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�o��oi�5o Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall beaz interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Bonower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee tifle to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a wndition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Tnsurance, Borrower shall pay the premiums required to obtain wverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the wst to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by I,ender. If substantially equivalent Mortgage Insurance wverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance wverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultitnately paid in full, and Lender shall not be required to pay Bonower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period fhat Lender requires) provided by an insurer selected by I.ender again becomes available, is obtained, and Lender requires separately designated payments towazd the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable I.aw. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note} for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agrcements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, azry other entity, or any affiliate of any of the foregoing, may r�eive (direcfly or indirecdy) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage incn,�nsp, � exchange for sharing or modifying the mortgage ins�uer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the ariangement is often termed "captive reinsurance." Further: NEBRASKA-Singie Femlly-Farmie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS VMP p Wolmre Kiuwer Flnerrolel Servicres Farm 3028 1 /01 VMP8AWE1 111061.00 Page 9 ot 17 iii iiiiiiiii iii i� ir iiiiii� i iiiiii iim i i m g03305198032 0233 339 0917