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�oj2o�s�o <br />ICi "Lender" isQuicken Loans Inc <br />Lender is a Corporati on <br />organized and existing under the laws of the Sta te of Mi c hi ga n <br />Lend�r'saa�r�ssi� 1050 Woodward Ave, Detroit, MI 48226-1906 <br />(D) "Trustee° is Andrew D. Romatzke, a member of the Nebraska State Bar Assc. <br />(E) "MERS" is Mortgage IIectronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Inshvment. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone mimber of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated March 1 , 2012 . The Note <br />states that Borrower owes I.ender TV� Hundred One Thousa nd Ei ght Hundred <br />�Seventy Five and 00/100 <br />Dollars {U.S. $201, 875. 00 ) plus interest. Borrower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than Ma rc h 1, 20 42 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instr�ment that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider � Condominium Rider Q Second Home Rider <br />❑ Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider <br />❑ VA Rider 0 Biweekly Payment Rider �� <br />�°"��� "„±.,..�':`� � <br />„ <br />(J) "Applicable Law° means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similaz organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Iterns" means those items that aze descn'bed in Section 3. <br />NEBRASKA-Single Femily-Pamde MaelFraddie Mac UNIFORM INSTRUMENT WITFi MERS <br />VMP � <br />Woltare Kluwer Fnencial Servicbe <br />Fom, aoze � roi <br />VMPBA(NE) 117061.00 <br />Page 2 of 77 <br />iii i��ii iii qi ii ai�ium �iiiii� m� <br />