�st duc:foucth.ta�cipat due:and last.to any late charges dae nader 4*r�'.Qlote. _
<br /> ,`:`v.�. �: �; 4.Charges;Lieav.Borraa�er sdall pay aU taxes,assessmems. charges, fines a�dl,�posi6ons attribntabie ta the Property �
<br /> -: • ':' ! which.may attain priority rner this Seca�i4Y��lir.�stniment,and teasehold payments or gtnund rents.a�,any. Bormwer shall pay _
<br /> � ,,. ; these obligatlons in the manaer pruvlded iup�aph 2,or if not paid�.that manner.Bbnower s1�a11 Qay them oa dme directiy
<br /> �' ' :'.�.�; � ' to the person awed yayrnent.�Borrower sl�alt�empdy fur�I►w Lender all aotloes of amounts to be paiA uader tSis paragrapD. �
<br /> : ; • . If�oaower aiak�es these payments directly,Bormwer sh�!i�romptly fumish w Y.eadcc�ceipts evideacing the payAZe�ts. _
<br /> = Borsower.s�sll promptly discharge any lien which t►a3�riority over this Saurity�nstmment unIess Borrower_:�a)agree.v�n
<br /> •� . �` �. ��� wrlting to the pa,yment�f the obligadon sec�ured by the lieo in a manner ac�ceptable ta i.ender.(b)wptest9 in good Paith the lien
<br /> � ` .. ' ` .� by. or defends�against enforcement of We tien in, legal'pmeeedings v�Fttcfi'in�the Leader's opinion operate to prevent tae
<br /> . { enforc�ment o!tfle lien;or(c).s�ures from the holder of the lien an agreemem�atiaCu�at7r to Lender subordin�ih0lten w
<br /> . : . ... y thr.s S�ty Insuvmen�If Iru�a determines that aay pari of the Pmpeny is snbjec�tm a tien which may attein�ps�ariry aver _
<br /> U�fs�cusiry tnstrument,l.euder mgy give Bosrower a nodoe identif�ying the tien.8aim�uer shull satisfy the liea Qr take one ar _
<br /> '.�r,r j€ mn�of the actions set forth ab�ve within iQ�days of the giving of nodce.
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